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Attorney Profiles [Sutliff & Stout, Injury & Accident Law

Kelly Walne. Kelly M. Walne was born and raised in Houston, Texas. After graduating from The Kinkaid School as a Commended National Merit Scholar and four-year letterman, Kelly went on to double-major at the University of Texas at Austin, where he was Chairman of the Student Events Center Board.

Actived: Wednesday Jan 13, 2021

URL: https://www.sutliffstout.com/attorney-profiles/

Dealing w/ the Insurance Adjuster After an Accident [9 PRO

Details: The insurance adjuster wants to keep costs down for the insurance company and is trained in negotiation. As such, you should be aware that any initial comments made by the adjuster about the likely value of your claim could simply be negotiating tactics that are designed to encourage you to accept a low-ball settlement offer.

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How Much Can I Expect from My Car Accident Settlement

Details: Insurance Coverage of the At-Fault Party. Unfortunately, some drivers may have inadequate insurance or no insurance at all. This could be for a variety of reasons, but what it means for you is that the amount of money available from the at-fault party’s insurance may not cover the expenses you have as a result of the accident. Return to top ↑

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Allstate Insurance Claims - The info you need to maximize

Details: If your own insurance company can’t get the cost of your deductible back, you have the option of doing it on your own. When you file a claim with Allstate, make sure you have the following information ready: Your insurance policy number, and/or the name and insurance policy number of the at-fault driver

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Filing an Insurance Claim vs. Filing a Personal Injury

Details: Once the insurance company is notified of a claim, an insurance adjuster will be assigned to the claim. The claims adjuster will be in charge of negotiating a settlement with the injured. The claims adjuster will look for proof that their customer (the at-fault driver, business represented, doctor, or etc.) was at-fault, and will examine

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How to file a complaint against your insurance company in

Details: The insurance company may say that it’s outside of your policy limits or have a different interpretation of what you understood your policy to say. This can be devastating when your home needs repair. When filing a lawsuit against your own insurance company, there are various laws that apply to your situation, such as contract law, the

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What is the Texas Insurance Code? [Sutliff & Stout, Injury

Details: The Texas Insurance Code is the part of Texas state law that governs the way that insurance companies can operate in the state. It sets forth the regulations for insurance companies that are designed to protect consumers, sets penalties for violations, sets standards for enforcement of the law, and dictates what insurance companies can and can

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How to Tell Who Is at Fault in a Car Accident

Details: The insurance companies will apportion the costs of the car accident based on this percentage, and will indemnify the drivers involved according to the terms of their insurance policies. In general, insurance companies determine fault based on the legal definition of negligence in the state where the accident occurred. A person is negligent

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How to Reject a Low Insurance Settlement Offer

Details: Even if an insurance provider’s settlement seems fair for your damages, do not accept it without first discussing it with your lawyer. In fact, do not make any statements to the insurance provider or interact with them at all without first going over the conversation with your lawyer.

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I was hit by a drunk driver with no insurance. How do I

Details: If this is the case, insist that your insurance company provide you a signed UIM/IM waiver. If the company cannot provide this written documentation, you’re legally entitled to UM/UIM coverage. 3. Make a claim against the victims’ compensation fund.

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Texas Auto Accident Settlement Amounts | Examples

Details: The insurance company did not want to compensate him for his injuries because it said that he had prior neck problems (although those problems were unrelated to the injuries he sustained in the accident). Sutliff & Stout retained various medical professionals to prove that the prior problems were unrelated and that Doyle needed to be

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How to Negotiate an Insurance Settlement

Details: When the insurance adjuster makes an initial offer, it may be too low. A first offer that is unreasonably low might be a tactic by the insurance company to see if you know what your claim is really worth. Ask the insurance adjuster to justify his or her low offer and give you specific reasons why your claim is so low.

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The Top 6 Secrets Insurance Companies Don't Want You to

Details: The insurance company may pressure you into signing a settlement too quickly, or they may get you to agree to the lowest settlement amount possible. In addition, settlements handled without the aid of an attorney are also cheaper for the insurance companies. Never try and settle when the adjusters tell you.

