Woodsinsurance.com

Woods Insurance, Worcester MA Insurance Agency

Woods Insurance, located in Worcester, MA, is an Insurance Agency where customers come first. We are dedicated to making sure you get all the insurance help you need!

Actived: Thursday Jan 14, 2021

URL: https://woodsinsurance.com/

Woods Insurance, Worcester MA Insurance Agency

Details: Woods Insurance, located in Worcester, MA, is an Insurance Agency where customers come first. We are dedicated to making sure you get all the insurance help you need!

› Verified 2 days ago

› Url: https://woodsinsurance.com/ Go Now

› Get more:  Insurance QuotesGo Now

About TJ Woods Insurance Agency in Worcester, MA

Details: When you’re looking for a different kind of insurance agency – one that truly cares about you – you want TJ Woods Insurancy Agency. You’ll find an old-fashioned customer service approach, where our customers come first, and we will always help you make the wisest choices to accommodate your situation.

› Verified 3 days ago

› Url: https://woodsinsurance.com/us/ Go Now

› Get more:  Insurance QuotesGo Now

Personal Insurance offered at MA Agency

Details: 1-800-696-5944 Voted "Best Insurance Agency" by Worcester Magazine readers since 2009 & Worcester Telegrams since 2016!

› Verified 2 months ago

› Url: https://woodsinsurance.com/personal-insurance/ Go Now

› Get more:  Insurance QuotesGo Now

Homeowners Insurance - Massachusetts

Details: Generally, homeowners insurance policies (even a guaranteed replacement cost policy) won’t pay for the extra expense of rebuilding to code. Many insurance companies offer an Ordinance or Law endorsement that pays a specified amount toward these costs. (An endorsement is a form attached to an insurance policy that changes what the policy covers.)

› Verified 2 months ago

› Url: https://woodsinsurance.com/personal-insurance/homeowners/ Go Now

› Get more:  HomeownerGo Now

Property Liability Insurance

Details: Liability Insurance. Liability insurance is designed to protect the business against losses even if they are negligent or liable for damage, injury or loss to another’s property, reputation, or health. Typically, damages, legal defense fees and settlement charges are paid by the insuring company when a claim is filed against the business.

› Verified 2 days ago

› Url: https://woodsinsurance.com/business-insurance/property-liability/ Go Now

› Get more:  Health,  BusinessGo Now

Insurance Risk: What Is It? - TJ Woods Insurance Agency

Details: Insurance works by pooling the risk and the funds to pay for it. If 1 in a 100 people are statistically likely to get into an accident, if those 100 people all pay enough to cover the cost of the one person, all 100 people are covered for the risk and can pay for it. This is an oversimplification of the process, which has many factors and types

› Verified 16 days ago

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Our Team at TJ Woods Insurance Agency in Worcester, MA

Details: 1-800-696-5944 Voted "Best Insurance Agency" by Worcester Magazine readers since 2009 & Worcester Telegrams since 2016!

› Verified 4 days ago

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Make A Payment - Woods Insurance

Details: To make an electronic payment please chose your insurance company from the list below and click the “Make a Payment” link. Commerce/MAPFRE [Make a Payment] NLC Insurance Companies [Make a Payment] Plymouth Rock Assurance [Make a Payment] Progressive [Make a Payment] Main Street America Insurance [Make a Payment]

› Verified 3 days ago

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Home Damaging Insects and Insurance - TJ Woods Insurance

Details: Homeowners’ insurance coverage usually is governed by two major factors: was the incident sudden and accidental? Damages that occur from gradual growing problems that are preventable through home maintenance (mildew, wood rot, and rust for non-insect examples) are not covered.

› Verified 26 days ago

› Url: https://woodsinsurance.com/home-damaging-insects-and-insurance/ Go Now

› Get more:  HomeownerGo Now

About TJ Woods Insurance Agency in Worcester, MA

Details: He also was an insurance agent and growing up I admired his ability to help people by helping to solve their various problems, including insurance issues. He was also a very caring and charitable person, admired by many, who believed in helping those who are not as fortunate as oneself.

› Verified 4 days ago

› Url: https://woodsinsurance.com/us/team/walter-conlin/ Go Now

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Contact TJ Woods Insurance Agency, in Worcester, MA

Details: TJ Woods Insurance Agency is located at: 20 Park Ave., Worcester, MA 01605. You can call us at: Office: (508) 755 5944 | Toll Free: (800) 696 5944 | Fax: 508-791-9841. Our Hours of Operation are:

› Verified 4 days ago

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Condominium Insurance, Worcester, MA

Details: What type of insurance do I need for a co-op or condo? If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home. You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.

