Insurance.ca.gov

CA Department of Insurance

The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers.

Actived: Tuesday Jan 12, 2021

URL: https://www.insurance.ca.gov/

CA Department of Insurance

Details: Works to foster an insurance market that is fair, competitive and accessible to all Californians. Site designed to assist consumers, aid in the licensing of insurance agents or brokers, and serve as a source of information on insurance law.

› Verified 2 days ago

› Url: http://www.insurance.ca.gov/ Go Now

› Get more:  Insurance QuotesGo Now

Home/Residential Insurance

Details: DIC insurance is designed to fill in gaps in insurance coverage. It provides expanded coverage for some perils that are not covered by the FAIR plan policy. This page provides a list of carriers currently offering DIC policies. You may also wish to contact an agent or broker to help you shop around for this type of coverage.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/105-type/5-residential/ Go Now

› Get more:  Insurance QuotesGo Now

Health Insurance Information

Details: This is the California Department of Insurance portal for health insurance information. We have gathered resources to better inform you about insurance topics, help you make decisions, and direct you to the appropriate experts to find the answers to your questions.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/110-health/ Go Now

› Get more:  HealthGo Now

Insurance Company Profiles

Details: Insurance Company Profiles. If you know the insurance company you are looking for, you can search by using a partial or full company name to get an insurance company's profile.. From there you will be able to access information about a company's location, former names of the company, agent for service of process, reference information (license status, company type, state of domicile), lines of

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/120-company/01-coprof/ Go Now

› Get more:  Insurance QuotesGo Now

Compare Insurance Premiums

Details: Compare insurance premiums for various kinds of insurance. What Type of Insurance Are You Shopping For? In accordance with California Insurance Code Sections 12959, 10234.6 and 10192.20, we survey insurers licensed to transact insurance in California and ask them to provide their annual premiums for various lines of personal insurance.

› Verified 4 days ago

› Url: https://www.insurance.ca.gov/01-consumers/105-type/9-compare-prem/ Go Now

› Get more:  Insurance QuotesGo Now

License Status Inquiry - CA Department of Insurance

Details: If you are an agent, broker, bail agent, insurance adjuster or an insurance company looking for details on a particular license, enter it directly into the License Number search form. If you are a consumer, or don't know the license number, use the Name Search to find it in our records. From there, you can continue on to view the full details

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/0200-industry/0008-check-license-status/ Go Now

› Get more:  Insurance QuotesGo Now

Life Insurance Guide

Details: Insurance companies and insurance agents are prohibited from selling you an annuity unless there is a reasonable basis to believe the annuity is suitable based on the information you provide to the agent. Agents. Life insurance agents are licensed by the State, and may represent one or more companies. If you use an agent, choose carefully.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/105-type/95-guides/07-life/life-ins-guide.cfm Go Now

› Get more:  LifeGo Now

Check License Status - CA Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/license-status/index.cfm Go Now

› Get more:  BusinessGo Now

Applying for a License - insurance.ca.gov

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0020-apply-license/ Go Now

› Get more:  BusinessGo Now

Enforcement Branch Overview - CA Department of Insurance

Details: The Enforcement Branch of the Department of Insurance is the investigative body for the department. This branch consists of the Fraud Division and the Investigation Division.. Mission "To protect the public from economic loss and distress by actively investigating, arresting, and referring, for prosecution or other adjudication, those who commit insurance fraud and other violations of law; to

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0300-fraud/ Go Now

› Get more:  Insurance QuotesGo Now

Online Renewal Service - CA Department of Insurance

Details: The California Department of Insurance (CDI) Online Licensing Services will be unavailable beginning August 8, 2019 at 3:00 p.m. Pacific Time through August 18, 2019. Enhanced online licensing services will be provided by Sircon, powered by Vertafore, and available starting Monday, August 19, 2019.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0010-producer-online-services/0300-free-renewal-service/index.cfm Go Now

› Get more:  Insurance QuotesGo Now

Zip Codes Covered by Mandatory One Year Moratorium on Non

Details: Because the homeowner insurance crisis extends beyond the wildfire perimeters and impacts residents statewide, Commissioner Lara went a step further and called on insurance companies to voluntarily cease all non-renewals related to wildfire risk statewide until December 5, 2020, in the wake of Governor Gavin Newsom's declaration of statewide

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/140-catastrophes/wildfirenonrenewalinfo.cfm Go Now

