Smallbiztrends.com

Changes in the Charitable Contributions Deduction You Need

The coronavirus pandemic has brought out the best in many small business owners despite their own financial hardships. Many have generously given to help others in their communities and beyond. They’ve supported causes with cash and other types of donations.

Actived: Wednesday Dec 2, 2020

URL: https://smallbiztrends.com/2020/05/charitable-contributions-deduction-changes.html

11 Types of Business Insurance You May Need - Small

Details: You get business insurance through an insurance agent, an online insurance marketplace, or the insurance company’s website. Certain types of insurance such as workers’ compensation and unemployment insurance coverage for workers are governed by state law and may be part of a state arrangement depending on the state.

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Majority of Small Business Owners Want to Hear from Their

Details: Insurance agents (94%) also say they regularly call to make sure policies are the right fit for their clients. But 36% of small businesses feel they have been given the cold shoulder. Access wise, businesses are looking for local insurers.

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Next Insurance Unveils Two New Products for Small Business

Details: Insurance coverage in some circumstances is required by other outside third parties outside your business such as your bank. There are many types of business insurance available in the market. Most businesses opt for a general liability insurance policy for their business. Basically, this is an umbrella insurance coverage policy.

› Verified 7 days ago

› Url: https://smallbiztrends.com/2020/08/next-insurance-new-small-business-commercial-auto-coverage.html Go Now

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These are the Top Insurance Franchise Business

Details: Insurance Franchise Opportunities. Check out 15 of the top insurance franchise opportunities in the US to get started. Allstate Insurance Company. Allstate Insurance provides franchisees with the freedom to operate their own insurance agencies their way. And owners can expect to be well remunerated for good performances.

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4 Insurance Plans Every Small Business Should Carry

Details: Towell explains, “Umbrella insurance, also known as excess personal liability insurance, historically has been reserved for the wealthy. Nevertheless, interest has grown with increased coverage affordability; now, umbrella insurance is a standard purchase for most middle-class insurance buyers who have a realistic understanding of their risks.”

› Verified 9 days ago

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What Types of Business Insurance for Natural Disasters Do

Details: FEMA reports that 40% of small businesses close after a natural disaster strikes. That’s why they need the right type of insurance. Brandon J. Clapp, an attorney at Swift Currie’s Insurance Coverage practice group, tells Small Business Trends the challenge is to get adequate coverage.. Clapp explains, “Small businesses typically are more vulnerable to natural disasters because most small

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QuickBooks Payroll Adds Health Insurance for Small

Details: SimplyInsured provides an online platform which allows small businesses to compare and purchase different employee health insurance. This includes hundreds of medical, dental and vision insurance plans. The site is designed to search, apply, and purchase the right insurance for your employees.

› Verified 3 days ago

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What Is Postage Insurance and When Is It Necessary

Details: Insurance will cover losses that occurred while while in transit — to a point. Without postage insurance, of course, there may be no way to recover the loss — and the money will come out of your business. Here’s what you need to know about the postage insurance supplied by the Unites States Postal Service.

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Self-Funded Insurance Models Provide New Options for Small

Details: In a self-funded insurance model, a business has the option of providing health benefits directly to employees. That means the employer, instead of the insurance companies, collects the premiums, assumes the risk and pays employee claims. However, insurance companies can still be used to execute the administrative aspects.

› Verified 11 days ago

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Top 10 Reasons You Need Business Insurance - Small

Details: In insurance language, an “Act of God” is any accident or event not caused by human hands. Floods, tornados, hurricanes and fires caused by lightning all qualify. Two types of property and casualty insurance protect against such loss: all-risk and peril-specific. All-risk policies cover events except for those expressly mentioned.

› Verified 9 days ago

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25 Expert Insurance Tips When Starting a Business - Small

Details: Finding the proper insurance options for your new business can be a long and complicated process. From professional liability to health coverage and even vehicle coverage, there are so many different things to consider in order to ensure that your business is fully covered should anything happen.