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How Long Can You Wait Before Filing A Car Accident Claim

Details: It’s not uncommon to feel overwhelmed, exhausted, and confused if you’ve been in a collision. Although it can be overwhelming, one of the most important things to do after an accident is to file a car accident claim with your insurance company or the other party’s insurance company, depending on the circumstances surrounding the accident.

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Texas Car Insurance Requirements [Sutliff & Stout, Injury

Details: Insurance companies provide policyholders with a proof-of-insurance card. Drivers must show a current card when they are: Asked for it by a police officer, Are involved in an accident, Register a car or renew its registration, Get or renew a driver’s license, or; Have their car inspected.

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Erie Insurance Claims - The info you need to maximize your

Details: Your insurance policy number, a copy of your policy, and the full name of the driver who hit you and their and insurance policy number, if it applies; A copy of the police report you were given at the time of your accident. If you don’t have it, you can call the police department and request a copy

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Top-Rated Texas Personal Injury Lawyers - Sutliff & Stout

Details: If you or a loved has been injured in an accident, we want to help. Call 24/7 for a FREE consultation: 📞(713) 987-7111

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State Farm insurance claims – The info you need to

Details: State Farm is one of the largest insurance companies in the U.S. and it’s main line of business is auto insurance, so they deal with hundreds of thousands of claims every year. State Farm started in the 1920s offering auto insurance for farmers, and later expanded its services into other types of insurance, such as homeowners and life

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How Do Insurance Adjusters Estimate My Car’s Value

Details: The insurance company will then take both their original offer and the third party’s offer into consideration when presenting compensation to you. Actual Cash Value vs. Replacement Cost When an adjuster appraises your car, it’s essential to know that there is a difference between how much the insurance company is willing to offer you and

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What Is the Average Time to Settle a Personal Injury Case

Details: An insurance claim settlement is an agreement between you and the at-fault party’s insurance company which specifies the amount of money the insurance company will pay for your injuries. Once you’re ready to make a settlement demand, the negotiation process will begin.

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Personal Injury Protection in Texas

Details: By: Hank Stout; Published: March 2017; Personal injury protection, or PIP insurance, can be a life-saver if you’re injured in a car accident.. Texas Law on PIP Insurance Coverage. Under Texas law, personal injury protection coverage must be offered in all auto insurance policies. The only time you don’t have PIP is if you specifically deny PIP coverage in writing when you buy your policy.

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The Problem of Underinsured and Uninsured Drivers in Texas

Details: Drivers in Texas are required to carry basic liability car insurance coverage. The law requires “the motorist or operator of a vehicle to provide evidence of financial responsibility.” More specifically, Texas drivers must carry liability insurance that provides $30,000.00 of coverage for each injured person, up to $60,000.00 per accident.. Under a 30/60 policy, the maximum amount that an

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Bad Faith Insurance » 9 Bad Faith Tactics Common in Car

Details: Dealing with insurance companies after a car accident can be frustrating and difficult. If you believe that an insurance company may be negotiating your car accident claim in bad faith, you may be entitled to take legal action against the insurance company.. This article provides some basic information about bad faith insurance tactics in car accident claims.

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Should I Sign a Medical Release for the Insurance Adjuster?

Details: After an accident, it’s inevitable that you will have to deal with an insurance adjuster when filing a claim, either with your insurance company or the one representing the other party.. In the aftermath of an already-stressful event like a car accident, this process adds more stress because often the insurance adjuster does not want to work with you.

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Types of Insurance Claims [Sutliff & Stout, Injury

Details: An insurance claim itself is a core part of the insurance business. Basically, after you sign up for insurance and later ask to use something that’s included in your insurance policy or package, you make a formal request to your insurance company asking for a payment based on the terms of what you signed up for.

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Progressive Insurance Claims - How can I maximize my claim?

