Va.gov

VA.gov Home | Veterans Affairs

Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

Actived: Friday Jan 22, 2021

URL: https://www.va.gov/

Life Insurance Home - Veterans Affairs

Details: Benefit Description. Servicemembers' Group Life Insurance (SGLI) is a low-cost group term life insurance program for Servicemembers. Coverage can be extended for up to two years if the Servicemember is totally disabled at separation.

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/ Go Now

› Get more:  LifeGo Now

VA Life Insurance | Veterans Affairs

Details: About VA insurance options and eligibility Find out which life insurance plans you may qualify for—and the benefits you’ll receive with each plan. Benefits for totally disabled or terminally ill policyholders Find out if you can get your insurance premium waived or receive your benefits early in certain situations.

› Verified 5 days ago

› Url: https://www.va.gov/life-insurance/ Go Now

› Get more:  LifeGo Now

Home - Online Policy Access - Life Insurance - Veterans

Details: U.S. Department of Veterans Affairs | 810 Vermont Avenue, NW Washington DC 20420. Last updated April 3, 2020. v2.1.7.0

› Verified 5 days ago

› Url: https://insurance.va.gov/home/ Go Now

› Get more:  Insurance QuotesGo Now

Access Your VA Life Insurance Policy Online | Veterans Affairs

Details: If you have a VA life insurance policy with a file number that starts with a V, RH, J, RS, K, or W—or if you’d like to apply for service-disabled life insurance (life insurance for Veterans who have become disabled as a result of serving in the military), access your policy online through VA.

› Verified 4 days ago

› Url: https://www.va.gov/life-insurance/manage-your-policy/ Go Now

› Get more:  LifeGo Now

Health Insurance - Community Care - Veterans Affairs

Details: Health insurance can be through a Veteran or a Veteran’s spouse that is provided by an employer or other non-federal source. VA can bill a Veterans’ health insurance if medical care is received directly through VA or through a community provider. As a result, Veterans are required to provide information to VA about health insurance coverage

› Verified 5 days ago

› Url: https://www.va.gov/COMMUNITYCARE/programs/veterans/Health_Insurance.asp Go Now

› Get more:  Medical,  HealthGo Now

Plans of Insurance - Life Insurance

Details: Plans of Insurance. Government Life Insurance is issued in a variety of insurance plans. Select a plan below to view a brief description of that plan. This information is for policy numbers beginning with K, V, RS, W, J. JR. JS and RH.

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/plans.asp Go Now

› Get more:  LifeGo Now

Online Policy Access - Life Insurance

Details: online policy access for VGLI and other VA life insurance policies Online Policy Access - Life Insurance Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/insurance/choose.asp Go Now

› Get more:  Life,  HealthGo Now

Life Insurance - Veterans Affairs

Details: Note: If you do not have your claim number, please call the Office of Servicemembers' Group Life Insurance at 800-419-1473. Phone or E-mail Access (BFCS only) SGLI, FSGLI, VGLI beneficiaries: 888-243-7351

› Verified 5 days ago

› Url: https://benefits.va.gov/insurance/bfcs.asp Go Now

› Get more:  LifeGo Now

Veterans' Mortgage Life Insurance - Life Insurance

Details: VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e., a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines.

› Verified 5 days ago

› Url: http://www.benefits.va.gov/INSURANCE/vmli.asp Go Now

› Get more:  Bank,  Mortgage,  LifeGo Now

Additional VAL Life Insurance: National Service Life

Details: The National Service Life Insurance (NSLI) program was created on October 8, 1940, to manage the insurance needs of World War II service personnel. Over 22 million NSLI policies were issued from 1940 until the program was closed to new issues on April 25, 1951. Policies were issued under a variety of permanent plans and as renewable term insurance.

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/nsli.asp Go Now

› Get more:  LifeGo Now

Life Insurance - Veterans Affairs

Details: Other types of policies, such as Term, Variable Life, or Universal Life Insurance are not allowed as conversion policies. In addition, supplementary policy benefits such as Accidental Death and Dismemberment or Waiver of Premium for Disability are not considered part of the conversion policy.