› Verified 6 days ago

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Is The Pet Insurance Industry The New Gold Rush? - Small

Details: Laura Bennett, CEO of Embrace Pet Insurance, knows more about pet food, pet accessories and pet healthcare than the average person.While her business is pet health insurance, she tries to care about other niches in the same industry as a way to be successful with her business: “Know more than your small segment,” she suggests.

› Verified 29 days ago

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Providing and Paying for Healthcare Major Challenge for

Details: Health insurance is a top-two expense, next to payroll that businesses generally don’t have a lot of control over. Rising Costs of Healthcare Employers’ healthcare costs started small in the 1950s, with health benefits amounting to only 0.50% of total compensation.

› Verified 3 days ago

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Small Business News, Tips, Advice - Small Business Trends

Details: Small Business Trends. Founded in 2003, Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them.

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Why Your Business Needs Contract Insurance - Small

Details: The Insurance Services Organization (ISO) creates industry-standard policy forms used by many insurance companies. Primary & Non-contributory Clause. A primary policy is the first policy to respond to a loss or claim. Your clients may not want their insurance coverage to have to respond in the event your insurance and theirs can share the loss.

› Verified 2 days ago

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7 LinkedIn Marketing Tactics for Insurance Agents - Small

Details: As an insurance agent, you’re sending emails all day long. Each one of those emails is an opportunity for a new connection on LinkedIn. You should have a link to your profile on your website and other social media pages, as well. People won’t think to find you on LinkedIn if they don’t know you’re there. 7. Generate Leads With LinkedIn Ads

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Small Business Owner Guide To Life Insurance - Small

Details: Life insurance is the most important insurance coverage a small business can purchase as it pertains to perpetuating the business. (General liability is most important operational insurance coverage).When a person dies unexpectedly, the loss of life often has repercussions beyond just immediate family.

› Verified 1 months ago

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Should You Allow Damage Insurance in Place of a Security

Details: Insurance and a refundable deposit; in a 5 hour turnaround time I also need to have money for repairs if possible, not wait months for insurance to make a decision. Finally, the issue of who decides what is valid. If your renters cause intangible damage such as noise keeping up neighboring renters or residents, you have a way to compensate that

› Verified 10 days ago

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3 Reasons an Insurance Lapse is Bad for Business - Small

Details: Insurance is not an expense is it a necessity to the small business. Without insurance your business is exposed to an infinite number of catastrophic loses and that is bad for business. Lapse in Insurance (according to III.org): "The termination of an insurance policy because a renewal premium is not paid by the end of the grace period." The

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These Words Aren’t Allowed in Your Business Name - Small

Details: Prohibited Words: Insurance, Bank or Trust, Engineer, Engineered, Engineering, Professional Engineer, Registered Engineer or Licensed Engineer New Hampshire Prohibited Words: Farmers’ Market

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Association Health Plans for Small Business - Small

Details: The plans must also comply with state insurance regulations and be subject to state insurance authorities. Self-insured plans are also possible, but have to follow special requirements. The new rule goes into effect September 1, 2018. This effective date is for insurance-company backed association plans.

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Does Your Small Business Need Data Breach Insurance

Details: Data breach insurance is designed to protect and support a business if it becomes the victim of a cyber-attack. This specific type of insurance provides comprehensive cover in the event of a claim related to a malicious cyber-attack or breach of data. Data breach insurance offers protection if a hacker attempts to hold a business to ransom.

› Verified 15 days ago

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62% of Small Business Owners Can't Afford a 15% Hike in

Details: The eHealth report, Small Business Health Insurance: Costs, Trends and Insights 2017 (PDF) highlights the concerns small business owners have when it comes to the cost of health coverage. Close to 80 percent said they worry about the cost. And 62 percent say a 15 percent increase in premiums would make group health insurance unaffordable.

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Are You Operating Your Business in Multiple States? What

Details: Generally speaking, a corporation or LLC offers liability protection by nature. Some business owners do opt to purchase insurance for additional protection as well. If you have any other questions, please contact Katie Hendrix in my office for a free business consultation at 888.449.2638 x110.

