Healthcare Coverage Options
The AIA Trust Term Life Insurance Plan and Disability Plan are endorsed group plans with the New York Life Insurance Company, Inc. »Request your Quote TODAY! Open Enrollment. The 2020 Federal open enrollment has ended, however the Administration has issued an Executive Order on January 28, 2021 that permits an additional open enrollment period.
Actived: 8 days ago
The AIA Trust—Where Smart Architects Manage Risk
(8 days ago) The purpose of The AIA Trust is to develop and offer insurance and benefit programs of the greatest possible value and to serve as a risk management resource for members and components of the American Institute of Architects.
Travel Insurance: What is Covered
(5 days ago) The trip cancellation insurance (TCI) offered through the AIA Trust is also known as a Trip Protection Plan. It is offered by Travel Insurance Select through USI Affinity which offers three different levels of coverage based on your needs and budget. The travel assistance insurance offered through the AIA Trust is Global Travel Plus (GTP).
Professional Liability Insurance
(1 days ago) For more information about the AIA Trust Professional Liability Insurance Program through Victor and CNA Insurance and a free quote, click here. Or, call (301) 961-9800 or (301) 951-5455. Victor & CNA are now offering a NEW Design & Construction Policy Form with the following enhancements, updates, and endorsements, including:
Firm & Employee Coverage
(2 days ago) The AIA Trust understands that many AIA Members have small firms or are sole proprietors—yet still need insurance and retirement plans with comprehensive benefits—at reasonable rates. For this reason, the Trustees work with independent expert advisors to identify, evaluate, design, and monitor programs with the greatest value for you. The AIA Trust has done the […]
(5 days ago) Employee Disability Insurance Plan The Employee Disability helps to attract and retain the best employees by offering the best benefit package at competitive group rates. Considering the cost of lost wages due to long term illness or injury, your employee’s benefit package should definitely include disability coverage.
Architecture Firm Insurance
(6 days ago) There is now separate insurance coverage available for cyber liability. Cyber Liability Insurance is designed to address potential cyber-attacks including digital crimes such as cyber extortion and deceptive transfer, and liability for privacy or website media issues.
The Truth About Pet Health Insurance
(9 days ago) Pet insurance is a type of property insurance designed to help you manage expenses when something unexpected happens. For instance, home insurance can reimburse you for the cost of repairs after a fire. Similarly, pet parents with pet health insurance can be reimbursed for veterinary expenses they incur when a pet gets sick or injured.
Professional Liability Insurance Definitions
(6 days ago) OCCURRENCE INSURANCE is a type of insurance whereby coverage is provided for a claim stemming from an event when the insurance policy was in force even if the claim is made after the policy expires. PREMIUM is the amount paid by an insured for the coverage to be provided by the insurance company.
Group Disability Income Insurance Plan
(6 days ago) The Group Disability Income Insurance Plan is underwritten by: New York Life Insurance Company 51 Madison Avenue, New York, NY 10010 under Policy Form GMR-ER, Group Policy G-11108-0/FACE. New York Life is licensed/authorized to transact business in all the 50 United States, the District of Columbia and Puerto Rico.
Pet Health Insurance
(2 days ago) The AIA Trust has partnered with ASPCA Pet Health Insurance program to offer AIA members comprehensive coverage options for both accidents and illness, plan customization to fit your pet’s needs and your budget, competitive pricing, and special member premium discounts of up to 10% per pet – plus an easy online claims process and
The AIA Trust—Term Life insurance
(4 days ago) Cancer Care Insurance. Cancer is a deadly risk, and more so as we get older. Cancer treatment costs can be very high and many think all their cancer costs will be paid by other their medical insurance. Not so! Medicare and other Major Medical plans rarely pay 100%. You may have to pick up a portion of the costs, sometimes many thousands of dollars.
Long Term Care Insurance
(3 days ago) The AIA Trust Long Term Care Insurance program through Long Term Care Resources (LTCR) offers AIA Members top-rated plans at discounted rates by leveraging AIA member buying power – giving you better pricing than the general public. LTCR monitors benefit and rate information on the top (20+) carriers in the long term care insurance market
COVID-19: What About My Insurance
(1 days ago) The Covid-19 pandemic has changed nearly everything in our lives and in architectural practice. There are some resulting insurance issues that are important to consider and address. Taking Charge of Your Insurance Premiums Professional liability policies are priced as a percentage of revenue. Given the current situation which may result in less business for your […]
Cyber Liability Insurance
(4 days ago) The AIA Trust Cyber Liability Insurance Program is designed specifically with the architect in mind with a simple application and more coverage than most competitors. Policyholders have access to a breach response team, privacy attorney providing expert legal services and technical support to help you navigate to resolution and compliance.