› Verified 18 days ago

› Url: https://woodsinsurance.com/personal-insurance/condominium/ Go Now

› Get more:  Bank,  CondoGo Now

Insurance Basics: What Exactly is Liability Insurance?

Details: This insurance helps to pay for other people’s property, not yours. It may cover expenses to the repairs or replacement of damaged items such as vehicles, lamp posts, fences, or other property damaged during the covered accident. Vehicle Liability Insurance. In most states, auto liability insurance coverage is a legal requirement for driving

› Verified 4 days ago

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Business Insurance - Massachusetts

Details: Business Insurance The success of a business, whether it’s a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business.

› Verified 18 days ago

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6 Common Homeowners Insurance Exclusions - TJ Woods Insurance

Details: Homeowners insurance policies are designed to cover a broad spectrum of risks, from damage to the house to the liability of those within. Nevertheless, like most industries, insurance providers set a limit to what their policy covers to preserve their business.

› Verified 3 days ago

› Url: https://woodsinsurance.com/6-common-homeowners-insurance-exclusions/ Go Now

› Get more:  Homeowner,  BusinessGo Now

Life Insurance: The Basics

Details: Life insurance can be a daunting purchase to consider, but TJ Woods explains the basics of life insurance to make the process of searching for it easier. You're just seconds away from snatching this helpful article about life insurance! Simply fill out the following information and you'll instantly have these helpful tips.

› Verified 1 months ago

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How is Condominium Owner's Insurance Different? Condo

Details: Although renter’s insurance and condominium owner’s insurance policies have many similarities, they are indeed two very different policies. Both policies provide personal property and liability coverages, but a condominium owner’s policy is a little more complex in the coverage that it provides.

› Verified 3 days ago

› Url: https://woodsinsurance.com/how-is-condominium-owners-insurance-different/ Go Now

› Get more:  CondoGo Now

Renters Insurance - Massachusetts

Details: 1-800-696-5944 Voted "Best Insurance Agency" by Worcester Magazine readers since 2009 & Worcester Telegrams since 2016!

› Verified 22 days ago

› Url: https://woodsinsurance.com/personal-insurance/renters/ Go Now

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Does an Underground Storage Tank Need - Woods Insurance

Details: Insurance policies for underground storage tanks provide coverage for specific damages, injuries, or losses. If you, the homeowner or the commercial tank owner, own the UST and are not covered by any state funds, purchasing environmental insurance is likely your next best choice.

› Verified 10 days ago

› Url: https://woodsinsurance.com/underground-storage-tank/ Go Now

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The Importance of Professional Liability Insurance for

Details: Risk Management: The Importance of Liability Insurance. Most tanning salon owners would agree that securing insurance is one of the basic costs of doing business. As responsible business owners, they have budgeted for the appropriate coverage’s as a precautionary measure in the event of a loss— especially a catastrophic loss.

› Verified 5 days ago

› Url: https://woodsinsurance.com/the-importance-of-professional-liability-insurance/ Go Now

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Misc Commercial Insurance

Details: Credit Insurance – Covers your accounts receivable against payment default on the part of one of your customers. Libel & Slander – Provides coverage for liability arising from libel and slander. Special Event Insurance – Provides coverage when your company participates in shows, exhibitions, hole-in-one events and other such activities

› Verified 3 days ago

› Url: https://woodsinsurance.com/business-insurance/misc-commercial-insurance/ Go Now

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Insurance Fraud: Understanding Its Widespread Effects - TJ

Details: Insurance Fraud: Understanding Its Widespread Effects. You're just seconds away from obtaining this helpful resource describing some of the most common forms of insurance fraud and the larger implications of fraud on society! Simply fill out the following information and you'll instantly have these helpful tips to ensure you know how to

› Verified 16 days ago

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What is Renter’s Insurance? - TJ Wood Insurance

Details: Generally renter’s insurance covers damages and losses to your personal property due to scenarios outside your control, including criminal, mechanical, and natural disasters. Below is a general list of losses covered under renter’s insurance.

› Verified 28 days ago

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Motorhome / RV Insurance - Massachusetts

Details: Many people are unaware that an auto insurance is not designed to insure the special needs of an RV owner. Whether your RV is a Class A, Class C, Fifth Wheel, Travel Trailer or Camper Shell — we are dedicated to providing you the right motorhome insurance quote at the right price.

