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Best Wallet Hacks - Strategies & tactics for getting ahead

I share the money tips, tricks, and strategies I use to manage our finances, invest wisely, use credit responsibly, and get the most from our money. Join us as we figure this out together!

Actived: Sunday Jan 17, 2021

URL: https://wallethacks.com/

5 Types of Insurance Everyone Needs - Best Wallet Hacks

Details: Insurance is one of those messed up things in life that you buy hoping to never use it. The amount of insurance you need will vary based on your life situation and personal choices but in general, everyone will need health insurance, life insurance, homeowner's or renter's insurance, disability insurance, and umbrella insurance.

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› Get more:  Homeowner,  Life,  HealthGo Now

The Best Renter's Insurance Companies in 2021

Details: With a multitude of insurance types available, Allstate is a great place to get renter's insurance if you are already an existing customer or want to earn discounts for bundling coverages. Rates for renter's insurance start at $4 when bundled with car insurance.

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› Get more:  Insurance QuotesGo Now

The Fastest Ways To Buy Life Insurance Online in 2021

Details: Fabric will issue 10-, 15-, and 20-year term life insurance policies with coverage starting at $100,000 up to $5,000,000 – all online. The online application process takes approximately ten minutes and if you qualify, they will issue a policy there. Fabric issues policies from Vantis Life, which is a Penn Mutual Company (established 1874).

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› Get more:  LifeGo Now

What is the Average Cost of Life Insurance?

Details: Insurance companies adjust for this risk by charging a higher premium on longer-term policies. Gender. You’ve probably noticed in the table that premiums for women are universally lower than they are for men. That’s not an accident, nor is it an example of gender bias.

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The 11 Best Disability Insurance Companies of 2021

Details: Guardian Life is a diversified insurance company that offers disability insurance through Berkshire Life Insurance Company of America. The company offers both short-term and long-term disability plans, and you can even combine having both. Also, they offer supplemental disability insurance, to add extra coverage for your long-term plan.

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› Url: https://wallethacks.com/best-disability-insurance-companies/ Go Now

› Get more:  LifeGo Now

The 10 Best Online Life Insurance Companies 2021

Details: Fabric is a relatively newer entrant to the life insurance space but they offer policies issued by Vantis Life, which is a Penn Mutual Company (established 1874). Vantis also has an A+ (Superior) rating for financial strength by A.M. Best. Fabric has have a very quick online application process (10 minutes) and they offer 10-, 15-, and 20-year term life insurance with coverage from $100,000

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Can You Get Both Unemployment and a Stimulus Check?

Details: The average state unemployment insurance benefits were up to 26 weeks before the Great Recession as well. Stimulus Checks vs. Unemployment Insurance. Let’s do a quick review of the key features of these two stimulus measures. Stimulus Checks. One-time payment; Must file a 2019 (or 2018) federal tax return

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› Url: https://wallethacks.com/stimulus-check-unemployment-benefits-coronavirus/ Go Now

› Get more:  Insurance QuotesGo Now

How to Lower My Auto Insurance Premium Costs

Details: Insurance companies make it easy to get quotes – they can look up a ton of information without you having to enter it. With just your name and a few other personal details, GEICO, Esurance, and several other companies were able to pull up both of our vehicles.

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› Get more:  Insurance QuotesGo Now

How to Speak to a Live Person at the IRS

Details: Laurie Blank is a blogger, freelance writer, and mother of four. She’s psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate.. She's a licensed Realtor with Edina Realty in Minneapolis, Minnesota (also licensed in Wisconsin too) and has been freelance writing for over six years.

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Best Wallet Hacks - Strategies & tactics for getting ahead

Details: I share the money tips, tricks, and strategies I use to manage our finances, invest wisely, use credit responsibly, and get the most from our money. Join us as we figure this out together!

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› Get more:  FinanceGo Now

The 7 "Weird" Types Of Insurance You Didn't Know You Needed

Details: Disability Insurance. There is a ton of mystery around disability insurance, but to clear things up, I simply refer to it as paycheck insurance.The reason I prefer this term is that it gets straight to the point; there is no wondering about what the insurance will cover.

› Verified 13 days ago

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› Get more:  Insurance QuotesGo Now

What does it mean to be Licensed, Bonded, and Insured?

Details: Business insurance policies also can cover errors and omissions committed by the company while performing their work, business interruption insurance, which covers the loss of income resulting from a catastrophe that disrupts the operation of the business, and liability protection to cover the company’s legal responsibility for the harm it

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Can You Buy Peace of Mind? My Thoughts on Insurance

Details: Disability insurance – Sometimes called disability income insurance, it provides a stream of income if you are unable to work. Long-term care insurance – As you near retirement and may need long-term care, this insurance may become critical.