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Communicating to Employees About Health Insurance Open

Details: Communicating About Health Insurance Open Enrollment Your Company’s Plan. By Oct. 1, 2013, most small businesses should have told workers whether or not they plan to offer employer-sponsored major medical insurance, and to provide information about the Health Insurance Marketplace (also known as exchanges) and potential subsidies. Take note, and know that if you have 50 or fewer full-time

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20 Sales Contest Ideas Guaranteed to Motivate Your Team

Details: Sales Contest Ideas Salesperson of the Month. Having an employee or salesperson of the month is a pretty straightforward way of rewarding great work on an ongoing basis.

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4 Sales Strategies to Use During the Coronavirus Outbreak

Details: One of the biggest business news stories in the world right now is the coronavirus pandemic, and it’s affecting all kinds of industries from travel to industry events to global supply chains. The stock market has entered a new wave of volatility, prominent business networking events have been canceled or postponed, cross-border travel restrictions are complicating or canceling people’s

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15 Amazing Small Business Owner Titles: Which One is Right

Details: Small Business Owner Titles CEO. CEO, or chief executive officer, is a very professional sounding title that lets you show that you’re the individual in charge of the whole company.

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Reduce Workers’ Compensation Claims with Accident Insurance

Details: By making voluntary accident or disability insurance available to workers, small companies can often decrease the frequency and expense of their workers’ compensation claims. Additionally, voluntary insurance coverage is available at no additional cost to the company while boosting employers’ benefits offerings. Accident Photo via Shutterstock

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7 Most Common Customer Pain Points and How to Fix Them

Details: Outsourcing this service can bring the prices down. For example, UPS has automated the process for small businesses so they can compete with the bigger players. Having Complicated Fees. By and large, customers react adversely to extra charges and especially those that aren’t explained properly.

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5 Different Types of Employee Bonus Programs for Your

Details: To Create a Motivating Spot Bonus Program: Create different levels of spot bonuses. You might give out very small rewards, like a $25 gift card, for being the most energetic person in the company trade show booth, on up to $500 or more for a truly above-and-beyond action.

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Voluntary Insurance: An affordable Solution for Workers

Details: Disability Insurance. This helps protect a worker’s most valuable asset: the ability to earn a living. Disability benefits pay a portion of an employee’s income while he or she is disabled and unable to work. Life Insurance. Life insurance is a high-demand benefit, especially in shaky financial times.

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The Surprising Impact of High Health Care Costs - Small

Details: Voluntary insurance is a way to help protect employees — and their families — from the financial setbacks associated with health care costs. Big Bills, Big Sacrifices According to the survey , insured Americans made a number of sacrifices in a 12-month period because they owed doctors and medical bills.

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Health Insurance Acronyms for Small Business Owners

Details: Health Insurance Acronyms for Small Businesses. Check out this list of health insurance acronyms that you need to know: ACA (Affordable Care Act) This federal law instituted the employer mandate. It requires companies with at least 50 or more full-time and full-time equivalent employees to provide affordable health coverage or pay a penalty.

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How To Report Health Insurance to IRS Under Obamacare

Details: Health insurance coverage you buy through the Health Insurance Marketplace, Many types of government-sponsored health coverage including Medicare, most Medicaid coverage, and most health care coverage provided to veterans and active duty service members, or; Certain types of individual policies you buy directly from an insurance company.

› Verified 7 days ago

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What Can You Do If a Customer Doesn’t Pay an Invoice

Details: Consider Invoice Factoring. Invoice factoring is a way to sell your accounts receivable to another company for collection. It’s not a good first step if you’re dealing with non-payment, but it’s available if your company needs a cash injection and you’re not having much luck with client communication.