› Verified 4 months ago

› Url: https://woodsinsurance.com/personal-insurance/motorhome/ Go Now

› Get more:  Auto,  TravelGo Now

When Do You Need Pollution Liability Insurance? - TJ Woods

Details: Pollution Insurance is a type of coverage created specifically to manage costs associated with pollution clean-up, as well as covering pollution liability claims related to injury or deaths. This insurance was created in response to the problem that liability claims were bankrupting companies, and the victims were not being compensated.

› Verified 7 days ago

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Business Interruption Insurance: Is It Important? - TJ

Details: Business interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. Here is an example scenario: a business next to your building catches fire that spreads to yours and ultimately destroys much of the properties. It’s clear you won’t be able to open up shop for a while.

› Verified 2 months ago

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Massachusetts Workers' Compensation - Woods Insurance

Details: Workers’ compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don’t include coverage for workers’ injuries.

› Verified 1 months ago

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Does Insurance Cover a Heating Unit Replacement? - TJ

Details: In such situations, it’s important to determine whether insurance would cover a heating unit replacement. When is a Heating Unit Covered by Insurance? Your homeowners insurance covers built-in appliances – which include your furnace, boiler, or HVAC unit – but only when damaged by a covered peril.

› Verified 1 days ago

› Url: https://woodsinsurance.com/does-insurance-cover-a-heating-unit-replacement/ Go Now

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Umbrella Insurance - Massachusetts

Details: What is personal umbrella insurance? Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments. Umbrella insurance also covers situations that may not be covered by another policy such as slander or libel.

› Verified 3 months ago

› Url: https://woodsinsurance.com/personal-insurance/umbrella/ Go Now

› Get more:  Homeowner,  AutoGo Now

Does Your Business Need Inland Marine - Woods Insurance

Details: As things began to be transported over land, insurance companies decided to start offering insurance policies for those items as well, this was the birth of inland marine insurance. Now, most transportation is done over land, but the name remains. What Does Inland Marine Insurance Cover? Inland marine coverage is actually very broad.

› Verified 5 days ago

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What Does My Condo’s Master Insurance Policy Cover?

Details: Filling in the Gaps with Personal Condo Insurance. You can speak with your independent insurance agent to determine which areas left out of your condo’s master insurance policy you need to provide coverage for. By investing in a personal insurance policy, you’ll be able to cover all your personal belongings – which aren’t included in

› Verified 10 days ago

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Flood Insurance

Details: Flood insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris clean-up and floor surfaces (like carpeting and tile), your investment is protected by a flood insurance policy, something that your homeowners policy does not offer.

› Verified 3 months ago

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› Get more:  Homeowner,  FloodGo Now

Homeowners Coverage and Winter Storms - Woods Insurance

Details: Your homeowners insurance generally will cover the punishment that severe storms and blizzards can inflict on a home, including roof collapses, wind damage, and water leakage resulting from pipes bursting or gutters becoming clogged with ice, says the trade group Insurance Information Institute.

› Verified 6 days ago

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› Get more:  HomeownerGo Now

Do I Need Swimming Pool Liability Insurance? -TJ Woods

Details: TJ Woods Insurance, located in Worcester, MA, is happy to offer competitive rates on homeowners insurance, so contact us today to learn more. Filed Under: Learning Library Tagged With: Homeowners Insurance, liability insurance, pool insurance, pool liability, swimming pools. Request a Free Quote. Name *

› Verified 10 days ago

› Url: https://woodsinsurance.com/need-swimming-pool-liability-insurance/ Go Now

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Insurance Risks - 5 Reasons to Rethink Installing Your

Details: Insurance: In most cases, home-owners insurance goes up with the addition of a diving board. The percentages vary depending on the policy, but that’s just the way it is. The percentages vary depending on the policy, but that’s just the way it is.

› Verified 21 days ago

› Url: https://woodsinsurance.com/insurance-risks-diving-board/ Go Now

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Get your free quote from this MA Insurance Agency!

Details: Insurance to Have for Your Recreational Sporting Vehicle. Being in quarantine has left many yearning for the outdoors. As a result, people are taking advantage of these warm summer months to hit the golf course or explore the wilderness.

› Verified 4 months ago

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The Types of Commercial Crime Coverage - Woods Insurance

Details: A good insurance to help avoid scandal and bad client relations and legal action. Computer and Transfer Fraud. Physically stealing you or your client’s data isn’t the only way someone can steal from your company. If an employee or someone else uses a computer to transfer money, securities, or other property, or illegal transfer of funds

› Verified 2 days ago

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Should I Add Rental Reimbursement to My Auto Insurance Plan?