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How Life Insurance with No Medical Exam Works

Details: Insurance companies may target applicants who are young and in good or excellent health for no medical exam policies. Both statuses reduce the risk of early death by the applicant and the payment of the death benefit by the insurance company. Life insurance with no medical exam is usually offered as term life insurance only.

› Verified 9 days ago

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› Get more:  Medical,  Life,  HealthGo Now

Do I Need Disability Insurance? - Best Wallet Hacks

Details: The cost of disability insurance is based on many factors including these: Your Age: Older people pay more than younger people; Your Job: Different types of occupations pay different prices.Professional occupations (like desk jobs) typically receive better rates than more manual jobs (like heavy labor) due to the differences in risk.

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› Get more:  Insurance QuotesGo Now

5 Common Myths About Renter's Insurance (#3 Might Scare You)

Details: Insurance is for protecting you from the catastrophic. I've been a homeowner for 13+ years and it was only this past winter that we ever made a claim. But it was a doozy (burst pipe) of a claim that protected our butts to the tune of five figures.

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› Url: https://wallethacks.com/renters-insurance-myths/ Go Now

› Get more:  HomeownerGo Now

Term Life vs Whole Life Insurance - Which Is Better For You?

Details: Variable-Universal Life Insurance is a variable life insurance policy with a flexible premium. When you stop paying the premiums (“surrender the policy”), you get the cash value minus any outstanding loans. I won't go into the nitty-gritty details of each type of whole insurance, but they are all set up in similar ways.

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› Get more:  Loans,  LifeGo Now

Is AAA Worth the Cost? - Best Wallet Hacks

Details: Our auto insurance is through State Farm and they offer 24 hour emergency roadside service. They offer towing, lockout service, gas/oil, battery jumpstart, tire changes, and other emergency repairs. It's not unlike what AAA offers and it's an addition on our policy. We only pay $8.80 per year per car.

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› Get more:  AutoGo Now

What's in the CARES Act for Individual Americans?

Details: Your state should automatically apply the benefits if you currently receive unemployment insurance. Each state manages its own unemployment insurance benefit programs. You typically receive benefits for up to 26 weeks. The average national unemployment insurance weekly benefit is $385 but is less in states with a low cost-of-living.

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› Url: https://wallethacks.com/coronavirus-stimulus-package-for-individual-americans/ Go Now

› Get more:  AutoGo Now

How to Create a Financial Emergency Plan

Details: Get health insurance – You will have access to COBRA for a short time, but is it the right option? Should you consider the Affordable Care Act? What are your options? Establish an approach for getting a new job – Update your resume (you should be doing this every 6-12 months anyway), network, etc.

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› Get more:  HealthGo Now

Is Travel Insurance Worth It? See what I learned

Details: Travel Accident Insurance: This coverage gets a little too complicated to explain in a single bullet but if there is an accident, in which you lose something (your life, hearing, limbs, etc), the insurance will reimburse you. In the case of a loss of life, that's $500,000.

› Verified 1 months ago

› Url: https://wallethacks.com/is-travel-insurance-worth-it/ Go Now

› Get more:  Life,  TravelGo Now

Ladder Life Insurance Review - Updated 2021

Details: Ladder Life Insurance is an online insurance platform designed specifically to provide fast approvals for low-cost life insurance policies. Years ago, before companies like Ladder, getting life insurance was a long process and a big pain in the butt.

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› Get more:  LifeGo Now

Bestow Life Insurance Review 2020 - Best Wallet Hacks

Details: Bestow Life Insurance is an online life insurance company that sells low-cost life insurance policies that require no medical exam. All policies offered are term life insurance, ranging from two years to 20 years. The site was launched in November 2016 and is based in Dallas, Texas. But don't let Bestow Life's relatively young age scare you.

› Verified 6 days ago

› Url: https://wallethacks.com/bestow-life-insurance-review/ Go Now

› Get more:  Medical,  LifeGo Now

The Best Travel Insurance Companies of 2021

Details: Travel insurance and travel medical insurance are two different policies. Travel insurance is an effective way to protect your financial investment for your trip. The benefits can provide coverage for prepaid, non-refundable trip costs. Travel medical insurance is used for short term medical coverage when you enter a foreign country. Your

› Verified 22 days ago

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› Get more:  Medical,  TravelGo Now

Treasure Chest: My Favorite Financial Resources & Tools

Details: Insurance. Insurance is critical and this is how I think about insurance. If you need life insurance, I recommend checking out our list of the best life insurance companies. We briefly discuss companies like Bestow, Fabric, Ladder, and more – you will be able to find an affordable policy through one of these providers.