Details: In 2016, federal class-action lawsuit against Progressive Insurance was settled to pay out more than $8 million to 4,300 Massachusetts residents in an ongoing dispute over insurance coverage. In 2016, Progressive reached a settlement with New Mexico policyholders over allegations surrounding Uninsured and Underinsured Motorist Coverage (UM

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Hit and Run Investigation Process [Sutliff & Stout, Injury

Details: Hit-and-run crashes can be some of the most frustrating and stressful incidents in a person’s life, especially if they are hurt or they have to fight their insurance company to pay for the resulting vehicle damage. Nationally, hit-and-run accidents have been on the rise in major cities where traffic density has increased. Texas is no different.

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Texas is NOT a NO FAULT state. It is an AT FAULT state

Details: Payment is generally made through insurance agencies, with each state mandating a minimum coverage amount through a financial responsibility law. Damages that are covered by the at-fault driver’s insurance in a fault state include personal damages such as medical bills or lost wages, as well as property damages such as auto repairs.

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Does Medicare Cover Car Accident Injuries?

Details: If you receive health insurance benefits through Medicare, you can use your medicare coverage to pay for your medical bills following a car accident. The same is true if you receive benefits through Medicaid. But you cannot simply receive your treatment and move on with your life after an accident if you are a Medicare recipient.

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Hit by Uninsured Driver In Texas? Here's How to Get

Details: Insurance companies will often negotiate claims with much lower compensation rates than what a driver is realistically entitled to. It’s important to make sure you’re treated fairly and honestly in any negotiations with an insurance company. If your insurance company won’t treat you fairly then you should take your case to court.

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Texas Farm Bureau Insurance Claims - Learn how to maximize

Details: Texas Farm Bureau Insurance serves primarily rural and farm communities across Texas. They support farmers and ranchers through advocacy and political activity. Members also get benefits such as car insurance. To be a Texas Farm Bureau policyholder, you must be a member of the Texas Farm Bureau.

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The Role of Insurance in the Aftermath of Truck Accidents

Details: FMCSA Insurance Requirements. The Federal Motor Carrier Safety Administration (FMCSA) has a regulation that requires that commercial carriers have certain levels of insurance coverage so that injured motorists can be adequately compensated if an accident occurs. Such coverage requirements can be met all under one single policy, by layering

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Texas Pain and Suffering Compensation

Details: The term “pain and suffering” refers to the physical and emotional stressed caused by an injury. There are two methods by which you can attempt to recover money for your injuries and pain and suffering after a car accident. The first is by making a claim with your insurance company, and the second is by filing a lawsuit against the other driver in a civil court.

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Are You Being Offered a Fair Settlement? [Sutliff & Stout

Details: During the insurance claim settlement process, insurance companies typically assign a percentage of fault to each of the drivers involved in a car accident. If an insurance company assigns you too high a percentage of fault, your settlement offer may be reduced significantly. A police report can be critical in establishing fault in a car

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Can an Attorney Open a Claim on Your Insurance Without

Details: Additionally, insurance companies keep their own databases, known as “ISO reports,” where they actually write down information about any accidents you may have been in — even if there is no official police report — and keep them on file to determine your rates later. Most insurance companies submit claim information to a single database

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USAA Insurance Claims – Insights for maximizing your recovery

Details: Information about USAA’s history. Based in Texas, USAA is a Fortune-500 company that offers insurance and banking and investing services to people and families that serve or have served in the United States Armed forces.

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How to Avoid a Staged Car Accident Scam in Texas | Sutliff

Details: A staged crash is when a driver causes an accident so they can file a personal injury claim on a fake injury and collect an insurance settlement. The vehicles suffer minor damage compared to the large amount they are demanding. In the end, they usually make off with a large check while your insurance costs increase.

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Can Passenger Make a Claim w/ My Insurance for Accident?

Details: If you are sued by your passenger, your insurance company will most likely hire you a lawyer to defend you against the claim. Each policy is different and the laws in each state vary somewhat and, thus, the only way to properly answer you question is to have someone review the policy and get all the facts concerning how the collision occurred.

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Liberty Mutual Insurance Claims The info you need to

Details: More About Liberty Mutual Insurance. Liberty Mutual was founded in 1912 in Boston, Massachusetts, the company’s headquarters. It originated as an insurance company for state employees. In 1917, the company began offering full coverage for motor vehicles.