› Get more:  HomeownerGo Now

California Department of Insurance

Details: California Organized Investment Network (COIN) Is a Collaborative Effort Between the California Department of Insurance, the Insurance Industry, Community Affordable Housing and Economic Development Organizations, and Community Advocates.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/training/index_old.cfm Go Now

› Get more:  Insurance QuotesGo Now

Slavery Era Insurance Registry

Details: "Insurance policies from the slavery era have been discovered in the archives of several insurance companies, documenting insurance coverage for slaveholders for damage to or death of their slaves, issued by a predecessor insurance firm. These documents provide the first evidence of ill-gotten profits from slavery, which profits in part

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/150-other-prog/10-seir/ Go Now

› Get more:  Insurance QuotesGo Now

Search - CA Department of Insurance

Details: CDI is not endorsing any insurance company, agent, or broker. Language information is self-reported by the insurance company, agent, or broker and insurance institutions may not discriminate against consumers on the basis of language spoken, regardless of whether or not the institution transacts business in that language.

› Verified 3 days ago

› Url: https://interactive.web.insurance.ca.gov/apex_extprd/f?p=400:50 Go Now

› Get more:  BusinessGo Now

Glossary of Insurance Terms

Details: Health Insurance A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage. Homeowner Insurance An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/20-Glossary/ Go Now

› Get more:  Medical,  Homeowner,  HealthGo Now

Coronavirus - CA Department of Insurance

Details: Insurance Commissioner Ricardo Lara issued a Notice instructing all insurance companies to stop enforcing policy or statutory deadlines on policyholders for claims or coverage until 90 days after the statewide “state of emergency” or any other “state of emergency” has ended related to COVID-19. The Commissioner issued this to protect

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/140-catastrophes/Coronavirus.cfm Go Now

› Get more:  Insurance QuotesGo Now

What is Insurance Fraud?

Details: According to the law, the crime of insurance fraud can be prosecuted when: The suspect had the intent to defraud. Insurance fraud is a "specific" intent crime. This means a prosecutor must prove that the person involved knowingly committed an act to defraud. An act is completed.

› Verified 7 days ago

› Url: https://www.insurance.ca.gov/0300-fraud/0100-fraud-division-overview/05-ins-fraud/index.cfm Go Now

› Get more:  Insurance QuotesGo Now

Company and Agent/Broker Information

Details: The links below are designed to provide you with information on insurance companies, agents and brokers doing business in California. You can conduct a search on license status, obtain a list of insurance companies, review complaint studies and enforcement actions, as well as review rate filings and overall performance.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/120-company/ Go Now

› Get more:  BusinessGo Now

Health Insurance Guide

Details: Co-insurance—This is your share of cost for a health care service. It is a percent (for example, 20%) of the allowed amount for the service. For example, if the charge for an office visit is $150 and your co-insurance is 20%, you pay $30 and your plan pays $120.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/health-ins-guide.cfm Go Now

› Get more:  HealthGo Now

Wildfire Resources - CA Department of Insurance

Details: Please work with your insurance agent or broker, claims adjuster, and insurance company with a goal of achieving a settlement that you believe is fair and consistent with your coverage. If you have a question about your insurance or a dispute with your insurance company, please call us at 1-800-927-4357 or use the Consumer Hotline Chat button

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/140-catastrophes/WildfireResources.cfm Go Now

› Get more:  Insurance QuotesGo Now

Contact Us - CA Department of Insurance

Details: Matters regarding insurance licensing and education should be directed to: California Department of Insurance Producer Licensing Bureau 320 Capitol Mall Sacramento, CA 95814 800-967-9331 E-mail Inquiry Reporting Suspected Fraud. Information concerning suspected insurance fraud should be directed to the addresses below. California Department of

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/0500-about-us/05-contact/index.cfm Go Now

› Get more:  Insurance QuotesGo Now

Bulletin 96-08 - CA Department of Insurance

Details: Insurance Code §1725.5 (added to the Insurance Code in 1995 by AB 702, Chapter 217) effective January 1, 1997, requires licensees to include their license numbers on business cards, premium quotes and print advertisements for insurance products distributed exclusively in California. The statute applies only to life and disability insurance

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/bulletin-96-08.cfm Go Now

› Get more:  Life,  BusinessGo Now

Site Map - CA Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/site-map/ Go Now

