Insurance for your stuff, yourself, and those most important to you.

Actived: 1 days ago


Will the COVID Vaccine Affect Your Insurance Coverage

(8 days ago) The insurance company in question, Manulife, has spoken out to deny the claims and clarify that the approved vaccines, which are not experimental, have no impact either on claims or on future coverage. But the fears behind the post are real. As Americans have spent the last year coming to grips with a once-in-a-century pandemic, being on high

Category:  Life Go Now

Flood Insurance Premiums Are Set to Rise Sharply

(9 days ago) Most American flood insurance policies are funded by the National Flood Insurance Program. But the program’s premiums in high-risk areas are currently only set for a fraction of the actual risk, says the report by First Street. To reflect reality, flood insurance rates would have to …

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The 6 Factors That Decide Your Health Insurance Costs (and

(1 days ago) Health insurance exists to protect people from the high cost of care, but that protection still comes at too high a price for many. Almost 28 million Americans don’t have health coverage, according to 2018 data from the Kaiser Family Foundation. Almost half of them pointed to high premiums as one reason they haven’t signed up.

Category:  Health Go Now

Joe Biden's Stimulus Checks Bill Could Cut Your Health

(2 days ago) There’s a lot more to President Joe Biden’s $1.9 trillion relief package than the long-awaited $1,400 stimulus checks. The massive bill also contains extended federal unemployment benefits, more funding for vaccines and — maybe most important for a country still mired in a pandemic — new subsidies for health insurance premiums.

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Health inurance could get much cheaper under President Joe

(5 days ago) If saving on health insurance isn’t enough, here are a few more ways to give your bank account a boost until the economy bounces back: Switch to a high-deductible health plan. If your medical bills are typically limited to physicals and screenings, a …

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The 10 Strangest Home Insurance Claims That Were Actually

(8 days ago) Sure, home insurance is designed to help you recover from disasters like break-ins, storms, fires and leaks, but if you’re clever enough to read between the lines, you can get payouts for much more. It’s one way to claw money back if you’re overpaying for your policy.

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Find out whether your health insurance covers genetic testing

(Just Now) Most insurance policies provide total coverage of genetic testing during pregnancy, especially if the mother is over 35 years of age. Medicare genetic testing reimbursement. Kaspars Grinvalds / Shutterstock. The cost of genetic testing can vary widely. Some tests cost as little as $100, while others can be as much as $2,000, according to

Category:  Medicare Go Now

How the $1.9 Trillion Stimulus Bill Will Protect Your ACA

(5 days ago) By shopping around for the cheapest policies, you could potentially cut car insurance costs by more than $1,000 and knock down your homeowners insurance bill by hundreds as well. With all that money back in your pocket, you can focus on other financial priorities like building an emergency fund or learning to invest in stocks .

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List of Dog Breeds Homeowners Insurance Won't Cover

(8 days ago) Most insurance companies are willing to accept proof that you’re a responsible owner and that your dog is a healthy, balanced and calm animal, no matter the breed. An insurer may lower premiums if you can provide proof of certified obedience training, socialization classes and …

Category:  Health Go Now

Suze Orman's Advice 34 Financial Tips to Save You Money

(4 days ago) Car insurance policies include three key areas of coverage: for bodily injury liability per person, for total bodily injury liability, and for property damage you cause. Minimum coverage amounts in many states are, respectively, $25,000, $50,000 and $25,000.

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(6 days ago) Here’s How to Get the Best Rate on Your Homeowners Insurance. You could be saving $1,000 a year or more. By Shane Murphy. Climate Threats Could Mean Huge Jumps in Flood Insurance Premiums. With climate change heating up, new higher rates will be announced in April. By Sigrid Forberg.

Category:  Homeowner,  Flood Go Now

Car Insurance Companies Are Under Renewed Pressure to Give

(1 days ago) Now that the legislation for President Joe Biden's $1,400 stimulus checks is headed for a full vote in the House Representatives, consumer advocates are putting renewed ressure on auto insurance companies to provide some more stimulus cash of their own.. In a set of class actions lawsuit filed in Nevada on Feb. 23, plaintiffs claim that 10 leading auto insurers have kept premiums unreasoanbly

Category:  Auto Go Now

Allstate Auto Insurance Review

(4 days ago) Allstate is probably best known as an auto insurance company, but it also offers insurance in a number of other categories, including home, renters and life. Additionally, the company has a financial services branch for retirement and investments. As an …

Category:  Renters,  Auto,  Life Go Now

Declined for Life Insurance Due Due to COVID

(5 days ago) Insurance companies put the premiums they collect from customers into bonds, which are considered relatively safe and secure investments. But investors in general have been flocking into bonds as a safe haven during the pandemic, causing bond prices to …

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How Does Insurance Work

(2 days ago) Insurance is a financial product that offers protection to pay for unanticipated losses. The types of losses your insurance will cover is laid out in a contract called an insurance policy, which also spells out how much you pay for your coverage. Insurance is normally divided into two major categories:

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How Non-Owner Car Insurance Works

(7 days ago) Non-owner car insurance (also known as non-driver’s insurance) is a policy that covers bodily injury and property damage liability when driving someone else’s car. If you’re at fault (or even partially at fault) in an accident, non-driver’s insurance protects you financially for the damage you cause to another person’s vehicle

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How Your Credit Score Affects Insurance Premiums

(8 days ago) In all but three states, insurance companies use a credit-based insurance score to calculate your premiums. So unless you live in California, Massachusetts or Hawaii, your credit score will be factored in. (And sometimes Michigan: Last year, Michigan passed a law that banned the use of credit scores in auto insurance, but not credit information.)