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How Much Life Insurance Do I Need? - Best Wallet Hacks

Details: Your employer-sponsored life insurance policy: not considered; TOTAL – $920,000. When you subtract $920,000 from $1,660,000, that leaves you with a reasonable life insurance need of $740,000 – let’s call it $750,000 to keep the numbers round. That will provide you with a fairly accurate death benefit.

› Verified 2 months ago

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› Get more:  LifeGo Now

Gerber Life Insurance Review: Is It Worth It?

Details: While insurance companies love to tout the benefits of whole life insurance policies due to the cash value, the truth is that the cash value earned by the policy is typically much lower than you would get with traditional investment options. For that reason, I recommend going with the more affordable term life insurance policy and accumulating

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› Get more:  LifeGo Now

Do You Need Long-Term Care Insurance? - Best Wallet Hacks

Details: Like all insurance policies, long-term care insurance provides certain specific benefits within well-defined limits. Put another way, it would be a mistake to assume you can purchase a long-term care policy that will provide unlimited payment for an unlimited long-term care stay.

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› Get more:  Insurance QuotesGo Now

The Best Home Warranty Companies in 2021 (7 Reviewed)

Details: Choosing the combo plan also gives you a $500 homeowner's insurance deductible reimbursement. Usually home warranty plans only cover expenses your homeowner's insurance won't. It's worth looking into this benefit if you go with TotalProtect. The trade call fee is either $100, $125, or $150. These fees are higher than other warranties.

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› Get more:  HomeownerGo Now

Sproutt Life Insurance Review: Quick Online Life Insurance

Details: About Sproutt. Sproutt is a life insurance broker providing an online life insurance marketplace, and not a direct life insurance provider.The company lists its official headquarters as Hartford, Connecticut, but their business operations are based in New York City, and the research and development arm is in Tel Aviv, Israel.

› Verified 7 days ago

› Url: https://wallethacks.com/sproutt-life-insurance-review/ Go Now

› Get more:  Life,  BusinessGo Now

How Does Your Net Worth Compare with the Average American?

Details: * buy used cars, you will save on price & insurance * expenses add up very quickly, plan for surprise expenses (car breakdown/medical payments) * increase your skills, try and get a job that helps increase pay. Just look around and you will know which jobs pay well and have room for growth with experience and continued learning. * Be frugal

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› Url: https://wallethacks.com/average-net-worth-by-age-americans/ Go Now

› Get more:  Medical,  CarsGo Now

How to Get Free or Cheap Flu Shots for 2020-2021 Flu Season

Details: Costco Pharmacy Locations – No cost on most insurance plans (they can only bill prescription plans, they can't bill a medical plan) or $19.99. Costco is the cheapest option for those without insurance and are paying out of pocket (you do not need a membership to go to the pharmacy, one of our most important Costco hacks).

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› Get more:  MedicalGo Now

What You Should Do With All the Financial Advice on the

Details: Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard's Blog.He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon

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Subscribe - wallethacks.com

Details: Get my Money Toolbox, the tools I use to manage my money, and join 20,000+ subscribers learning how to make more money, invest better, enjoy more of life with our 100% free newsletter.

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Best Personal Finance and Investing Newsletters for 2021

Details: It’s one of my favorite personal finance sites because they share a lot of actionable information for people of all financial backgrounds. If you’re struggling to make ends meet, they have resources to help. If you’re looking to increase the amount of life insurance you have, they can help. There’s something for everyone on the site.

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› Url: https://wallethacks.com/best-personal-finance-investing-newsletters/ Go Now

› Get more:  Finance,  LifeGo Now

Fidelity Investments Promotions: Up to $2,500 Cash

Details: Fidelity Investments is one of the biggest investment companies in the world in terms of the number of customers and also total assets under management.. For the longest time, they’ve been competing head-to-head with The Vanguard Group in the mutual fund space. Personally, I’ve been a Vanguard customer for decades but I’ve heard plenty of great things about Fidelity.

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› Url: https://wallethacks.com/fidelity-investments-promotions/ Go Now

› Get more:  Insurance QuotesGo Now

9 Places for Community Service Volunteer Opportunities

Details: Jim: When I was in high school, I volunteered at the Stony Brook University Hospital in the pediatrics department. I just played with some of the kids in the playroom for a couple of hours. It was fun because they were going through so much and just being able to play with toys, board games, and just get out of their rooms – that was one of the most rewarding experiences of my life.