› Get more:  BusinessGo Now

Lines of Insurance

Details: Credit Disability Insurance - Disability insurance protecting the balance of debt, which provides a monthly benefit, during the disability of the insured, during the term of coverage. 24-Hour Care Coverage - The joint issuance of a workers' compensation policy with a disability insurance policy, health care service plan contract, or other

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/accident-health/lines-of-insurance.cfm Go Now

› Get more:  HealthGo Now

Residential Insurance: Homeowners and Renters

Details: Insurance coverage for losses resulting from floods is generally not provided in a homeowners or renters policy. In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage caused by floods.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/res-ins-guide.cfm Go Now

› Get more:  Homeowner,  Renters,  FloodGo Now

Indemnity Reinsurance, Sale, Transfer or Assumption

Details: California Insurance Code section 1011 sets forth various actions by a licensed insurer that may result in significant regulatory sanctions. Subsection (c) concerns the transfer of all or substantially all of a licensed insurer's property or business without first obtaining the California Insurance Commissioner's consent.

› Verified 6 days ago

› Url: http://www.insurance.ca.gov/0250-insurers/0300-insurers/0100-applications/corp-apps-and-info/merger-consolidation-reinsurance.cfm Go Now

› Get more:  BusinessGo Now

Continuation Coverage - CA Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/110-health/40-lost/continuation-cov.cfm Go Now

› Get more:  BusinessGo Now

Health Insurance Mergers

Details: Information about Health Insurance Mergers. The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers.

› Verified 4 days ago

› Url: https://www.insurance.ca.gov/01-consumers/110-health/60-resources/Health-Insurance-Mergers.cfm Go Now

› Get more:  Health,  BusinessGo Now

Longterm Care - CA Department of Insurance

Details: The passage of AB 567 (Calderon) established the Long Term Care Insurance Task Force (Task Force) in the California Department of Insurance to explore the feasibility of developing and implementing a culturally competent statewide insurance program for long-term care services and supports.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0150-seniors/0500longtermcare/ Go Now

› Get more:  Insurance QuotesGo Now

Earthquake Insurance

Details: The limit on your earthquake insurance is the same as the limit on your homeowners insurance (dwelling coverage). CEA offers deductibles of 5%, 10%, 15%, 20%, and 25%. You do not have to pay your CEA deductible up front to receive a claim check, it is simply the amount deducted from your total covered losses.

› Verified 4 days ago

› Url: https://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/eq-ins.cfm Go Now

› Get more:  HomeownerGo Now

Producer Licensing Online Services

Details: Sircon' Apply for a License - Resident and nonresident applicants can apply for an insurance license online.. Online Examination Scheduling - PSI Services, LLC, a California-based company providing state-based regulatory licensure services, handles the scheduling of examinations for individuals licensed by the California Department of Insurance's (CDI) Producer Licensing Bureau.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0010-producer-online-services/ Go Now

› Get more:  Insurance QuotesGo Now

Lines of Insurance

Details: Life insurance products include, but are not limited to: Insurable Interest - A life insurance policy on someone else's life. Permanent Life - A type of life insurance that includes both a death benefit and a cash value component. Temporary Life - This product provides death protection for a stated time period or term.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/life-only/lines-of-insurance.cfm Go Now

› Get more:  LifeGo Now

Flood Insurance Fact Sheet

Details: You should talk to your insurance agent if you have questions, would like additional information and/or are ready to purchase a flood insurance policy. If your insurance agent does not sell flood insurance, you can contact the NFIP Help Center at 1-800-427-4661 to request an agent referral. Policy Effective Date

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/140-catastrophes/FloodFacts.cfm Go Now

› Get more:  FloodGo Now

About the Commissioner - CA Department of Insurance

Details: Ensuring a fair insurance market “I ran for the office of Insurance Commissioner to make a difference in Californians’ lives.” The Department of Insurance recovers hundreds of millions of dollars for consumers every year through investigating complaints and conducting market conduct exams.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0500-about-us/01-commissioner/index.cfm Go Now

› Get more:  Insurance QuotesGo Now

Climate Smart Insurance

Details: For further questions regarding Climate Smart Insurance or to have your product added, please email: [email protected] About this database: The original source of the information for this database is Dr. Evan Mills (Energy Associates), who is a world-renowned researcher of the intersection between climate change and insurance. The