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Is Life Insurance Worth It

(Just Now) The right insurance depends on your circumstances. A breadwinner and parent might choose permanent life insurance, or maybe a term policy to cover a 20-year mortgage. A single person with very little debt might choose final expense insurance. Get a simple life insurance quote from Quotacy, a certified MoneyWise partner.

Category:  Mortgage,  Life Go Now

The 22 Top Auto Insurance Discounts

(1 days ago) Insurance companies have policies to safeguard everything from your health to your dog, motorcycle or houseboat. And as a general rule, the more policies you buy, the more you save. For example, State Farm says you can save up to 17% off your auto insurance premiums if you also have homeowners, renters, condo or life insurance through the

Category:  Homeowner,  Renters,  Auto,  Condo,  Life,  Health Go Now

10 Disasters Home Insurance Will Cover

(5 days ago) Insurance company Nationwide warns that many home insurance policies only allow you to claim 10% of your usual limit for personal items when it comes to your kid’s dorm. So if you’re concerned your teen might be bunking with a burglar, the company recommends buying renters insurance instead for better coverage and lower premiums. 4.

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(6 days ago) Applying for Term Life Insurance Just Got a Whole Lot Easier. Now you can get a free quote in just seconds. By Shane Murphy. The Stimulus Bill Could Give You More Life Insurance for Less. An obscure change to the tax code means these policies could be more obtainable. By Shane Murphy.

Category:  Life Go Now

President Joe Biden Mulls Lowering Medicare Age

(1 days ago) Getting a pain-free life insurance policy can take the stress out of planning for the worst case scenario. And while you’re at it, keep the insurance savings rolling. By shopping around for the cheapest policies, you could potentially cut your homeowners insurance bill by hundreds.

Category:  Homeowner,  Life Go Now

Applying for Term Life Insurance Just Got a Whole Lot Easier

(4 days ago) Shopping for life insurance is one of those things that everyone needs to do but nobody wants to. And it makes sense — trying to get a quote can be a pain. It’s difficult enough that you have to share your personal information over the course of several conversations with strangers, but even

Category:  Life Go Now

How to Find Cheap Health Insurance

(8 days ago) If you recently lost your job due to the coronavirus lockdown, chances are good that you had to say goodbye to health insurance coverage. The Kaiser Family Foundation estimates that close to 27 million Americans will lose their health plan as a result of the pandemic, and although many will qualify for Medicaid or a subsidized marketplace plan, nearly 6 million will be left without any

Category:  Health Go Now

What Is Not Covered by Homeowners Insurance

(6 days ago) An earthquake can level a house, so homeowners premiums would be astronomical near fault lines if insurance companies were required to provide protection from quakes. As with flooding, coverage for earthquakes is sold separately. The insurance is a must if you live in coastal California or other high-risk areas. 4. Mold

Category:  Homeowner,  Flood Go Now

11 Strategies to Save Money on Your Insurance Bills

(8 days ago)

Category:  Insurance Quotes Go Now

New Driver Insurance Tips A Guide on How to Save Money

(1 days ago) Auto insurance is a very competitive business, and insurers use a slew of discounts to win new customers.. There are discounts for: Safe drivers with clean driving records. People who hold certain jobs, like schoolteachers and firefighters.

Category:  Auto,  Business Go Now


(8 days ago) The 6 Factors That Decide Your Health Insurance Costs (and 3 That Don't) By Serah Louis | 09.25.2020. Lost Your Health Insurance in the Pandemic? These Are Your Options. By Shane Murphy | 07.30.2020. Here’s How to Find Cheap Health Insurance If You Recently Lost Your Job.

Category:  Health Go Now

How Much Car Insurance Do I Need

(6 days ago) How much liability insurance do I need? You should protect yourself for the worst-case scenario, so equip yourself with coverage that includes property damage liability and bodily injury liability. About the Author. Alex Denholm Freelance Contributor. …

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How to Get Car Insurance

(7 days ago) Cons: Insurance brokers may charge fees for their assistance. And while independent insurance agents offer policies from different insurance companies, "captive" agents represent just one insurer and won't be able to tell you if a competitor offers a better deal. 5. Cost-saving tips for buying car insurance

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Do I Need Renters Insurance

(1 days ago) Renters insurance, or tenant insurance, is a type of policy that covers your personal belongings. Even if the home you rent is covered by a homeowners insurance policy, none of the contents of the space will be protected. So if there is a fire, flood, accident or theft in your home or apartment building, without renters insurance, you’re on

Category:  Homeowner,  Renters,  Flood Go Now

Why Can't Buying Life Insurance Be Made Easier

(5 days ago) The biggest barrier the insurance industry faces is the need for medical underwriting. Life insurance (like all other types of insurance) is structured around risk mitigation. Every different company has its own underwriting manual and process, but generally before you can get approved, you’ll need to: Submit an application.