Ensuring Your Income
(9 days ago) The AIA Trust Disability Income Insurance Plan (Group Policy G-29059-4) and Business Overhead Disability Insurance Plan (Group Policy G-29059-2) are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. The AIA Trust Firm Disability Insurance Plan is underwritten by Unum. Hagan Barron Intermediaries is the
The AIA Trust—Professional Liability Program
(5 days ago) Administered by Victor O. Schinnerer & Company, Inc., the AIA Trust Professional Liability Insurance Program, through its strength and dedication to superior service and quality for AIA members for more than a half-century, continues to demonstrate an unwavering commitment to the architectural profession.
Insurance Concerns in Mergers and Acquisitions
(9 days ago) As architects continue to face economic challenges in the architectural and broader economic community, merger and acquisition activity is again increasing in the design firm world. Unfortunately, concerned more about clients and culture, too many firms wait until the last minute to consult with their insurance advisor. This is a bad mistake that can cost […]
Walking the Thin Line of Indemnification
(4 days ago) To increase the likelihood that a professional liability insurance policy would respond to a claim, the provision should be modified so that the language states “caused by or arising out of any negligent act, error, or omission,” clarifying the fact that the indemnification obligation is triggered by …
Auto/Home Insurance Products & More
(4 days ago) In addition, Liberty Mutual also offers tenant, boat, and umbrella coverage to meet all your personal needs—as well as home office insurance. Liberty Mutual is committed to providing you with affordable rates, high-quality services, and information to help you and your family live safer, more secure lives. Liberty Mutual can save you up to
An Architect's Guide to Flood Insurance
(1 days ago) By Insurance Buyers Council, Inc. Since 1948, Insurance Buyers’ Council, Inc. (IBC) has a mission to provide their clients with unbiased information. IBC is not affiliated with companies that sell insurance to assure that the information they provide is completely unbiased; they do not benefit financially from any insurance recommendations. Combined, IBC’s staff possesses over …
Auto / Home Insurance
(8 days ago) Property insurance is written through non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. GEICO is a registered service mark of Government Employees Insurance Company, One GEICO Plaza, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.
Group 10 Year level Term Life Insurance Plan
(3 days ago) Secure your family’s future for the long haul with the AIA Trust Group 10-Year Level Term Life Insurance Plan Having adequate life insurance protection for your family is an important part of your family’s future financial security. You can help to secure your family’s future …
New Policy Expands Definition of Insured
(Just Now) Victor and CNA work with the AIA Trust to offer AIA members quality risk management coverage through the AIA Trust Professional Liability Insurance Program, Business Owners Program, and Cyber Liability Insurance program to address the challenges that architects face today and in …
Decision-Making Tips for Buying Insurance
(7 days ago) The AIA Trust has commissioned and assembled numerous resources to help you to better understand what to look for in your professional liability insurance coverage. When Applying for Professional Liability Insurance Underwriters and actuaries assess various factors to assess your firm’s potential risk, including your firm’s size, billings, location, clients, and project types.
Term Life Insurance
(8 days ago) Adequate life insurance protection — from a financially strong provider like New York Life Insurance Company, Inc. — can be an important part of your family’s financial security. Products GROUP LIFE INSURANCE. Select a montly premium that’s right for you and apply to add to your family’s life insurance protection.
Group Term Life Insurance
(4 days ago) Insurance will take effect on the first of the month on or following the date your application is approved by New York Life Insurance Company, provided the initial contribution is paid within 31 days after you are billed and any person to be insured is performing normal activities of a person in good health of like age on the day of approval.
For Every New Firm Owner Starting Out
(3 days ago) Life Insurance Group term life insurance is commonly provided to all employees as a fixed- dollar amount per employee or as a multiple of salary and often includes AD&D, which can also be purchased separately . Consider Key Person life insurance coverage for partners and key employees.
Why Life Insurance
(7 days ago) Insurance plans that are not employer-provided also help you maintain coverage if you transfer jobs or are unemployed. When you purchase insurance, check to see if it pays benefits in addition to other coverage you may have. With so many types of insurance, deciding …
An Architect's Guide to Buying Cyber Liability Coverage
(3 days ago) Cyber Liability (also known as “cyber insurance,” “privacy breach insurance” and “network security insurance”) has become a hot topic over the past couple of years due to several high-profile cyber attacks. Almost every type of business has some exposure to cyber and privacy risk which makes this a universal concern for insureds.
