Insurance.wa.gov

Washington state Office of the Insurance Commissioner

We protect insurance consumers, the public interest, and our state’s economy through fair and efficient regulation of the insurance industry.

Actived: Friday Jan 22, 2021

URL: https://www.insurance.wa.gov/

Washington state Office of the Insurance Commissioner

Details: We protect insurance consumers, the public interest, and our state’s economy through fair and efficient regulation of the insurance industry.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/ Go Now

› Get more:  Insurance QuotesGo Now

Health insurance plans and health care programs

Details: Health insurance plans for people who aren't covered by a group health plan. Health insurance plan name. Description. Washington Healthplanfinder (www.wahealthplanfinder.org) Get help paying for your insurance rates when you buy a health plan in our state's health insurance Exchange through the Washington Healthplanfinder.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/health-insurance-plans-and-health-care-programs Go Now

› Get more:  HealthGo Now

Get licensed | Washington state Office of the Insurance

Details: Find all the important information Instructions you need for obtaining a Washington state insurance license from the Office of the Insurance Commissioner.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/get-licensed Go Now

› Get more:  Insurance QuotesGo Now

Contact us | Washington state Office of the Insurance

Details: Find email addresses, phone numbers, mailing addresses and other contact information for the Office of the Insurance Commissioner.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/contact-us Go Now

› Get more:  Insurance QuotesGo Now

Find companies & agents | Washington state Office of the

Details: Insurance company and agent licensing, complaint, financial and contact information. Company ratings. Company financial statements. Company filings. Financial exam reports. Company market conduct reports. Companies by market share. Companies in receivership. Company and surplus-line broker premium tax returns.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/find-companies-agents Go Now

› Get more:  Insurance QuotesGo Now

Can't afford coverage | Washington state Office of the

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/cant-afford-coverage Go Now

› Get more:  Insurance QuotesGo Now

Search for agent | Washington state Office of the

Details: An agent is a person licensed to sell insurance for one or more specific insurance companies. Use the Office of the Insurance Commissioner's agent, agency and company lookup tool to find information about insurance agents. Search by name

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/search-agent Go Now

› Get more:  Insurance QuotesGo Now

Renewing your individual license - insurance.wa.gov

Details: Using National Insurance Producer Registry (NIPR) Online renewals through NIPR are available only for non-resident licensees starting 90 days prior to their expiry date up until 10 days before their expiry date. Late renewals are not possible via the NIPR online system, and can only be processed through our state-specific site.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/renewing-your-individual-license Go Now

› Get more:  Insurance QuotesGo Now

Renewing and reinstating your license | Washington state

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/renewing-and-reinstating-your-license Go Now

› Get more:  Insurance QuotesGo Now

Rebating and illegal inducements - insurance.wa.gov

Details: An insurance producer writes a large commercial policy for a business and gives the leadership team tickets to a sporting event. The value of each ticket is $75. This would be permitted if the producer had not previously—during the preceding 12-month period—provided members of the leadership team any prizes, goods, wares, gift cards, gift

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/rebating-and-illegal-inducements Go Now

› Get more:  BusinessGo Now

Adding/removing affiliations | Washington state Office of

Details: Business-entity licensees must provide a designated responsible licensed person (DRLP) in order to maintain an insurance license. Because the DRLP is a representative of the business entity, the DRLP should also be affiliated in accordance with the rule above. Affiliated individual licenses.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/adding-removing-affiliations Go Now

› Get more:  BusinessGo Now

Compensation | Washington state Office of the Insurance

Details: You may also charge a reduced fee for services provided they are beyond the scope of solicitation and procurement of insurance if the compensation received is reasonable in relation to the services. See RCW 48.17.270(2)(a) and RCW 48.30.157 (leg.wa.gov).