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Huge List of National Holidays for Marketing in a Small

Details: Insurance Awareness Day, June 28 Camera Day, June 29 Social Media Day, June 30. JULY 2020 JULY 2020 MONTHLY HOLIDAYS. National Independent Retailer Month Ice Cream Month National Grilling Month Wheat Month Watermelon Month Social Wellness Month. JULY 2020 NATIONAL DAYS. Canada Day, July 1 International Joke Day, July 1 Independence Day, July 4

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Small Business Failure Rates by Industry Sector - Small

Details: finance, insurance, and real estate (39.6 percent) transportation, communications and utilities (39.4 percent) construction (36.4 percent) Therefore, if you want to know about small business failure rates, it pays to understand them by industry sector. 40 Comments

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Small Business Tax Credits for Hiring Disabled Workers

Details: Tax Credits for Hiring Disabled Workers Disabled Access Credit. The Disabled Access Credit — a non-refundable annual tax credit for making a business accessible to persons with disabilities — is available to small businesses that earned a maximum of $1 million in revenue or had 30 or fewer full-time employees in the previous year, according to the Internal Revenue Code, Section 44.

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20 Platforms for Workers in the Gig Economy - Small

Details: Drivers can earn up to $30 per hour, incremental bonuses for new customers, and it also provides comprehensive insurance with no deductible. Airbnb . What Uber does for your car, Airbnb makes possible for your property. Whether it is a single room or your entire apartment, condo, RV or home, you can use this app to rent it with a free listing.

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Does Your Small Business Need Commercial Flood Insurance

Details: Commercial flood insurance protects property owners from water damage to their properties. You can buy it for your small business from an agent or a company that participates in the National Flood Insurance Program or just rely on the government programs.

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10 Tips for Selecting Health Insurance Your Employees WON

Details: Selecting health insurance for your small business is a balancing act between cost and a benefit package that retains employees. Here are 10 tips to help. The United States Census Bureau pegs the number of Americans with health insurance at 90.9 percent according to their most recent statistics. According to the same set of numbers, over half of

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How Small Businesses Deal with Rising Health Insurance

Details: A few months ago, I reported that premiums on employee health insurance rose faster than inflation once again this year, with single coverage going up 5 percent and family coverage increasing 4 percent. In that post, I explained how the rising cost of employee health insurance has led to a declining fraction of small businesses offering coverage.

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Are There Recession-Proof Industries for Small Businesses

Details: Humm insurance industry well not as good as once thought, I do paramed exams for the insurance industry and saw a big drop in the applicants coming through as compared to 2008 really really slow. The last thing on people’s minds is paying life insurance premiums.

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Employee Wellness Programs: Improve Health, Reduce Costs

Details: Emphasize results rather than participation. For instance, instead of giving traditional incentives, such as payment for gym memberships, require employees to pass biometric screenings to receive discounts on health insurance premiums and other perks.

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Trump Executive Order on Health Insurance Aimed Directly

Details: Health insurance associations, short-term plans and healthcare reimbursement accounts may result from President Trump's executive order on health insurance. Obamacare still hasn't been repealed. And the chances it happens before the end of the year seem unlikely. However, last week President Donald Trump performed a bit of an end-around on the

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You Can Thank Us Later - 11 Employee Record Retention

Details: Keep Unemployment Insurance Information for Up to Seven Years. Unemployment insurance records requirements vary by state. However, in some cases, you may be required to keep those records for between four and seven years. Specifically, Washington D.C. requires businesses to keep those records for seven years.

› Verified 15 days ago

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Top 4 Health Insurance Trends for Small Businesses - Small

Details: Health insurance exchanges are now part of the employee benefits equation and for small businesses especially, these options can provide numerous advantages. Privately run exchanges are gaining traction and are expected to surpass enrollment in the government exchanges.

› Verified 21 days ago

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Your Small Business Should Have a Board of Directors

Details: If you have concluded that putting together a Board is a wise move for your small business but aren’t sure how to proceed, I encourage you to participate in my Wednesday #Smallbizchat sessions on Twitter. This peer-to-peer mentoring program helps business owners like you get answers to business questions.

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15 St. Patrick's Day Marketing Ideas - Small Business Trends

Details: With St. Patrick’s Day quickly approaching, your business has an opportunity to capitalize on some festive holiday marketing. Whether it’s promoting St. Patty’s Day facts on social media or hosting an event at your bar or restaurant, there are plenty of different ways you can market your business on or around St. Patrick’s Day.

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