› Verified 5 days ago

› Url: https://benefits.va.gov/INSURANCE/converting.asp Go Now

› Get more:  LifeGo Now

Veterans Group Life Insurance (VGLI) - Life Insurance

Details: Veterans’ Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service. VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers’ Group Life Insurance (SGLI) coverage you had

› Verified 5 days ago

› Url: https://benefits.va.gov/insurance/vgli.asp Go Now

› Get more:  LifeGo Now

Contact the Insurance Center - Life Insurance - Veterans

Details: If you have a question about your government life insurance policy or a general question about government life insurance, please complete as much of the information in the form below as possible. Then click the SEND button at the bottom. We will respond as soon as possible using the method (e-mail, phone or letter) that you choose.

› Verified 5 days ago

› Url: https://insurance.va.gov/ContactUs Go Now

› Get more:  LifeGo Now

Medical Conditions That May Make You Uninsurable - Life

Details: However, remember that permanent plans of insurance typically have higher premiums at younger ages than term insurance. Follow this link to find out more about converting your SGLI coverage to a permanent plan of insurance with a private company. Apply for VGLI and to a private insurance company for additional insurance.

› Verified 4 days ago

› Url: https://www.benefits.va.gov/INSURANCE/uninsurable.asp Go Now

› Get more:  Insurance QuotesGo Now

Insurance - VA/DoD eBenefits

Details: Apply for Insurance Benefits. To apply for insurance benefits: Select the insurance benefit you need. For options, review a complete list. Complete an application form, if necessary, for insurance coverage. Include supporting documents that support your application. Submit your application. Start Your Application for Insurance

› Verified 6 days ago

› Url: https://www.ebenefits.va.gov/ebenefits/learn/insurance Go Now

› Get more:  Insurance QuotesGo Now

Service-Disabled Veterans Insurance (S-DVI) - Life Insurance

Details: The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain Veterans with service-connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000.

› Verified 6 days ago

› Url: https://benefits.va.gov/insurance/s-dvi.asp Go Now

› Get more:  Insurance QuotesGo Now

Update Your Insurance Beneficiary - Life Insurance

Details: Update Your Insurance Beneficiary. Your VA Life Insurance Beneficiary is the person you have designated to receive your insurance proceeds in the event of your death. It is very important to make sure your beneficiary information is always up to date. This will make it much easier on your family members to file a claim and receive the benefit

› Verified 5 days ago

› Url: https://www.benefits.va.gov/INSURANCE/updatebene.asp Go Now

› Get more:  LifeGo Now

Life Insurance - Veterans Affairs

Details: 11.04 Cost of Insurance. a. The cost of TSGLI is shared by the member and the Government. The member pays the premium, which is intended to cover only the civilian incidence of such injuries, and the Government pays the cost of all traumatic injury claims in excess of the level of traumatic injury claims that would result from civilian

› Verified 5 days ago

› Url: https://benefits.va.gov/INSURANCE/resources_handbook_ins_chapter11.asp Go Now

› Get more:  Insurance QuotesGo Now

How To File An Insurance Claim - Life Insurance

Details: Filing an Insurance Claim. To file a claim for VA Life Insurance, you will need to complete VA Form 29-4125, Claim for One Sum Payment and send it to the Insurance Center, along with a photocopy of the Veterans death certificate and any other documents listed under required documentation.. Required Documentation. Please note, original copies of death certificates are not required.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/sglivgli.asp Go Now

› Get more:  LifeGo Now

Additional VA Life Insurance Program Descriptions - Life

Details: Additional VA Life Insurance Program Descriptions . United States Government Life Insurance. VA provides the following life insurance options for Servicemembers and Veterans. The four programs listed are closed to new policies. Click on any program title for a brief background description.

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/select.asp Go Now

› Get more:  LifeGo Now

Life Insurance - Veterans Affairs

Details: Life Insurance. SGLI Premium Payment Contact Information for Reserve/Guard Members Drilling for Points. Ready Reserve or National Guard Members in Non-Pay Status pay the same SGLI premium rates as those drilling for pay. However, each branch of service handles payment of premiums during this non-pay period differently. If you are a drilling

› Verified 7 days ago

› Url: https://www.benefits.va.gov/INSURANCE/non-pay_POC.asp Go Now

› Get more:  LifeGo Now

Servicemembers' Group Life Insurance (SGLI) - Life Insurance

Details: Servicemembers' Group Life Insurance (SGLI) SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, you are automatically issued the maximum SGLI coverage.If you qualify for SGLI, you are automatically enrolled and do not need to apply for coverage.. Servicemembers can make changes to your SGLI coverage.

