Maine.gov

Maine.gov

Maine is Open for Business. Resources to Start a Business Business Answers, Planning, Financing, Hiring Employees, and basic FAQs. Get Licensing & Permit Advice General licenses to operate a business are managed at the town/city level in Maine.

Actived: Tuesday Jan 12, 2021

URL: https://www.maine.gov/portal/index.html

Maine Bureau of Insurance

Details: The Bureau of Insurance regulates the insurance industry through examining and licensing procedures of insurance companies, licensing producers, reviewing rates and coverage forms, conducting audits, and by sponsoring programs that enhance awareness of and compliance with State laws. The Bureau has authority to enforce the State's insurance laws and rules, initiate investigations and hold

› Verified 5 months ago

› Url: https://www.maine.gov/pfr/insurance/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance

Details: The Bureau of Insurance regulates the insurance industry through examining and licensing procedures of insurance companies, licensing producers, reviewing rates and coverage forms, conducting audits, and by sponsoring programs that enhance awareness of and compliance with State laws. The Bureau has authority to enforce the State's insurance laws and rules, initiate investigations and hold

› Verified 3 days ago

› Url: https://www1.maine.gov/pfr/insurance/index.html Go Now

› Get more:  Insurance QuotesGo Now

Health Insurance | Department of Health and Human Services

Details: Health insurance provides financial protection from health care costs by covering some or all of the expenses of routine and emergency medical care. Many Americans receive health insurance as part of a benefit package offered by their employer, but there may be other options available if you do not have insurance through a job, or the coverage available to you is too expensive.

› Verified 5 months ago

› Url: https://www.maine.gov/dhhs/programs-services/health-insurance Go Now

› Get more:  Medical,  HealthGo Now

Maine Bureau of Insurance: Health Insurance

Details: Health Insurance Basics. Federal law requires you to have minimum essential coverage or pay a tax penalty: The Affordable Health Act (ACA) requires you and your family to have health insurance that meets certain requirements, or pay a penalty at tax time, unless you qualify for an exemption. What kinds of insurance meet the federal requirement?

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/health/index.html Go Now

› Get more:  HealthGo Now

Maine Bureau of Insurance: Laws

Details: Maine Insurance Laws. Get Notified! Enter your email below for the latest Bureau of Insurance news, information and updates.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/legal/laws/index.html Go Now

› Get more:  Insurance QuotesGo Now

Health Care Assistance | Department of Health and Human

Details: MaineCare provides free and low-cost health insurance to Mainers who meet certain requirements, based on household composition and income. There are also additional options for people with disabilities and certain health conditions, young adults who have been in foster care, and those who need long

› Verified 5 months ago

› Url: https://www.maine.gov/dhhs/ofi/programs-services/health-care-assistance Go Now

› Get more:  HealthGo Now

Maine Bureau of Insurance: Filing Complaints

Details: The Bureau of Insurance has many resources to help educate consumers about dealing with insurance companies, including tips about buying insurance and making claims. For more information, telephone us toll-free in Maine at 800-300-5000 or 207-624-8475.

› Verified 6 days ago

› Url: https://www.maine.gov/pfr/insurance/complaint.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Homeowners Insurance

Details: Why is the insurance company not returning all of my premium after the policy was canceled? Depending on the type of policy, you may be required to pay a minimum premium, or the premium may be fully "earned." In other instances, if you replaced your coverage with a different company, during the policy term, you may be subject to a "short-rate

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/faq/homeowners.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Superintendent

Details: Eric A. Cioppa is Superintendent of the Maine Bureau of Insurance, one of five agencies within the state’s Department of Professional and Financial Regulation. He joined the Bureau in 1988 as a Statistician then served as Supervisor of the Workers’ Compensation Section prior to becoming Deputy Superintendent in 1998.

