Lendgenius.com

About LendGenius

LendGenius is an online marketplace with a large and diverse network of lenders. Our smart technology was built to help anyone, regardless of their credit score or financial needs, connect with a Personal or Business lender.

Actived: Wednesday Dec 2, 2020

URL: https://www.lendgenius.com/about-us/

Medical Loans – What You Need to Know - LendGenius

Details: Medical loans may help consolidate existing medical debt or pay for medical bills for people with high deductible insurance plans. They might also help pay for costly medical procedures that are only partly covered by insurance, or not covered at all, such as a dental crown or plastic surgery.

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A Complete Declassified List of Tax-Exempt Fringe Benefits

Details: 6. Group Term Life Insurance Coverage. You can give your employees term life insurance with a death benefit up to $50,000 and the premiums you pay will be tax exempt. Sometimes, even life insurance for an employee’s spouse is tax exempt too. 7. Reimbursing Moving Expenses for New Hires

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Best Construction Business Loan Options in 2020 - LendGenius

Details: Having proper insurance greatly improves approval chances. To qualify for the best possible financing, construction business owners must have been in business for more than 6 months. It is also important to have an income greater than $8,000 per month. If these criteria are met, getting a business loan is more feasible.

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How to Get a Loan in 2020 - LendGenius

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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Business Loans For Trucking Companies - LendGenius

Details: Insurance Requirements. It’s extremely important to have adequate and updated insurance on all trucks and inventory. Not only is this going to mitigate your business risk, but lenders are more likely to offer business loans to trucking companies that have great insurance. Monthly Revenue Minimums

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Dental Practice Loans and Financing - LendGenius

Details: Having adequate insurance also helps when trying to obtain a dental practice loan. There is a silver lining for dentists: lenders look at professionals who offer vital services or health services as less risky to lend to. To qualify for a dental practice loan, it is important to have been in business for at least 6 months and have $8,000 or

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Debt-Service Coverage Ratio (DSCR) Definition - LendGenius

Details: Insurance: $20,000. Federal income taxes: $20,000. Total operating expenses: $380,000. Now that Sara knows her total operating expenses, she needs to know her net operating income. For the purpose of calculating her DSCR, lenders don’t include interest or income tax in total operating expenses. Related: 2018 Tax Audit Triggers Business Owners

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16 Free Business Checking Accounts - LendGenius

Details: That’s how Scott W. Johnson, founder of Marindependent Insurance Services got into trouble. “First off, you need to ask yourself, why am I opening a business banking account?” Johnson advises. “Next, what are the most important features of this account? Next, what is the cost? How long will that rate be good for.

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Best Banks for Small Business in 2020 - LendGenius

Details: Visa Professional Rewards credit card has no annual fee and earns 1 point per $1 in qualifying purchases plus 2 points per $1 spent on gas, office supplies, phone, and insurance purchases. This business credit card is designed for

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Edward Jones MasterCard Credit Card Review - LendGenius

Details: Other perks include support from your dedicated financial advisor, 24-hour concierge service, fraud protection, and travel accident insurance. Is an Edward Jones Card the Best Choice for You? While once a common incentive, it is rare to find a balance transfer offer with no fees in 2019.

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EMV Compliance: The Good, The Bad, & The Ugly - LendGenius

Details: These hidden losses include higher insurance premiums, disruptions in business operations, loss of reputation, and lost customers. RELATED: 6 Bad Habits to Break for Gigantic Business Growth in 2019. The obvious and immediate costs of a data breach include first notifying customers, then:

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Indigo Credit Card - 2020 Review - LendGenius

Details: Since the Indigo card is a MasterCard, it comes with MasterCard Platinum Card benefits such as rental car insurance and extended warranty coverage. If a credit card doesn’t feel right for you, there are still other options for potentially getting the financing you need.

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Hiring a Business Loan Broker? Ask These 6 Questions First

Details: As a business owner, you may have already worked with other kinds of brokers, such as real estate brokers, and maybe even insurance brokers. Small business loan brokers serve as an intermediary between business owners and the lenders that provide financing.

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All You Need To Know About The Visa Black Card (Now

Details: Typical insurance, warranty extensions, and purchase protections; Some of these benefits are new to the Mastercard edition of the card and are an upgrade from what the Visa card offered. What are the numbers I need to know?

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Heavy Equipment Financing & Commercial Leasing in 2020

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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Best Startup Business Loans of 2020 - LendGenius

Details: At a Glance. With strong personal credit, even first-time business owners may qualify for a loan to help with initial startup costs. Startup funding is available in the form of business credit cards, credit line builders, SBA loans, non-profit microloans, personal loans for business use, and more.