› Verified 3 days ago

› Url: https://interactive.web.insurance.ca.gov/apex_extprd/f?p=142:1 Go Now

› Get more:  Insurance QuotesGo Now

California Climate Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/180-climate-change/ Go Now

› Get more:  BusinessGo Now

Life & Annuity Insurance

Details: Locate a Life Insurance Policy. If you want to find a lost life or annuity policy, visit our Life Insurance Policy Locator page.. Shop Around. Whether you are considering purchasing, replacing or changing your life or annuity insurance policy, it is important to understand the different products available, how much insurance you need, how much you can afford to pay, and the kind of policy you

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/01-consumers/105-type/6-lifeAnnuity/index.cfm Go Now

› Get more:  LifeGo Now

Common Health Insurance Terms

Details: Co-Insurance - Once you have met your deductible, you pay co-insurance for additional medical care. This is your share of cost for a health care service. It is a percentage of the allowed amount for the service. For example, if the charge for an office visit is $150 and your co-insurance is 20%, you pay $30 and your insurer pays $120.

› Verified 6 days ago

› Url: https://www.insurance.ca.gov/01-consumers/110-health/10-basics/terms.cfm Go Now

› Get more:  Medical,  HealthGo Now

Renewal of License - CA Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/life-only/renewal.cfm Go Now

› Get more:  BusinessGo Now

Annuity Training Questions & Answers

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers.

› Verified 3 days ago

› Url: https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/life-only/questions-answers.cfm Go Now

› Get more:  BusinessGo Now

Home Protection - California Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/0250-insurers/0300-insurers/0100-applications/financial-filing-notices-forms/forms/homeprotection.cfm Go Now

› Get more:  BusinessGo Now

Surplus Line Insurers - CA Department of Insurance

Details: Eligible Carriers. LASLI is a voluntary list and insurers may opt off the list. As a result, there may be nonadmitted insurers that are not on LASLI but pursuant to the NRRA and CIC Section 1765.1, are nonetheless eligible for use by surplus line brokers, as long as the broker has determined at the time of placement that the insurer meets specific eligibility criteria.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/120-company/07-lasli/ Go Now

› Get more:  Insurance QuotesGo Now

Home · California Department of Insurance

Details: Welcome to the California Department of Insurance Consumer Complaint Center. Choose one of the two options below to continue. Please note, you must be registered and logged in, in order to view your previously submitted requests.

› Verified 3 days ago

› Url: https://cdiapps.insurance.ca.gov/CP/ Go Now

› Get more:  Insurance QuotesGo Now

Qualifying Life Events - CA Department of Insurance

Details: The Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. File a Commendation or Complaint.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/110-health/30-have/qual-life-events.cfm Go Now

› Get more:  BusinessGo Now

Insurance Diversity Home

Details: The Insurance Diversity Initiative (IDI or Initiative) was established in 2011 to focus on diversity issues within California’s $310 billion insurance industry. Specifically, these efforts by Department staff and the Commissioner-appointed Insurance Diversity Task Force are meant to encourage increased procurement from diverse suppliers and

› Verified 2 days ago

› Url: http://www.insurance.ca.gov/diversity/ Go Now

› Get more:  Insurance QuotesGo Now

Health Insurance Regulation

Details: In California, health insurance is regulated by the California Department of Insurance (CDI). Our mission is to protect consumers, foster a vibrant and stable insurance marketplace, and enforce laws related to health insurance and the health insurance code fairly and impartially.

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/110-health/10-basics/health-ins-reg.cfm Go Now

› Get more:  HealthGo Now

California Department of Insurance Business Entity

Details: Application for Registration,downloadable from www.insurance.ca.gov . Organization Name Organization FEIN Organization License # Authorizing Officer, Manager, Member or Partners Signature(s) Title . Date . Mail to:CA Department of Insurance 320 Capitol Mall Sacramento CA 95814 . Fax to: CA Department of Insurance 916-327-6907 . Email to:

› Verified 2 days ago

› Url: https://www.get-insurance-quotes.net Go Now

› Get more:  Insurance QuotesGo Now

So You've Had an Accident, What's Next?

Details: Under California Insurance Code §758.5 an insurance company cannot require that an automobile be repaired at a specific repair shop. However, an insurance company can recommend that an automobile be repaired at a specific repair shop under the following conditions outlined by law:

› Verified 3 days ago

› Url: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm Go Now

› Get more:  AutoGo Now