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/superintendent.html Go Now

› Get more:  Insurance QuotesGo Now

Bureau of Insurance - Licensee Search

Details: The Bureau of Insurance is pleased to make our license information available online. All licensed individuals and companies can be looked up by name, by license number, or by ID number. The Department of Professional and Financial Regulation is providing access to information about its licensees as

› Verified 5 months ago

› Url: https://www.maine.gov/pfr/insurance/licensee_search.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Legal

Details: Summary of Enacted Insurance Laws, first 129th Legislative Session; Bulletins. Bulletins by Category; Bulletins by Number; Rules. Maine Insurance Rules; Rulemaking Agenda (updated August 2020) New Rules; Proposed Rules and Changes

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/legal/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Domestic Company Financial

Details: Get Notified! Enter your email below for the latest Bureau of Insurance news, information and updates.

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/regulated/insurance_companies/financial_statements/domestic/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Health Insurance - FAQs

Details: Health Insurance FAQs ; Topic Frequently Asked Questions; Billing - After Co-Pay and Co-Insurance: I underwent elective surgery at a Maine hospital in my network but received a bill from an out-of-network anesthesiologist for what my insurance company didn’t pay after I had paid my co-payment and co-insurance.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/faq/health.html Go Now

› Get more:  HealthGo Now

Bureau of Insurance - Contact Us

Details: The Bureau of Insurance welcomes consumer questions and complaints. Ways to Reach Us. Telephone: 800-300-5000 (toll free in Maine) or 207-624-8475

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/contact_us.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Insurance Companies

Details: Rule Chapter 231 - (Certificates of Authority for Insurance Companies) - Replaced Reg. Chapter 230 effective August 9, 2005. Title 24-A Section 410 - (Minimum Paid-In Capital and Surplus Requirements)

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/regulated/insurance_companies/insurer/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Rules

Details: Rules - Insurance rule chapters are available from the Secretary of State. The documents can be downloaded in Word format.. Rulemaking Agenda - Bureau of Insurance Rulemaking Agenda (updated August 2020). New Rules. Rule 175 - Private Passenger Motor Vehicle Definition for Rental Vehicle Coverage

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/legal/rules/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Auto Insurance - Frequently

Details: Insurance companies generally may not cancel your coverage if you do not respond to a medical questionnaire. The only exception to this is if your policy is considered "new business" which means that it was placed within the last 60 days. Insurance companies are not prohibited from asking you to complete a medical questionnaire.

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/faq/auto_ins.html Go Now

› Get more:  Medical,  BusinessGo Now

Insurance Services | Office of the State Controller

Details: Insurance is generally regarded as a financial tool used to minimize the financial impact of unexpected events or occurrences. The Risk Management Division is responsible for the acquisition and administration of all insurance purchased by the State. Both self insurance and commercial insurance policies are used to insure the State's risk of loss.

› Verified 3 days ago

› Url: https://www.maine.gov/osc/risk-management/insurance-services Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Health Care Division Consumer

Details: This form is for filing a health, life, disability, or viatical insurance complaint with the Maine Bureau of Insurance. If you have a complaint related to property and casualty insurance, go to https://www.maine.gov/pfr/insurance/eform_pc.html.

› Verified 7 days ago

› Url: https://www.maine.gov/pfr/insurance/eform_chcd.html Go Now

› Get more:  Life,  HealthGo Now

Maine Bureau of Insurance: Shopping for Health Insurance

Details: The health insurance market in Maine offers many plan choices to businesses with 50 or fewer full-time equivalent employees. The Small Business Health Options Program (SHOP) Marketplace can provide answers to your questions and has a tool to help you find a licensed insurance broker who is registered with the Marketplace. A broker can provide assistance as you weigh the options.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/employers_other_groups/health/shopping/index.html Go Now

› Get more:  Health,  BusinessGo Now

Maine Bureau of Insurance: Insurance Companies

Details: The Bureau of Insurance provides important information for insurance companies including insurance companies, health maintenance organizations, captives, surplus lines carriers and reinsurers.