(4 days ago) The insurance programs are underwritten by some of the most respected insurance companies in the business, providing complete, competitive, affordable coverage. Independent third party providers, which are licensed agents and brokers, administer these programs. We recommend that you fully investigate all carriers and program providers, coverage
CLAIM FORM FOR LIFE INSURANCE PROCEEDS
(5 days ago) defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Group Employee Disability Insurance Plan
(2 days ago) Mail to Hagan Insurance Group, PO Box 1889, Sioux Falls, SD 57101; Email to: [email protected] Fax to 605‐444‐1006. Questions? Call Hagan Insurance Group at (877) 801-3727 and speak to a benefits specialist for more information.
Established Architects—Running a Practice
(7 days ago) Growing your firm and your success means you juggle many priorities. The AIA Trust offers you a simpler way to evaluate and make important decisions. From professional liability insurance coverage to employee healthcare, the Trustees (AIA members like you) work with experts to select programs and design tools that can help you make the best decisions for your […]
Key Person Term Life Insurance
(9 days ago) What is Key Person Life Insurance? Key Person Insurance is life insurance coverage usually owned by the business on the key individuals within that business. In a small business this individual is normally the owner/cofounder of the business, managing partner, and/or person responsible for the majority of profits. These key people are crucial to the business […]
Understanding Extended Reporting Periods or “Tail” Coverage
(1 days ago) firm’s professional liability insurance broker or agent. All professional liability insurance available to design firms is written on a claims-made basis. For a claim to be covered, the claim has to be first made against the policyholder and reported to the insurance company during the policy period (also known as claims-made and reported
Hidden in Plain English: A Comparison Guide to E & O
(7 days ago) Insurance Buyers Council (IBC) to develop a detailed annotated version of the new CNA Professional Liability policy which became effective in 2015, comparing the new CNA policy with five other insurance carriers: Beazley, RLI, Travelers, Berkley and ACE. The overall goal was to provide guidance to AIA
Group Employee Term Life & Accidental Death and
(2 days ago) Hagan Insurance Group P.O. Box 1889 Sioux Falls, SD. 57101. California Insurance license #OH62489. Arkansas Insurance license #94726. The Group Employee Term Life and Accidental Death and Dismemberment Coverage Insurance Plan is underwritten by: New York Life Insurance Company 51 Madison Avenue, New York, NY 10010
Group Business Overhead Disability Insurance Plan
(7 days ago) Hagan Insurance Group P.O. Box 1889 Sioux Falls, SD. 57101. California Insurance license #OH62489. Arkansas Insurance license #94726. The Group Business Overhead Disability Insurance Plan is underwritten by: New York Life Insurance Company 51 Madison Avenue, New York, NY 10010. on policy form GMR
The AIA Trust
(4 days ago) The AIA Insurance Program reserves the right to change the terms of its notice and to make the new notice provisions effective for all protected health information that it maintains. If there is a material change to any provisions of this notice, the AIA Insurance Program will distribute a revised privacy notice. Questions
An Architect’s Guide to Buying Cyber Liability Coverage
(5 days ago) Insurance Buyers’ Council, Inc. Since 1948, Insurance Buyers’ Council, Inc. (IBC) has had a mission to provide their clients with unbiased information. IBC is not affiliated with companies that sell insurance to assure that the information they provide is completely unbiased; they do not benefit financially from any insurance recommendations.
Professional Liability Insurance Navigating Risk in
(Just Now) Professional Liability Insurance. Current professional liability insurance policies cover the use of BIM in our professional services. Some insurance carriers have suggested that BIM and the clash detection process enhances the ability to coordinate between design disciplines, thus anticipating reduction of the incidence of claims for errors and omissions.
Important Contract Provisions If You Build It, They Will
(Just Now) A limitation of liability provision can be tied to the amount of available insurance, the architect’s total fee, or some other amount as negotiated between the parties to the contract. The limitation of liability provision should be negotiated at arm’s length such that both parties have the opportunity to accept, reject or modify the provision.
HIPAA Privacy Notice
(9 days ago) The AIA Insurance Program is required to notify you if there is a breach of your unsecured protected health information. The AIA Insurance Program reserves the right to change the terms of its notice and to make the new notice provisions effective for all protected health information that it maintains.