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› Url: https://wallethacks.com/volunteer-opportunities-organizations-groups-near-me/ Go Now

› Get more:  LifeGo Now

How to Create Foolproof Financial Safety Nets

Details: Health insurance; Disability insurance; Home or renters insurance; Life insurance; Retirement account; Reducing debt; Multiple income streams; Automation; Professional help; Now, we'll take a closer look at the 10 financial safety nets you should start building today. 1. Emergency fund

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› Get more:  Renters,  Auto,  Life,  HealthGo Now

The Best HSA Accounts of 2021 - Best Wallet Hacks

Details: Life insurance with no medical exam doesn't mean your health isn't taken into consideration - the company just uses other means of obtaining that information. Also, it is usually more expensive, has a lower death benefit, and a shorter-term than traditionally underwritten policies.

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› Get more:  Medical,  Life,  HealthGo Now

Stock Ownership Statistics in the United States

Details: The next biggest category is 19.4% of Americans having a cash value life insurance policy. The amounts are quite telling. First, look at the massive difference between the conditional median and conditional mean! In the “Any financial asset” row, the median value is $25,700 whereas the mean value is $363,700! This shows there's a

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› Get more:  LifeGo Now

Lively HSA Review: An HSA Worth Checking Out

Details: A medical insurance plan's minimum deductible and its maximum out-of-pocket amounts determine if the plan is HSA-eligible. Below are the minimum plan requirements to qualify for an HSA in 2021: Individuals: $1,400 (Maximum out-of-pocket amount of $7,000 or less)

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› Url: https://wallethacks.com/lively-hsa-review/ Go Now

› Get more:  MedicalGo Now

Morningstar Review 2021: Is Premium Worth It?

Details: As you can see, the free service is fairly limited but it's enough to let you get a feel for the service. If you want analyst reports and top investment picks, Morningstar Premium costs $199 per year.There is a discount off the Morningstar Premium subscription price if you subscribe for multiple years.. What do you get with Morningstar Premium?

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› Get more:  Insurance QuotesGo Now

Lemonade Review - Renter's and Homeowner's Insurance for

Details: Lemonade is a private insurance company that was founded in 2015. They sell insurance for renters, homeowners, and condos or coops. Lemonade also offers add-on coverage (riders) for valuable items, earthquakes, and the accidental loss of property. But Lemonade isn't just a fancy new way to price compare insurance – they do it differently.

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› Get more:  Homeowner,  Renters,  CondoGo Now

Is a Home Warranty Worth It? - Best Wallet Hacks

Details: Similar to car insurance, you can choose as many (or few) plans as you wish. With car insurance, liability coverage is the base product that covers you for at-fault incidents. But collision, comprehensive, and roadside assistance cover expenses for other events. Below are some of your potential home warranty plan options:

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› Get more:  Insurance QuotesGo Now

How to Find the Best Consignment Stores - Best Wallet Hacks

Details: Since 2009, Kevin Mercadante has been sharing his journey from a washed-up mortgage loan officer emerging from the Financial Meltdown as a contract/self-employed "slash worker" – accountant/blogger/freelance blog writer – on OutofYourRut.com. He offers career strategies, from dealing with under-employment to transitioning into self-employment, and provides "Alt-retirement strategies" for

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› Url: https://wallethacks.com/best-consignment-stores/ Go Now

› Get more:  MortgageGo Now

World Nomads Travel Insurance Review: Should You Buy It

Details: World nomads insurance is also good for anyone looking to get medical and travel insurance in one package. They combine the two to protect your health and your trip. With the Explorer Plan, you'll get $100,000 in medical coverage paired with $10,000 in trip cancellation and interruption all at a reasonable price.

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› Get more:  Medical,  Health,  TravelGo Now

Epic Life Events - Best Wallet Hacks

Details: Starting anything new is hard, starting your first job out of school can feel like scaling Mount Everest. New people, new environment, new procedures and that's not even accounting for the important financial decisions you'll need to make regarding your retirement savings and health insurance. >> Crushing It at Your First Job from Day One…

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› Get more:  Accounting,  HealthGo Now

How to Buy Physical Gold Bullion (without getting ripped off)

Details: It's an insurance policy. March 2020 Update: The prices quoted below for various coins, the spot price of gold, and other figures are dated back to early 2017. As we are in the midst of the COVID-19 pandemic, the prices are clearly different but the relative prices (the markup) on various items remain relatively the same.

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101+ Restaurants with Free Food on Your Birthday

Details: Benihana. $30 gift certificate (Join The Chef's Table)Bertucci's. Free dessert (Join by filling in the email at the top right)BGR The Burger Joint. Free burger ()Black Angus Steakhouse. Free steak dinner with the purchase of any dinner entree on your first birthday after you join the Prime Club Email program. Blimpie

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