› Verified 4 days ago

› Url: https://www1.maine.gov/pfr/insurance/regulated/insurance_companies/index.html Go Now

› Get more:  HealthGo Now

Maine Bureau of Insurance: Rate Calculator Instructions

Details: ACA Individual Plans Rate Calculator Instructions. The Bureau of Insurance has created a calculator to make it easy for you to see the estimated rate for each of the individual plans available to you and your family members (both on and off the Marketplace), based on your age, county and smoking status.. 2018 Individual Rate Calculator

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/health/purchasing_health_insurance/premium_rates/calculator_instructions.html Go Now

› Get more:  Insurance QuotesGo Now

My Maine Connection

Details: Starting on Wednesday, October 7th, 2020 OFI Eligibility Specialists that would normally staff the statewide call queue will be dedicated to case processing to allow them to process the large number of applications, renewals, and changes we have recently received. This will continue every Wednesday thereafter until further notice. However, clerical call center agents will still be available

› Verified 3 days ago

› Url: https://apps1.web.maine.gov/benefits/account/login.html Go Now

› Get more:  Insurance QuotesGo Now

Bureau of Insurance - About the Bureau of Insurance

Details: The Bureau of Insurance regulates the insurance industry through examining and licensing procedures of insurance companies, licensing producers, reviewing rates and coverage forms, conducting audits, and by sponsoring programs that enhance awareness of and compliance with State laws. The Bureau has authority to enforce the State's insurance laws and rules, initiate investigations and hold

› Verified 6 days ago

› Url: https://www.maine.gov/pfr/insurance/about_us.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Regulated Person/Company

Details: The Bureau of Insurance provides information for licensed persons -- including licensing and renewal, updating your information, education and exams, and fees. Information is also provided for licensed companies -- including rate and form filing checklists, reporting requirements, taxes and fees, certificate of authority and updating your

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/regulated/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Auto Claims - FAQs

Details: Most insurance policies limit payment for damage to the insured vehicle to the cost of repair or replacement, but not more than its actual cash value. The Maine Supreme Judicial Court has ruled that a policy which only provides coverage to repair or replace the vehicle it insures does not cover the diminished value of that vehicle.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/faq/auto_claims.html Go Now

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Maine Bureau of Insurance: Cancellation/Nonrenewal of

Details: Determination by the Superintendent that continuation of the class of business will jeopardize the insurer’s solvency or place the insurer in violation of the insurance laws. If the policy has been in effect for 60 days or more when the insurer mails or otherwise delivers a cancellation notice, you may request a hearing before the Superintendent.

› Verified 9 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/employers_other_groups/commercial_property_liability/cancellation_nonrenewal/index.html Go Now

› Get more:  BusinessGo Now

Maine Bureau of Insurance: Consumers

Details: The Bureau of Insurance works to ensure that the companies and individuals working in the insurance industry abide by state laws when doing business with Maine consumers. We can assist you in the following ways. The Bureau has two consumer divisions: The Property & Casualty Division handles auto, home, and other property and liability insurance

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/ Go Now

› Get more:  Auto,  BusinessGo Now

Maine Bureau of Insurance: Rate Calculator

Details: The Maine Department of Professional and Financial Regulation protects the citizens of Maine through the regulation of State-chartered financial institutions, the insurance industry, grantors of consumer credit, the securities industry, and licensing of numerous professions and occupations providing services to the public.

› Verified 4 months ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/health/purchasing_health_insurance/premium_rates/2021/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Property & Casualty Division

Details: PHOTOCOPIES of any correspondence, insurance policies, or other documentation related to your insurance problem (property loss forms, vehicle appraisals, police reports, all correspondence concerning your complaint and a copy of your policy, etc.) may be necessary in order for the Division to act upon your complaint.