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Owner Financing: How To Buy A Business Without A Lender

Details: If you want to buy a business, but don’t have the seller’s asking price laying around your house in cash, you may want to consider owner financing as an alternative. Also known as seller financing, owner financing is the process by which a property or business buyer finances their purchase directly through the person or […]

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Direct Capital Reviews: What to Know - LendGenius

Details: Direct Capital specializes in helping people who want to start a business or who want to increase the size of their existing operation.. Direct Capital Reviews. One of the few online lenders with an active social media presence, potential borrowers and existing customers can engage in conversations with the brand on their favorite platforms, like Facebook, Youtube, Twitter, and LinkedIn.

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American Express Blue Card Review 2020 - LendGenius

Details: The card also comes with car rental loss and damage insurance, plus travel accident insurance. American Express Blue Card: The Fine Print. You’ll receive your $150 sign-up bonus within 6 to 8 weeks of meeting the requirements.

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An Informative Guide to Preventing Chargebacks & Reducing

Details: Chargeback insurance offers some coverage, but it does not eliminate chargeback fees, and does not prevent your company from exceeding a merchant payment processor’s allowed chargeback ratio. A chargeback prevention service like one of these may be a better option for your business: Signifyd

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Business Credit Score: What It Means & Why It Matters

Details: That includes insurance firms and leasing companies, but also nonfinancial firms like manufacturers, wholesalers, and business service firms. Basically, a good credit score is the lifeblood of a successful business. Without it, you may not be able to obtain the goods and services you need to keep the lights on.

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Non-Traditional vs Traditional Term Loans - LendGenius

Details: Without a steady and reliable supply of cash, your business cannot survive. Both traditional and non-traditional term loans might offer the money you need at terms you can handle. Read on to learn what differentiates old-school term loans from their less conventional counterparts. What’s the Difference Between Traditional Term Loans and Non-Traditional Loans?

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Tax Audit Triggers Business Owners Should Know in 2020

Details: While the overall risk of an individual tax audit is low, the odds go up when you file a business tax return. Taxpayers who filed Schedule C, Profit or Loss from Business, faced an audit rate of 1.9% if their gross receipts were $25,000 to $100,000 in their 2014 return and an audit rate of 2.3% if their gross receipts were $100,000 or more.

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Small Business Loans for Women - Compare 38 Options in One

Details: She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf. 5 Types of Grants For Women-Owned Businesses . Caitlyn Rose March 23, 2020. Minorities, Women, and Veteran Business Owners – Tips to Get Funding . Ronis Gracie March 22, 2020.

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Commercial Truck Financing - Big Truck Loans - LendGenius

Details: Financing a commercial truck may feel similar to the steps you’d go through to purchase a personal vehicle. However, commercial truck financing for a business vehicle is an inherently more complicated process. One reason for this is because commercial vehicles can be quite expensive – elevating the risk for lenders if you default on a […]

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StreetShares Review 2020 - LendGenius

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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A Guide to the Fingerhut Credit Card Account for 2020

Details: Occasionally, Fingerhut will send you offers available from partners like online florists and insurance companies. The online department store has a wide array of products for members to purchase including kitchenware, electronics, jewelry, and much more. You can start making purchases right away if approved for a credit account.

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Revenue Based Financing - LendGenius

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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LightStream Personal Loan Review 2020 - LendGenius

Details: LightStream Personal Loans by the Numbers. Another advantage LightStream has over other lenders is the lower-than-average interest rates.. If you enroll in the company’s auto-pay program, you can expect an APR in the range of 2.49% to 17.49%.

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City ThankYou Preffered Card Review - LendGenius

Details: Travelers will appreciate the car rental and travel insurance the card offers, as well as the EMV chip technology which makes it easier to use the card when overseas. Also included: extended warranty protection on purchases and price rewind, which is a 60-day search conducted on your behalf by Citi to see if there is a lower price on an item

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The USAA Secured Credit Card Review for 2020 - LendGenius

Details: The USAA Secured Credit Card is designed to help you build or rebuild your credit card. Because it’s secured, you’re required to provide a security deposit before you can open an account. Once you get approved, however, you can use your card just as you would any other credit card. There are some restrictions as […]

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Personal and Installment Loans in South Carolina – What to

Details: Medical bills piling up, especially with the cost of health insurance in South Carolina averaging at $249 per month. Home repairs to fix the normal wear and tear of your home, from flooring to furniture to walls. Car repairs. Unexpected big purchases.

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Bank of America Small Business Loans - What You Need To

Details: See Business Lenders. Among SBA lenders, Bank of America has a small program — it made just 63 SBA loans totaling $34.1 million in 2016. By contrast, Wells Fargo, the largest issuer of SBA loans, issued more than 1,500 SBA loans totaling nearly $459 million in 2016.