› Verified 5 days ago

› Url: https://www.insurance.wa.gov/compensation Go Now

› Get more:  Insurance QuotesGo Now

Insurance laws and rules by topic | Washington state

Details: The laws and rules that define Washington state's insurance requirements for insurers, producers and regulated entities are laid out in Title 284 WAC (Washington Administrative Code) (leg.wa.gov) and Title 48 RCW (Revised Code of Washington) (leg.wa.gov).Below are lists we've put together of frequently used insurance laws and rules organized by topic.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/insurance-laws-and-rules-topic Go Now

› Get more:  Insurance QuotesGo Now

Login | Washington state Office of the Insurance Commissioner

Details: Insurance producers, education providers, and insurers can log in to the Washington state Office of the Insurance Commissioner's online services here.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/for-producers-login Go Now

› Get more:  Insurance QuotesGo Now

Individual license | Washington state Office of the

Details: Find more information about renewal and reinstatement for individual Washington state insurance licensees from the Office of the Insurance Commissioner.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/individual-license Go Now

› Get more:  Insurance QuotesGo Now

Usage-based insurance | Washington state Office of the

Details: Usage-based insurance (UBI), also called “telematics,” is when an auto insurer monitors and tracks your driving behavior through a device installed in your vehicle or through a smartphone application. These wireless devices transmit data in real time back to insurers, such as:

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/usage-based-insurance Go Now

› Get more:  AutoGo Now

Health insurance | Washington state Office of the

Details: Health insurance helps pay your medical bills when you seek medical care. Knowing your options can help save you time, money and frustration.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/health-insurance Go Now

› Get more:  Medical,  HealthGo Now

Log in | Washington state Office of the Insurance Commissioner

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/log-in Go Now

› Get more:  Insurance QuotesGo Now

Long-term care insurance | Washington state Office of the

Details: Long-term care insurance helps with many medical, personal and social services for people with prolonged illnesses or disabilities. It can include home health care, adult day care, nursing home care and group living facility care.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/long-term-care-insurance Go Now

› Get more:  Medical,  HealthGo Now

About Mike Kreidler | Washington state Office of the

Details: In June 2020, Insurance ERM named Commissioner Kreidler an insurance industry leader on climate change (insuranceerm.com). Other achievements: Raising public awareness of the massive surpluses accumulated by some nonprofit health insurers. Successfully advocating for changes in state law that allow public access to health insurance rate requests.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/about-mike-kreidler Go Now

› Get more:  HealthGo Now

Medicare | Washington state Office of the Insurance

Details: Statewide Health Insurance Benefits Advisors (SHIBA) offers free, unbiased Medicare counseling. Call SHIBA at 800-562-6900; Contact the Washington state SHIBA program; Consumer Help Center – Find answers to insurance FAQs

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/medicare Go Now

› Get more:  Medicare,  HealthGo Now

For Insurers & Regulated Entities | Washington state

Details: Find information insurers and entities regulated by the Washington state Office of the Insurance Commissioner must know when doing business in Washington state.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/insurers-regulated-entities Go Now

› Get more:  BusinessGo Now

Special data calls and surveys | Washington state Office

Details: Captive insurance study. Final Notice to Comply with Captive Survey (PDF, 248.43 KB) Second Captive Insurance Survey (PDF, 235.02 KB) Initial Captive Insurance Survey (PDF, 298.99 KB) Captive Insurance Study Questions and Answers (PDF, 128.98 KB) Captive Insurance Study Fact Sheet (PDF, 185.97 KB)

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/special-data-calls-and-surveys Go Now

› Get more:  Insurance QuotesGo Now

Statewide Health Insurance Benefits Advisors (SHIBA

Details: The Statewide Health Insurance Benefits Advisors (SHIBA) or also called State Health Insurance Assistance Program (SHIP) provides free, unbiased,help with Medic

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/statewide-health-insurance-benefits-advisors-shiba Go Now

› Get more:  HealthGo Now

Producer login | Washington state Office of the Insurance

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/producer-login Go Now

› Get more:  Insurance QuotesGo Now

What is health insurance? | Washington state Office of the

Details: Health insurance helps pay your medical bills when you need care. Knowing what options are available can help save you time, money and frustration. There are four ways you can get your health insurance: 1. The most common way people get their health insurance is through a group sponsor, such as:

› Verified 6 days ago

› Url: https://www.insurance.wa.gov/what-health-insurance Go Now

› Get more:  Medical,  HealthGo Now

Credit scoring ban | Washington state Office of the

Details: Washington state Insurance Commissioner Mike Kreidler will propose a bill during the 2021 legislative session that will ban insurers' use of credit scores in auto, homeowners, renters and life insurance when setting rates.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/credit-scoring-ban Go Now

› Get more:  Homeowner,  Renters,  Auto,  LifeGo Now

What is COBRA? | Washington state Office of the Insurance

Details: Call our Insurance Consumer Hotline 800-562-6900. Send us a message. U.S. Dept. of Labor, Employee Benefits Security Administration, Seattle District Office. 300 Fifth Ave., Ste. 1110 Seattle, WA 98104 Call 206-757-6781 Fax 206-757-6662. Centers for Medicare & Medicaid Services (CMS)

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/what-cobra Go Now

› Get more:  MedicareGo Now

How to print your license | Washington state Office of the

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/how-print-your-license Go Now

› Get more:  Insurance QuotesGo Now

Continuing education (CE) providers | Washington state

Details: Contact the provider(s) to verify which courses they currently offer. Tip: Search the Internet using "Washington state insurance continuing education" and use our list to verify that the provider is approved to offer CE courses in Washington state.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/continuing-education-ce-providers Go Now

› Get more:  Insurance QuotesGo Now

License exams vendor | Washington state Office of the

Details: The Office of the Insurance Commissioner has contracts with PSI Services, LLC (PSI) to provide insurance license examinations in Washington state. PSI closed all test centers nationwide effective March 20. Remote testing remains available, but scheduling is backlogged and a system check is necessary before registering.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/license-exams-vendor Go Now

› Get more:  Insurance QuotesGo Now

When can I buy an individual health plan? | Washington

Details: Note: You don't qualify for a SEP if you voluntarily cancel your health insurance or your insurer cancels you because you don't pay your premium. Effective dates of coverage involve a complex set of rules depending on the type of special enrollment event and when you enroll. Please contact the exchange at 855-923-4633 regarding special

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/when-can-i-buy-individual-health-plan Go Now

› Get more:  HealthGo Now

Bonds | Washington state Office of the Insurance Commissioner

Details: A complete copy of a fidelity insurance policy or fidelity bond, Form INS-08 (PDF, 97KB), in the amount of $200,000 with the Washington state insurance commissioner listed as a Certificate Holder, and

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/bonds Go Now

› Get more:  Insurance QuotesGo Now

Contact SHIBA | Washington state Office of the Insurance

Details: Contact a Statewide Health Insurance Benefits Advisor (SHIBA): Call 800-562-6900, TDD: 360-586-0241; Contact a local office in your county; Fill out our online contact form; Mail us your request: SHIBA Office of the Insurance Commissioner PO Box 40255 Olympia, WA 98504-0255

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/contact-shiba Go Now

› Get more:  HealthGo Now

Life insurance payouts and Retained Asset Accounts

Details: Life insurance payouts and Retained Asset Accounts. What is a Retained Asset Account? When someone with life insurance dies, the insurer sets up an interest-bearing account in the beneficiary's name called a Retained Asset Account (RAA). This account is set up much like a checking account. Typically, the insurer will issue the beneficiary a

› Verified 7 days ago

› Url: https://www.insurance.wa.gov/life-insurance-payouts-and-retained-asset-accounts Go Now

› Get more:  LifeGo Now

Annuities | Washington state Office of the Insurance

Details: Learn more about annuities, which are a type of insurance product that pays you income, from the Washington state Office of the Insurance Commissioner.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/annuities Go Now

› Get more:  Insurance QuotesGo Now

Landslide insurance | Washington state Office of the

Details: Flood insurance. Standard homeowner policies do not cover flood damage, so you must buy flood insurance coverage separately. Flood insurance may apply to some kinds of earth movement, such as water-related erosion, mudflows, and flash floods. Earthquake insurance