› Verified 5 days ago

› Url: https://www.maine.gov/pfr/insurance/eform_pc.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Agencies

Details: Maine Bureau of Insurance Information for Agencies. Get Notified! Enter your email below for the latest Bureau of Insurance news, information and updates.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/regulated/individuals_bus_entities/agencies/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine.gov: Residents: Health : Health Insurance

Details: When Your Health Insurance Carrier Denies Benefits for Health Care Services Health Insurance Tips Life and Health Insurance FAQ Resolving Health Care Insurance Disputes What Can I Do If I Lose My Group Health Insurance

› Verified 7 days ago

› Url: https://www.maine.gov/portal/residents/health_safety/health_insurance.html Go Now

› Get more:  Life,  HealthGo Now

Maine Bureau of Insurance: Captives

Details: Captive insurance company licensing information can be found on the links provided below. For further assistance, do not hesitate to contact any Alternative Risk Markets representative.. Application | Biographical Affidavit | Confidential Treatment | Feasibility Study | Statutory Requirement. License Application

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/regulated/insurance_companies/captives/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Choosing a Medicare Supplement

Details: In Maine, and most other states, Medigap insurance is only sold as a "standardized" plan, identified by the letters A through N. Each standardized policy must offer the same benefits. In other words, a Plan A sold by one company will have the same benefits as a Plan A sold by another company. Cost is the only difference between policies with

› Verified 5 months ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/medicare_medsupp/choosing_medsupp_policy/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Workers' Compensation

Details: The Bureau of Insurance does not have jurisdiction over workers' compensation claims matters. If you have a complaint regarding payment or handling of your claim, contact the Maine Workers' Compensation Board at (207)-287-3751 or view their website .

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/employers_other_groups/workers_compensation/index.html Go Now

› Get more:  Insurance QuotesGo Now

Maine Bureau of Insurance: Can't Afford Insurance

Details: If you don’t think you can afford insurance, here are some things you should consider: Tax Credits (Subsidies) and Cost Assistance. If your income falls within a certain range you may be able to take advantage of tax credits – also known as subsidies – to help you buy health insurance.

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/health/purchasing_health_insurance/cant_afford_ins.html Go Now

› Get more:  HealthGo Now

ME Bureau of Ins: Maine Guaranty Associations - FAQs

Details: 1 No coverage available for first party claims of insureds whose net worth exceeds $25 million. 2 MIGA does not cover reinsurance, mortgage guaranty insurance, financial guaranty insurance or other forms of insurance covering protection against financial risk, credit insurance, title insurance, surplus lines coverage, workers compensation self-insurers excess coverage, life or health insurance

› Verified 9 days ago

› Url: https://www.maine.gov/pfr/insurance/faq/guaranty_association.html Go Now

› Get more:  Mortgage,  Life,  HealthGo Now

Maine Bureau of Insurance: Consumer Guides

Details: The Maine Bureau of Insurance provides a number of consumer guides to provide you with information about various kinds of insurance. These guides provide information about purchasing, coverage, claims, complaints and more.

› Verified 4 days ago

› Url: https://www1.maine.gov/pfr/insurance/consumer/consumer_guides/index.html Go Now

› Get more:  Insurance QuotesGo Now

Bureau of Insurance - COVID-19 (Corona Virus)

Details: Before you say 'Yes' learn about your insurance options by the National Association of Insurance Commissioners (4.30.20) Press Releases. Maine BOI Press Release 5.1.20 -- Don't Rely on Travel Insurance to Cover COVID-19 Cancellations . Maine BOI Press Release 4.24.20 -- Mainers Should Be Alert for COVID-19 Related Insurance Scams

› Verified 5 days ago

› Url: https://www.maine.gov/pfr/insurance/covid19_coronavirus/index.html Go Now

› Get more:  TravelGo Now

Bureau of Insurance - Helpful Links

Details: - Insurance companies are rated based on their financial strength and stability. Before you buy, check out the insurance company’s financial rating; Maine Insurance Guaranty Association - (MIGA) pays covered claims as authorized by the Maine Insurance Guaranty Act, 24-A M.R.S. § 4431, et seq. when an insurance company becomes insolvent. MIGA

› Verified 7 days ago

› Url: https://www1.maine.gov/pfr/insurance/helpful_links.html Go Now

› Get more:  Insurance QuotesGo Now

Glossary of Insurance Terms - Maine

Details: In property insurance, a coinsurance clause requires the policyholder to carry insurance equal to a specified percentage of the value of the property in order to receive full payment of a loss. In health insurance, coinsurance is a percentage of each claim, above the deductible, that is paid by the policyholder.