Category:  Medical,  Life Go Now

New Monthly Stimulus Checks for Families May Be Late, IRS Says

(7 days ago) As part of President Joe Biden's $1.9 trillion COVID relief package — the same new law now giving most Americans $1,400 stimulus checks — working families can expect to receive up to $3,600 per child for 2020.. And, half that is supposed to come as cash, doled out in …

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I’m Buying an Electric Vehicle — Will My Insurance Rates

(6 days ago) The insurance company may deem you low risk to file a claim, but if anything happens to your car, it’s going to mean costly repairs. So your premiums will be set high to reflect that risk. If your premium with a gas-powered car is $1,000 a year, you’ll probably pay between $1,180 to $1,320 with an electric car, according to ValuePenguin .

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The Types of Life Insurance Explained

(7 days ago) The two main types of life instance are term life insurance and permanent life insurance.You buy term life insurance to cover you for a set amount of time, usually from 10 to 30 years. Permanent insurance is designed to cover you for your entire life. If you pass away while you are covered by either type of life insurance, your spouse, kids or other beneficiary will receive a death …

Category:  Life Go Now

Is Life Insurance a Good Investment in Your 30s

(Just Now) Historically, life insurance was a "whole life" product with a running cash account, coverage until death, and tax-deferred growth. After new legislation in the 1980s in the U.S. and many other countries, the insurance industry moved into term life products in a big way.

Category:  Life Go Now

Coronavirus: Did You Lose Your Health Insurance

(3 days ago) If you’ve just lost your employee health insurance, you may be tempted to put off getting a new policy, especially if you’re in good health. But if you or someone in your family needs unexpected medical treatment, your expenses could be enormous. Here are four options for finding new, affordable health coverage. Join your spouse’s plan

Category:  Medical,  Health Go Now

Suze Orman Coronavirus Advice: Do's and Don'ts in 2020

(2 days ago)

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12 Financial Lessons From the Great Depression We Need to

(7 days ago)

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These Chains Are Closing the Most Stores in 2021

(6 days ago) We adhere to strict standards of editorial integrity to help you make decisions with confidence. Please be aware that some (or all) products and services linked in this article are from our sponsors. Last year, the COVID-19 pandemic delivered a brutal haymaker to …

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15 States With Fast-Rising Insurance Rates

(7 days ago) Home insurance rates are soaring as catastrophes become ever more common in the United States. Insurance companies have been paying out huge sums to fix smashed, burned and flooded homes, as 2019 was the ninth year in a row with eight or more billion-dollar natural disasters.

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How to Lower the Cost of Your Mortgage Refinance

(5 days ago)

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You Probably Won’t Get a Fourth Stimulus Check — Here Are

(9 days ago) 1 day ago · The insurance company might knock a percentage off your bill for your air bags, anti-lock brakes or even daytime running lights. Or, you might cut your premiums by agreeing to higher deductibles, which means you cover more of your own losses before the insurance kicks in. 5. Refinance your mortgage (if you've got one)

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Why Are Gasoline Prices Still Going Up — and How High Will

(3 days ago) 23 hours ago · For example, regular comparison shopping for car insurance can save you as much as $1,100 a year, studies have found. About the Author. Doug Whiteman Editor-in-Chief. Doug Whiteman is the editor-in-chief of MoneyWise. He has been quoted by The Wall Street Journal, USA Today and and has been interviewed on Fox Business, CBS Radio and

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Americans Have Largely Kept Stimulus Money Out of Trendy

(5 days ago) If your health insurance has lapsed during the pandemic, now’s the time to shop around for an affordable plan before the current open Obamacare enrollment period closes Aug. 15. New subsidies introduced by the Biden administration will save Obamacare policyholders $600 a year, on average.

Category:  Health Go Now

Unemployment tax refund from the IRS could mean thousands

(Just Now) Slash your insurance premiums. Having insurance is a must, but overpaying is not. If you think your car insurer is taking you for a ride, it may be time to shop around for a better deal. And while you’re looking, why not also save hundreds on homeowners insurance by comparing rates to find a lower price? Get an education in savings.

Category:  Homeowner Go Now

Obamacare Has Signed Up 500,000 Americans Since February

(7 days ago) 2 days ago · Keep the insurance savings rolling. By shopping around for the cheapest policies, you could potentially cut car insurance costs by more than $1,000 and knock down your homeowners insurance bill by hundreds. Slash your grocery bills by snapping pics. Download an app that gives you rewards every time you buy groceries. All you have to do is take

Category:  Homeowner Go Now

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