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11 Entrepreneurs Stories - Inspiring People That Found

Details: Jeff Smith, co-founder of Smule After having some success as a serial entrepreneur, Jeff Smith decided launching a startup didn’t need to be a full-time job.. So in 2008 after enrolling at Stanford to pursue a PhD in Computer Music, he co-founded Smule one of his most successful endeavors yet!. The extra workload didn’t stop him from innovating; he was instrumental in creating some of the

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Accounts Receivable Turnover: Defined and Decoded - LendGenius

Details: Non-trade receivables are reimbursements owed outside of customer invoices such as tax refunds and insurance reimbursements. These are NOT used when calculating the turnover ratio. Average Collection Period Ratio

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Medical Equipment Financing and Leasing - LendGenius

Details: The success of any medical or dental practice not only comes from the quality of care but also the ability to provide such care. And with today’s ever-changing technological advancements in the healthcare field, having the right equipment is an absolute necessity. Of course, medical equipment of any kind isn’t a small investment, so most […]

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Email Hosting for Small Business in 2020: Our Top 3 Picks

Details: When starting a new enterprise, you probably want to leverage the internet as much as you can to make your work easier and to communicate effectively with your clients, vendors and staff members. This is why finding email hosting for small business deserves your close attention. Free web-based email providers are fine for personal use, but […]

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Mezzanine Financing Is Not For The Faint-Hearted - LendGenius

Details: Mezzanine financing is a hybrid form of borrowing that combines debt and equity financing. One of the main advantages is that it allows business owners to quickly generate capital since they are able to obtain a loan without putting up any collateral. Mezzanine debt is a high-return debt form and is an alternative to turning […]

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Small Business Funding - Debt Financing vs Equity

Details: She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf. The 5 C’s of Credit Deciding Your Business Fate . Amy Fontinelle March 22, 2020. Business Loan Interest Rates – Everything You Need To Know . Rissa Ann March 21, 2020. 1 Comment. Add comment

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The Trump Presidency & Your Small Business - What You Need

Details: If the ACA is repealed, at least you can expect Trump to replace it with reforms that will let states buy and sell insurance across state lines and give consumers access to federal health savings accounts (HRAs). What is Trump’s Stance on Raising the Minimum Wage? Opinions vary here, and the same can be said of Trump’s own opinion on the

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Discover Personal Loans Review 2020 - LendGenius

Details: Discover Personal Loan Review. There are many reasons why consumers take out personal loans, including to pay for:. home repairs and improvements, a wedding or honeymoon,; a vacation,; or some other major purchase. Another common motivation is to consolidate debt.

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American Express Blue for Business Credit Card Review

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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Costco Anywhere Visa Card Review: A Citi Card Designed to

Details: The Costco Anywhere Visa credit card is a great choice for Costco members who plan on a maintaining their membership long-term. Costco membership must be active to redeem rewards, but the rewards rate is among the best on the market. For Costco members, the card’s benefits and savings are hard to beat: 4% cash back […]

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Lending Club Business Loans Review - LendGenius

Details: Lending Club does not require collateral for loans or lines under $100K, and n o appraisals or title insurance are required to secure funding either. Flexible Borrowing. Loan interest is calculated in a way that favors borrowers, and businesses can sign up for optional automatic payments.

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BMO SPC Mastercard CashBack Credit Card Review - LendGenius

Details: Consumers looking for a card that offers cash back as a reward may want to consider the BMO® SPC® CashBack® Mastercard®. In this review we’ll cover the qualification requirements, rates and fees to help you decide if this is the right option for you in 2018. BMO SPC Mastercard: One Card with Big Benefits Potential […]

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Lending Club Personal Loans Review 2020 - LendGenius

Details: Founded in 2007, online loan company LendingClub is a pioneer when it comes to peer-to-peer lending, also known as marketplace lending. Peer-to-peer personal loans connect prospective borrowers directly with investors willing to lend money – eliminating the need for a bank to act as the go-between.. Investors make money on the interest charged while borrowers benefit from rates that are

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Business Loan Options for Wholesale & Distribution

Details: Poor credit: Having good credit and fulfilling your insurance requirements for your wholesale/distribution company will make a big difference when applying for a short-term business loan. Lack of business history: Without a business history of at least 6 months, your wholesale or distributor business will have trouble qualifying for a loan.

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Best Commercial Loans To Support Your Growing Business

Details: Rebecca Hosley Finance Journalist. Rebecca Hosley is a content writer based in Chicago. She frequently writes about small business, insurance and finance. In her free time, she enjoys trivia, craft beer and disc golf.

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Liquor Store Loans and Financing 2020 - LendGenius

Details: Some shopkeepers need financing when many bills come due at the same time. For example, refrigeration and air conditioning often yield high energy expenses in the summer. Such costs may prove burdensome when combined with liquor license renewal fees or property insurance premiums.

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Discover it® Student Credit Card: A Solid Choice for New

Details: Ruth Awad is a writer, editor, and risk management expert. She frequently writes about small businesses, insurance, and finance. Her articles have appeared in AllBusiness, Manta, Lioness Magazine, and other sites. She is based in Columbus, Ohio.

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