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/glossary.html Go Now

› Get more:  HealthGo Now

Flood Insurance: Floodplain Management Program: Maine

Details: Flood Insurance About the National Flood Insurance Program. The National Flood Insurance Program (NFIP) is a voluntary program that offers community residents the opportunity to purchase flood insurance provided by the Program in exchange for the community's commitment to practice sound land use management.

› Verified 7 days ago

› Url: https://www.maine.gov/dacf/flood/flood_insurance.shtml Go Now

› Get more:  FloodGo Now

Maine Bureau of Insurance: Medicare Supplement Insurance

Details: Medigap insurance is regulated by the states (Medicare and Medicare Advantage are regulated by the federal government). When and How Can I Buy a Medicare Supplement Policy? It's best to buy a Medicare Supplement policy in the six month window after Part B of your Original Medicare goes into effect, though you may be able to purchase or switch

› Verified 4 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/individuals_families/medicare_medsupp/index.html Go Now

› Get more:  MedicareGo Now

Bureau of Insurance - News Article

Details: The multi-state life insurance settlements are part of an ongoing national effort to bring life insurance companies in-line with their duty to pay out benefits to policyholders they know - or should know - have died. Since 2012, the multi-state effort has recovered $49,268,172 on behalf of 2,106 Mainers. That amount includes $1,576,898 matched

› Verified 5 days ago

› Url: https://www.maine.gov/pfr/insurance/press-release.shtml?id=2127532 Go Now

› Get more:  LifeGo Now

Maine Bureau of Insurance: Rate Calculator Instructions

Details: The Bureau of Insurance has created a calculator to make it easy for you to see the estimated rate for each of the small group plans available to your employees based on 1) the location of your business and 2) the ages of the covered members. 2021 Small Group Rate Calculator. 2020 Small Group Rate Calculator

› Verified 3 days ago

› Url: https://www.maine.gov/pfr/insurance/consumer/employers_other_groups/health/premium_rates/rate_calculator/calculator_instructions.html Go Now

› Get more:  BusinessGo Now

Contact Us | Department of Health and Human Services

Details: Private Health Insurance Premium (PHIP) For help paying for private health insurance premiums, call 1-800-977-6740. TTY users dial 711. Third Party Liability . For questions about other insurance, call 1-866-796-2463. TTY users dial 711. Transportation Brokers

› Verified 4 days ago

› Url: https://www.maine.gov/dhhs/oms/about-us/contact-us Go Now

› Get more:  HealthGo Now

Maine Bureau of Insurance: Complaint Form Submission

Details: Complaint Form Submission. Thank you for submitting an electronic insurance complaint form. Your information has been forwarded to our staff for action.

› Verified 6 days ago

› Url: https://www1.maine.gov/pfr/insurance/complaint_thanks.html Go Now

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Bureau of Insurance - News Article

Details: Consumers with questions about insurance matters can obtain information and assistance from the Maine Bureau of Insurance by visiting maine.gov/insurance, calling 800-300-5000 (TTY 711), or e-mailing [email protected] Last Updated: June 25, 2020 7:06 PM

› Verified 5 days ago

› Url: https://www.maine.gov/pfr/insurance/press-release.shtml?id=2608324 Go Now

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Maine Bureau of Insurance: Consultant - Frequently Asked

Details: Q: I operate an insurance agency in Maine that employs dozens of producers. What is my responsibility? A: It is the responsibility of the employer to ensure that any "Prohibited Person" who is currently employed or being considered for employment has received written consent from the Maine Bureau of Insurance or appropriate regulatory official.

› Verified 3 days ago

› Url: https://www1.maine.gov/pfr/insurance/faq/consultants.html Go Now

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