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Social Media Protocol after a Car Accident | Texas Car

Details: Wait to speak with any insurance companies that reach out until you have a chance to call a lawyer who will help you get the best outcome for your claim. The experienced team at Sutliff & Stout has helped clients in Texas just like you negotiate with insurance companies, and they will work diligently to help get you a fair resolution for your case.

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Are Wrongful Death Settlements Taxable?

Details: By: Hank Stout; Published: April 2016; Wrongful death settlements can often be well into the hundreds of thousands or even millions of dollars. As a result, many surviving family members are concerned about their potential tax liability if they receive a significant wrongful death settlement offer and wonder if there is anything they can do to avoid a massive tax bill in the following year.

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Uninsured/Underinsured Driver Accident Lawyers | Houston

Details: Car insurance is designed to protect you in the event of a car accident. Most car insurance policies include comprehensive coverage that covers accidents that involve animals, fire, theft, vandalism, and weather. Insureds who select collision coverage are also protected in the event of accidents with other vehicles, people, or personal property.

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Person Killed in Fatal Wreck in Austin [Sutliff & Stout

Details: An attorney can deal with insurance adjusters for you, negotiate settlements, and represent your best interests if a lawsuit is needed. Following a fatal car accident, victims and families of victims may find the claim process difficult. More often than not, the insurance claim adjuster will do what they can to make the claims process harder on

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Tips for Adding a Teenage Driver to Your Car Insurance

Details: Insurance companies also offer renter’s insurance which can be beneficial if your child is away for college. Driver’s education: Most insurance companies will provide a discount if a young driver attends and completes a driver’s education or a defensive driving program.

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Pasadena Personal Injury & Car Accident Lawyers [Sutliff

Details: Exchange insurance/contact information with the other party involved in the crash. After doing so, report the collision to the police and your insurance company. Document the crash and gather evidence. Take pictures of the cars involved, weather conditions, and any damages and injuries. Contact a car accident lawyer. Call a Pasadena, TX

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Texas Statute of Limitations Personal Injury ‹ Find Out if

Details: The statute of limitations that applies to personal injury lawsuits related to car accidents in Texas is two (2) years.. In almost all lawsuits, a procedural rule known as a statute of limitations applies. A statute of limitations is a law that prevents people from bringing a lawsuit after a certain period of time has passed.. If you file a lawsuit after the statute of limitations applicable

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How to Get Rental Car After an Accident [Sutliff & Stout

Details: The insurance company can also say that it needs to speak to its customer, the at-fault driver, about the accident before it will accept responsibility. If the at-fault driver does not tell the truth about the accident, it can substantially delay your claim and you getting your rental car.

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Top-Rated Personal Injury Lawyers in Austin, TX | Sutliff

Details: Hiring a personal injury lawyer is a critical decision. Austin Texas, like most large cities, is chock-full of accident and injury law firms. Choosing the best firm for your injury lawsuit can be a daunting task. Click here to learn how to get it right.

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Driver Airlifted to Hospital after Fatal Wreck in Bastrop

Details: Insurance Companies. After being injured in a car accident, it’s important to file a personal injury claim with the insurance company. However, insurance companies are only looking out for their best interests. For instance, State Farm claims and USAA claims are only working towards what will be in favor of State Farm and USAA. Anything you

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Several Multi-Car Pile-Ups Occupy Austin [Sutliff & Stout

Details: An attorney can deal with insurance adjusters for you, negotiate settlements, and represent your best interests if a lawsuit is needed. Because multiple accidents with several vehicles occurred throughout Austin during the weekend, multiple claims will be filed and it’s necessary to hire an attorney to help with those claims.

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Road Rage Resulted in Three Injured in North Houston

Details: Insurance Companies. After being injured in a car accident, it’s important to file a personal injury claim with the insurance company. However, insurance companies are only looking out for their best interests. For instance, State Farm claims and USAA claims are only working towards what will be in favor of State Farm and USAA. Anything you

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