Details: Insurance is meant to cover the uncertain, and unfortunately one cannot predict the future. An accident could occur at any time, and no one knows to what extent it will damage your vehicle. The best way to decide if you should add rental reimbursement to your insurance plan is to plan out what would happen if you did lose use of your car for a

› Verified 16 days ago

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Employment Practice Liability Part I - Woods Insurance

Details: A different type of insurance known as Employment Practices Liability Insurance (or EPLI) protects businesses against claims by workers in which they feel their rights have been violated by the company which employees them. Recently, there have been an increasing number of law suits filed against corporations in this category.

› Verified 5 days ago

› Url: https://woodsinsurance.com/employment-practice-liability-part-i-breach-of-contract/ Go Now

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Homeowner’s Insurance: Tips on Itemizing Your Coverage

Details: An insurance endorsement is an addition to a common insurance policy that alters the coverage for a specific occurrence or item. Say your homeowner’s insurance only covers up to $3,000 worth of jewelry, but you own $7,000 worth of jewelry.

› Verified 9 days ago

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Auto Insurance - Central Massachusetts

Details: Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:

› Verified 19 days ago

› Url: https://woodsinsurance.com/personal-insurance/automobile/ Go Now

› Get more:  Medical,  AutoGo Now

Got Jewelry? You Should Start Thinking - Woods Insurance

Details: Many insurance companies offer this type of policy, and can discuss options with their clients. This type of insurance is typically purchased as asupplement to an existing insurance policy. The origins of this type of insurance allegedly started with Lloyd’s of London, a venerable provider of insurance which dates back to the 17th century.

› Verified 1 months ago

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Does Your Nonprofit Organization Need - Woods Insurance

Details: Volunteer Liability Insurance. If a volunteer doesn’t have the privilege of relying on their homeowners policy, the nonprofit can invest in volunteer liability coverage. This is typically packaged with volunteer accident insurance, where a designated amount of damages will be covered for personal and automobile liability.

› Verified 19 days ago

› Url: https://woodsinsurance.com/does-your-nonprofit-organization-need-coverage-for-volunteers/ Go Now

› Get more:  Homeowner,  AutoGo Now

Requirements to Operate a Snow Plow - TJ Woods Insurance

Details: From collision insurance for snowy slides and striking parked vehicles to liability coverage for damage to property, we can provide you with the right coverage for your winter enterprise. In addition to coverage for snow plows, we can provide personal auto and home insurance, as well as business insurance for all your commercial enterprises.

› Verified 2 days ago

› Url: https://woodsinsurance.com/requirements-to-operate-a-snow-plow/ Go Now

› Get more:  Auto,  BusinessGo Now

Debunking 5 Common Renters Insurance Myths - TJ Woods

Details: 5. Renters Insurance is Expensive. Many renters picture the cost of renters insurance mimicking that of homeowners insurance, but that is far from true. The average cost of renters insurance in Massachusetts, according to Business Insider, is only $194. That’s only $16 a month – practically the price of a large pizza.

› Verified 2 months ago

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› Get more:  Homeowner,  Renters,  BusinessGo Now

Home Insurance Basics: Endorsements and Itemizing Your

Details: In property and casualty insurance, an endorsement is an amendment to your policy that specifies your coverage under certain circumstances or for itemized valuables. Some elective endorsements include things like jewelry, antiques, or other itemized household objects.

› Verified 18 days ago

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What Does Workers Compensation Cover? - Woods Insurance

Details: An insurance underwriter will look at the construction business as much riskier than a word processing business. To appropriately charge for the anticipated risk, workers compensation policies are rated based on payroll classification. Each classification (class code) has its own corresponding rate.

› Verified 2 days ago

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A Guide to Determining Who is at Fault - Woods Insurance

Details: Your insurance will go from there, handling who is at fault, evaluating damages, and holding who is at fault responsible for the damage costs. If you have any questions regarding who is at fault in a car accident, our agents at TJ Woods Insurance would be more than happy to help!

› Verified 3 days ago

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Special or Professional Liability Insurance - Massachusetts

Details: Professional Liability Insurance protects your business against loss from a claim of alleged negligent acts, errors or omissions in the performance of your professional services. The policy normally pays for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

› Verified 3 days ago

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Differences Between Motorcycle and Car Insurance

Details: Because of this a normal insurance policy of a motorcycle looks different than that of an auto, especially depending on the state’s policy. Personal Injury Protection. Massachusetts is a no-fault state, which means your car insurance must cover your damages and injuries in an accident, regardless of who is at fault.

› Verified 15 days ago

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