› Verified 5 days ago

› Url: https://benefits.va.gov/insurance/sgli.asp Go Now

› Get more:  Auto,  LifeGo Now

VGLI Premium Rates - Life Insurance

Details: VGLI Monthly Premium Rates Effective July 1, 2014. Amount of Insurance Age 29 & Below Age 30-34 Age 35-39 Age 40-44 Age 45-49 Age 50-54 Age 55-59 Age 60-64

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/vgli_rates_new.asp Go Now

› Get more:  Insurance QuotesGo Now

Insurance for Service-Disabled Veterans - Life Insurance

Details: Insurance for Service-Disabled Veterans. Veterans with a service-connected disability may be eligible for several VA insurance benefits for disabled Veterans. Service-Disabled Veterans Insurance (S-DVI) S-DVI provides life insurance coverage to Veterans whom VA has granted service connection for a new disability within the last two years.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/disabledvet.asp Go Now

› Get more:  LifeGo Now

United States Government Life Insurance - Life Insurance

Details: United States Government Life Insurance. In 1917, America entered the war against Germany. Shortly thereafter, Congress approved issuance of Government life insurance to servicemembers under what was known as the War Risk Insurance program.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/usgli.asp Go Now

› Get more:  LifeGo Now

Dividend Payment Options Available - Life Insurance

Details: The insurance purchased with your dividends is in addition to your basic coverage and can be purchased at any age. You can accumulate a substantial amount of paid-up additional insurance coverage over a period of years because you earn dividends on both your basic coverage and the paid-up additions themselves.

› Verified 4 days ago

› Url: https://www.benefits.va.gov/insurance/dividends_options.asp Go Now

› Get more:  Insurance QuotesGo Now

SGLI Traumatic Injury Protection Program (TSGLI) - Life

Details: Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) provides automatic traumatic injury coverage to all Servicemembers covered under the SGLI program. It provides short-term financial assistance to severely injured Servicemembers and Veterans to assist them in their recovery from traumatic injuries.

› Verified 4 days ago

› Url: https://www.benefits.va.gov/insurance/tsgli.asp Go Now

› Get more:  Auto,  LifeGo Now

What you do today can help protect tomorrow - Life Insurance

Details: Welcome to the Veterans’ Group Life Insurance (VGLI) microsite. Here you’ll find interactive tools, videos, and more to help you learn about VGLI. Please take the time to explore all this site has to offer. Learn about how life insurance helps protect your loves ones.

› Verified 6 days ago

› Url: https://benefits.va.gov/INSURANCE/getvgli.asp Go Now

› Get more:  LifeGo Now

Servicemembers' and Veterans' Group Life Insurance

Details: Servicemembers' and Veterans' Group Life Insurance Handbook. Download the Adobe PDF Viewer to view a pdf version of the SGLI and VGLI Handbook. H-29-98-1 - Revised: August 2019 TABLE OF CONTENTS. CHAPTER 1. General Provisions CHAPTER 2. Termination of Insurance CHAPTER 3. Reduction or Cancellation of Insurance CHAPTER 4. Restoration and Request

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/resources_handbook_ins.asp Go Now

› Get more:  LifeGo Now

About VA Insurance Options And Eligibility | Veterans Affairs

Details: Find out which VA insurance program may be right for you as a Veteran, service member, spouse, or dependent child. If you're ending your active-duty service, in some cases you must act within 120 days of leaving the military to ensure no lapse in life insurance coverage.

› Verified 5 days ago

› Url: https://www.va.gov/life-insurance/options-eligibility/ Go Now

› Get more:  LifeGo Now

Life Insurance - Veterans Affairs

Details: In 1984, the Insurance Actuarial Staff developed a partial solution to the problem by "capping" premium rates at the age 70 rate. This means that a term policyholder's premium will never increase over the age 70 premium rate. Effective September 11, 2000, "capped" NSLI term policies receive a termination dividend if a policy lapses, or if the

