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Real Estate with Jim Ngo

The FHA started insuring loans after the Great Depression as a way of helping people get back into owned property. It basically created the 30 year fixed interest mortgage and continues to carefully oversee which homes can and cannot be purchased in its name.

Actived: Sunday Nov 29, 2020

URL: https://www.jimngo.net/

Insurance Agent | Financial Advisor | Jim Ngo - Ontario, CA

Details: Permanent Life Insurance is designed to protect for a lifetime. It can build cash value, which helps make it a flexible financial planning tool. The cash value can be used for a variety of needs, such as paying for college tuition or supplementing retirement income. Types of Permanent Life Insurance

› Verified 1 months ago

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Real Estate with Jim Ngo

Details: Simply put, PMI is “an insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.”

› Verified 2 days ago

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› Get more:  Mortgage,  LoansGo Now

Mortgage Insurance | Jim Ngo - Ontario CA

Details: Mortgage insurance is a blanket term for several different insurance programs that essentially do the same thing. Rather than just calling it “mortgage insurance” across the industry, due to the way each program came into being in sort of a vacuum, different loan types have different names for it.

› Verified 5 months ago

› Url: https://www.jimngo.net/mortgage-insurance Go Now

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Down Payment Assistance | First Time Home Buyer - Jim Ngo

Details: Mortgage Insurance is required for down payment less than 20% and it's typically between 0.5% to 1.0% of the loan amount. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases.

› Verified 6 months ago

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Real Estate Agent - Jim Ngo - Ontario, CA

Details: “When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.” - Dave Remsey. Buyer's Guide. Seller's Guide. I serve the Inland Empire geographic areas.

› Verified 17 days ago

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Closing Costs | Jim Ngo - Ontario CA

Details: The seller agrees to prepay taxes, insurance, the VA funding fee, and a credit card balance equal to 3% of the sales price. This 5% contribution would be allowed because 2% is going toward the core loan closing costs. 4. USDA Loan - Seller may contribute up to 6% of the sales price toward the buyer’s reasonable closing costs. Guidelines also

› Verified 12 days ago

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Mortgage Affordability Calculator - FHA VA Conventional USDA

Details: Mortgage Insurance includes an Upfront Funding Fee of 1.75% of the loan amount, typically financed into the loan, and an annual insurance premium of 0.85%, which will be lumped into the monthly payment. For down payment of 5% or more, the annual insurance premium will be 0.80%.

› Verified 2 days ago

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Mortgage Calculator With Extra Payment

Details: Mortgage Insurance is required for down payment less than 20% and it's typically between 0.5% to 1.0% of the loan amount. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases.

› Verified 4 months ago

› Url: https://www.jimngo.net/extra-payment-calculator Go Now

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How Much Income Do I Need To Qualify | Jim Ngo

Details: Mortgage Insurance includes an Upfront Funding Fee of 1.75% of the loan amount, typically financed into the loan, and an annual insurance premium of 0.85%, which will be lumped into the monthly payment. For down payment of 5% or more, the annual insurance premium will be 0.80%.

› Verified 6 months ago

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Mortgage PreQualification Calculator FHA VA Conventional

Details: Mortgage Insurance includes an Upfront Funding Fee of 1.75% of the loan amount, typically financed into the loan, and an annual insurance premium of 0.85%, which will be lumped into the monthly payment. For down payment of 5% or more, the annual insurance premium will be 0.80%.

› Verified 2 days ago

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Mortgage Refinance Calculator | Jim Ngo - Ontario, CA

Details: Mortgage Insurance is required for down payment less than 20% and it's typically between 0.5% to 1.0% of the loan amount. FHA requires a 3.5% down payment as well as an upfront and monthly mortgage insurance in many cases.

› Verified 18 days ago

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Home Loan Pre Approval | Mortgage Refinance - Jim Ngo

Details: Simply put, PMI is “an insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.”

› Verified 6 months ago

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Debt to Income Ratio | Jim Ngo - Ontario CA

Details: Figuring your debt to income ratio is pretty easy, the hardest part is figuring out what counts and what doesn’t. Just add up your monthly expenses and divide by your monthly gross income, before any taxes, insurance, 401k withdrawal and the like come out.

› Verified 6 months ago

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Reverse Mortgage Calculator - HECM Line of Credit

Details: Reverse Mortgage - Home Equity Conversion Mortgage (HECM) A reverse mortgage is a home-secured loan that can turn part of the equity you’ve built up in your house into funds you can use today, or a line of credit that will be there when you need it.

› Verified 19 days ago

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Mortgage Calculator | Fixed Interest Amortization | Home

Details: Mortgage Insurance includes an Upfront Funding Fee of 1.75% of the loan amount, typically financed into the loan, and an annual insurance premium of 0.85%, which will be lumped into the monthly payment. For down payment of 5% or more, the annual insurance premium will be 0.80%. FHA has loan limit which varies by county.

› Verified 8 months ago

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