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/landslide-insurance Go Now

› Get more:  Homeowner,  FloodGo Now

Office locations | Washington state Office of the

Details: Find street and mailing addresses, detailed driving directions, and maps for Washington state Office of the Insurance Commissioner Tumwater and Capitol Campus offices.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/office-locations Go Now

› Get more:  Insurance QuotesGo Now

Get education | Washington state Office of the Insurance

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/get-education Go Now

› Get more:  Insurance QuotesGo Now

Compliance | Washington state Office of the Insurance

Details: Common compliance standards and topics Washington state insurance licensees should be familiar with regarding license maintenance and best practices.

› Verified 5 days ago

› Url: https://www.insurance.wa.gov/compliance Go Now

› Get more:  Insurance QuotesGo Now

Coverage descriptions | Washington state Office of the

Details: Credit property: Insurance against loss of or damage to personal property, covering a creditor's security interest in the property, when the insurance is written as part of a loan or other credit transaction. Can include GAP insurance as it relates to the difference between loss payments and loan indebtedness.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/coverage-descriptions Go Now

› Get more:  Insurance QuotesGo Now

A consumer's insurance glossary | Washington state Office

Details: Insurance policy — This is the entire written insurance contract. Insured — The individual or party who the insurance company agrees to cover for losses or provide benefits or service. back to top J Joint life policy (refers to life insurance) — A life insurance policy that insures two or more people. Some of these policies pay a death

› Verified 5 days ago

› Url: https://www.insurance.wa.gov/consumers-insurance-glossary Go Now

› Get more:  LifeGo Now

2021 premiums - Washington state Office of the Insurance

Details: Find information from the Office of the Insurance Commissioner about 2021 individual health plans and premiums for Providence Health Plan.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/rates/providence-health-plans-2021-premiums Go Now

› Get more:  HealthGo Now

2021 premiums - Washington state Office of the Insurance

Details: Find information from the Office of the Insurance Commissioner about 2021 individual health plans and premiums for Regence BlueShield.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/rates/regence-blueshield-2021-premiums Go Now

› Get more:  HealthGo Now

Insurance Fair Conduct Act (IFCA) laws and rules

Details: Find more information about your insurance company 2019 - 2020 notices of potential lawsuits (PDF, 1.79 MB) 2007 - 2018 notices of potential lawsuits (PDF, 25.24 MB)

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/insurance-fair-conduct-act-ifca-laws-and-rules Go Now

› Get more:  Insurance QuotesGo Now

You're moving | Washington state Office of the Insurance

Details: Look up an insurance company or agent to find licensing, complaint, and financial information Designated statistical agents in Washington state Search rate and form filings

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/youre-moving Go Now

› Get more:  Insurance QuotesGo Now

Continuing education (CE) requirements | Washington state

Details: Contact the provider(s) to verify which courses they currently offer. Tip: Search the Internet using "Washington state insurance continuing education" and use our list to verify the provider in your search results is approved to offer CE courses in Washington state.. CE compliance tips. You may take any approved insurance continuing education course.

› Verified 4 days ago

› Url: https://www.insurance.wa.gov/continuing-education-ce-requirements Go Now

› Get more:  Insurance QuotesGo Now

Insurance Fair Conduct Act (IFCA) | Washington state

Details: Insurance Fair Conduct Act (IFCA) It's illegal for your insurance company to unreasonably deny your insurance claim or violate laws that govern unfair claims settlement practices. If your insurance company does, you have legal recourse as a policyholder to seek punitive damages in court.

› Verified 3 days ago

› Url: https://www.insurance.wa.gov/insurance-fair-conduct-act-ifca Go Now

› Get more:  Insurance QuotesGo Now

What is subrogation? | Washington state Office of the

Details: Your insurance company pays your doctor for your treatment following an auto accident that someone else caused. Legally, your company can seek reimbursement from the at-fault person, or his or her insurance company. Recovering your deductible

› Verified 6 days ago

› Url: https://www.insurance.wa.gov/what-subrogation Go Now

› Get more:  AutoGo Now