› Verified 7 days ago

› Url: https://www.benefits.va.gov/INSURANCE/capped_term.asp Go Now

› Get more:  Insurance QuotesGo Now

Forms and Downloads - Life Insurance

Details: For other (non-Insurance) Veterans Benefits forms, please use the VA Forms Page. Note: Servicemembers' and Veterans' Group Life Insurance forms are created by the Office of Servicemembers' Group Life Insurance, which administers these programs for the Department of Veterans Affairs, and are made available on this web site as a courtesy to

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/resources-forms.asp Go Now

› Get more:  LifeGo Now

SGLI Disability Extension - Life Insurance

Details: Life Insurance. SGLI Disability Extension. If you are totally disabled at the time of separation (unable to work), you can apply for the SGLI Disability Extension, which provides free coverage for up to two years from the date of separation. While you do not need to apply for SGLI coverage, an extension of SGLI due to total disability is not

› Verified 6 days ago

› Url: https://www.benefits.va.gov/insurance/sglidisabled.asp Go Now

› Get more:  LifeGo Now

Assessing Your Life Insurance Needs and Options - Life

Details: Assessing Your Life Insurance Needs and Options. Assessing your life insurance needs and options can give anyone a headache! With the wide range of insurance products available and the complexity of your family's needs, determining the appropriate insurance protection is difficult.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/lifeIns101.asp Go Now

› Get more:  LifeGo Now

Apply for S-DVI - Life Insurance - Veterans Benefits

Details: In order to be eligible for this insurance, the disability you are rated for must be a new disability, not an increase in a disability you already have. Being increased to 100% or being granted individual unemployability does not automatically entitle you to a new eligibility period.

› Verified 5 days ago

› Url: https://insurance.va.gov/portal/ Go Now

› Get more:  AutoGo Now

CHAPTER 12. Veterans' Group Life Insurance - Life Insurance

Details: The Veterans' Group Life Insurance (VGLI) program was created by Public Law 93-289, The Veterans Insurance Act of 1974. The law was enacted May 24, 1974, and was effective August 12, 1974. It allowed Veterans, upon separation, to convert their SGLI to a 5-year non-renewable term policy called VGLI.

› Verified 5 days ago

› Url: https://benefits.va.gov/INSURANCE/resources_handbook_ins_chapter12.asp Go Now

› Get more:  LifeGo Now

Contact Us - Life Insurance - Veterans Affairs

Details: S-DVI and Other VA Life Insurance. Contact the VA Life Insurance Center if you have questions about Service Disabled Veterans Insurance or a policy number that begins with a V, RH, J, RS, K or W: Toll-free telephone: 1-800-669-8477 (8:30 AM to 6:00 PM ET) Online Inquiries: Follow this link to submit your question online. Secure Document Upload:

› Verified 5 days ago

› Url: https://www.benefits.va.gov/insurance/resources-contact.asp Go Now

› Get more:  LifeGo Now

Filing a Claim for Disability Insurance Benefits - Life

Details: There are two types of disability insurance benefits awarded under VA life insurance policies. These are: Waiver of premiums due to total disability, and; Total Disability Income Provision (TDIP) payments. Waiver of Premiums. Most VA Insurance policies contain a waiver a premiums provision in the event that the insured becomes totally disabled.

› Verified 4 days ago

› Url: https://www.benefits.va.gov/INSURANCE/gli-claim-disability.asp Go Now

› Get more:  LifeGo Now

CHAPTER 8. Death Claims - Life Insurance

Details: If the insurance is in force and there is no doubt regarding the beneficiary, form SGLV 8283 should be provided to the beneficiary for completion and submission to the OSGLI. c. When VA is asked to assist in filing a death claim and the survivor has no evidence of the group insurance, VA will assist the survivor in completing the form SGLV 8283.

› Verified 5 days ago

› Url: https://benefits.va.gov/INSURANCE/resources_handbook_ins_chapter8.asp Go Now

› Get more:  Insurance QuotesGo Now

How Does VGLI Compare To Other Insurance Programs? - Life

Details: Most insurance plans use a health review to determine eligibility for insurance coverage. Certain medical conditions can make it difficult to pass this health review and obtain coverage. In the case of VGLI, eligible members can apply during the “240-day no-health” application period and be approved without any health review, regardless of

› Verified 6 days ago

› Url: https://benefits.va.gov/INSURANCE/vgli_rates_compare_vgli.asp Go Now

› Get more:  Medical,  HealthGo Now

Assessing Your Life Insurance Needs - Life Insurance

Details: How Does the Life Insurance Needs Calculator Work? The calculator asks for information to determine your current assets, the income your survivors will need, and your financial obligations. By subtracting your total assets from your total financial obligations and income needed, the calculator arrives at the amount of life insurance you need.

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/introCalc.asp Go Now

› Get more:  LifeGo Now

Life Insurance - VA.gov | Veterans Affairs

Details: The spouse can get information about conversion by contacting the Office of Servicemembers' Group Life Insurance (OSGLI) Accelerated Benefits Option (ABO) The Accelerated Benefit Option (ABO) gives the Servicemember access to the death benefits of the FSGLI policy before the death of a terminally-ill spouse. The member may receive up to 50% of

› Verified 6 days ago

› Url: https://www.benefits.va.gov/INSURANCE/fsgli_guide_part1.asp Go Now

› Get more:  LifeGo Now

Accelerated Benefit Claims - Life Insurance

Details: Remaining Insurance Value. The remaining portion of the face value of insurance which is not paid in a lump sum as an accelerated benefit is payable to the member's designated beneficiary or beneficiaries upon his or her death. In the case of a terminally ill spouse, the remainder of the insurance is payable to the member upon the spouse's death.

› Verified 5 days ago

› Url: https://benefits.va.gov/insurance/abo.asp Go Now

› Get more:  Insurance QuotesGo Now

VA Life Insurance: Here for you at each stage of your

Details: Life insurance protects loved ones financially after the death of the insured. When selecting the coverage type and amount that is best for you, it’s important to keep in mind the purpose of life insurance, which includes income replacement, end of life costs, and financial flexibility. VA Life Insurance offers several benefit options:

› Verified 19 hours ago

› Url: https://blogs.va.gov/VAntage/83856/va-life-insurance-stage-journey/ Go Now

› Get more:  LifeGo Now

Online Insurance Training - Life Insurance

Details: Insurance is developing online training modules on several topics. Topics currently available are shown below. Check back often, as we will continue to add new topics. Casualty Assistance/Human Resources Training For Navy, Air Force, Army, Marines, Coast Guard and NOAA Servicemembers with full-time SGLI coverage:

› Verified 5 days ago

› Url: https://benefits.va.gov/insurance/training1.asp Go Now

› Get more:  Insurance QuotesGo Now

Frequently Asked Questions About CHAMPVA - Community Care

Details: In most cases, CHAMPVA's allowable amount—what we pay for specific services and supplies—is equivalent to Medicare/TRICARE rates. CHAMPVA has an outpatient deductible ($50 per beneficiary per calendar year or a maximum of $100 per family per calendar year) and a patient cost share of 25% of our allowable amount up to the catastrophic cap ($3,000 per calendar year).

› Verified 5 days ago

› Url: https://www.va.gov/COMMUNITYCARE/programs/dependents/champva/CHAMPVA_faq.asp Go Now

› Get more:  MedicareGo Now

Family Servicemembers' Group Life Insurance (FSGLI) - Life

Details: Family Servicemembers' Group Life Insurance (FSGLI) FSGLI is a program that provides group term life insurance coverage to the spouses and dependent children of Servicemembers insured under SGLI.The Servicemember pays the premium for spousal coverage.

› Verified 5 days ago

› Url: https://benefits.va.gov/INSURANCE/fsgli.asp?expandable=0 Go Now

› Get more:  LifeGo Now

VA Dental Insurance Program (VADIP) | Veterans Affairs

Details: The VA Dental Insurance Program (VADIP) offers discounted private dental insurance for Veterans and family members who meet certain requirements. Find out if you're eligible and how to enroll in a plan that meets your needs.

› Verified 5 days ago

› Url: https://www.va.gov/health-care/about-va-health-benefits/dental-care/dental-insurance/ Go Now

› Get more:  Insurance QuotesGo Now

Servicemembers’ Group Life Insurance (SGLI) | Veterans Affairs

Details: Servicemembers’ Group Life Insurance (SGLI) offers low-cost term coverage to eligible service members. Find out if you're eligible, and learn how to manage your SGLI coverage while you're serving—and convert it when you separate or retire.

› Verified 5 days ago

› Url: https://www.va.gov/life-insurance/options-eligibility/sgli/ Go Now

› Get more:  LifeGo Now