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Actived: Monday Oct 26, 2020

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Insurance - HuffPost

Details: Insurance news and opinion

› Verified 8 days ago

› Url: https://www.huffpost.com/voices/topic/insurance Go Now

› Get more:  Insurance QuotesGo Now

Homes Are Becoming Harder To Insure Thanks To Climate

Details: “The insurance industry’s ability to assess the prospective risks a property faces has improved dramatically,” said Michael Barry, head of media and public affairs for the Insurance Information Institute.. “Nonetheless, homeowners in hurricane- and wildfire-prone states pay for insurance coverage which reflects those risks.”

› Verified 29 days ago

› Url: https://www.huffpost.com/entry/home-insurance-climate-change_l_5f721262c5b6e99dc3306840 Go Now

› Get more:  HomeownerGo Now

Health Insurance - HuffPost

Details: Sen. Thom Tillis Staffer Sums Up The GOP Stance On Health Insurance: Like Buying A Shirt "If I can’t afford that dress shirt, I don’t get to get it," the staffer told a three-time cancer survivor.

› Verified 6 days ago

› Url: https://www.huffpost.com/life/topic/health-insurance Go Now

› Get more:  HealthGo Now

Laid Off And Lost Your Health Insurance? You Have Options

Details: But Medicaid generally is for people with very low incomes ― which would include jobless people who abruptly find themselves with no income at all except for unemployment insurance.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/unemployed-health-insurance-layoff_l_5f3d5ea7c5b6d8a9174132bd Go Now

› Get more:  Insurance QuotesGo Now

How To Get Cheaper Car Insurance For Your Teenage Driver

Details: Asking a teenager to delay learning to drive until their mid-20s probably won’t go over well. But you own the cars and it’s your insurance policy.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/cheap-car-insurance-teens_l_5c94e656e4b01ebeef0e4773 Go Now

› Get more:  CarsGo Now

3 Smart Alternatives To Life Insurance | HuffPost

Details: While life insurance may be the perfect solution for many, for some it may not. If you have yet to decide, here are three alternatives to life insurance that you can consider in the meantime.

› Verified 4 days ago

› Url: https://www.huffpost.com/entry/life-insurance-alternatives_b_7832936 Go Now

› Get more:  LifeGo Now

Landlord Insurance 101: A Guide to Rental Property

Details: If your dwelling policy only pays out cash value the insurance company will consider the depreciated value of the home, which could cause 20 or 30 percent depreciation on the final claim payout. However, if your policy pays out full replacement costs, the insurance company will reimburse you for the present-day cost of rebuilding or making

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/landlord-insurance-101-a-guide-to-rental-property_b_58c30c6ce4b070e55af9eea6 Go Now

› Get more:  Insurance QuotesGo Now

10 Best and Worst States for Health Insurance Costs | HuffPost

Details: Health insurance costs are up for 2016. Monthly premiums for the most popular plans offered on Affordable Care Act state exchanges in 2016 are 10.1 percent higher on average than they were in 2015, according to the Kaiser Family Foundation.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/10-best-and-worst-states_b_9030422 Go Now

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Medicare Supplemental Policies: Do You Need One

Details: What's more, Medicare supplemental insurance will only pay health care providers what you would pay if you didn't have the supplemental policy. Providers aren't paid any more for taking care of you if you have one of these policies.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/medicare-supplemental-policies_b_3901861 Go Now

› Get more:  Medicare,  HealthGo Now

What Role Should the Government Have in U. S. Health Care?

Details: For all the good that the Affordable Care Act may have done in extending the number of Americans with some form of medical insurance, it did very little to address the underlying fiscal crisis of healthcare, which is that our current fragmented form of delivering health insurance is unaffordable.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/what-role-should-the-gove_b_8891730 Go Now

› Get more:  Medical,  HealthGo Now

Lost Your Job And Need Health Insurance? Here’s What You

Details: Health insurance exchange policies tend to be expensive without subsidies, as are insurance plans purchased directly from an insurance company. The average price of the “benchmark” mid-level Silver plans sold on exchanges like HealthCare.gov is $462 a month this year, and those policies can have deductibles in the thousands of dollars that

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/no-job-health-insurance-cobra-medicaid_l_5e8cf556c5b6e1a2e0fb6bc2 Go Now

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What's A LIRP And Why You Should Own One | HuffPost

Details: It stands for a Life Insurance Retirement Plan. Sounds like a bit of an oxymoron. However, all of the above features and uses of a LIRP can accrue to your benefit with a properly designed LIRP. By properly designed, I'm referring to a "Maximum Premium, Minimum Face, Maximum Accumulation" (MPMFMA) Cash Value Life Insurance Policy.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/whats-a-lirp-and-why-you-_b_3084702 Go Now

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Car Insurance - HuffPost

Details: The world of insurance can be confusing for any generation, but it appears that millennials currently harbor some unique and problematic misconceptions that could compromise their approach to shopping for and using insurance.

› Verified 23 days ago

› Url: https://www.huffpost.com/topic/car-insurance Go Now

› Get more:  Insurance QuotesGo Now

The Obamacare Paradox: The Real Reason Health Insurance

Details: Insurance is a bet you make with a large company that something bad will happen to you. It's a strange bet, because both you and the company hope you'll lose. Just to make sure you'll lose, insurance companies hire high-priced financial talent to guarantee their odds of winning; they know exactly how to rig the game.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/the-obomacare-paradox-the_b_8735042 Go Now

› Get more:  Insurance QuotesGo Now

How Much Insurance Does Your Small Business Need? | HuffPost

Details: Medical malpractice insurance: If what you do is FDA regulated, you could be subject to medical malpractice insurance. Commercial Excess Liability insurance: This is extra insurance if you exceed the limits on your general liability policy or commercial auto policy. It typically costs300 per year for1,000,000 more coverage.

› Verified 5 days ago

› Url: https://www.huffpost.com/entry/how-much-insurance-does-y_b_3022692 Go Now

› Get more:  Medical,  AutoGo Now

Uninsured And Worried About COVID-19? You May Be Able To

Details: In addition to access to private insurance from the health insurance exchange, people with low incomes may qualify for Medicaid coverage, and enrollment in the joint federal-state program is open year-round. The income limits are different among the states and vary for different populations,

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/uninsured-covid-19-health-care-coverage_n_5e739885c5b6f5b7c53fdfb8 Go Now

› Get more:  HealthGo Now

The 8 Things Your Health Insurance DOESN'T Cover | HuffPost

Details: Every year there is an open enrollment period, when people can compare health insurance policies, and choose or switch health plans. This year’s open enrollment period runs from November 1 to January 31. If, however, you lose your job or your current insurance ends for some reason, there are special enrollment periods.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/the-8-things-your-health-insurance-doesnt-cover_n_579a0fb6e4b0d3568f862c24 Go Now

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Trump Says The Government Will Cover Coronavirus Expenses

Details: By law, anybody who loses job-based insurance can apply for coverage on one of those marketplaces, even if the annual open enrollment period is over. But the sheer number of people seeking coverage in the coming weeks will put a tremendous strain on government agencies that oversee health insurance programs, especially because both state

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/trump-covid-plan-uninsured-hospitals_n_5e87d29dc5b6cc1e477566e7 Go Now

› Get more:  HealthGo Now

Insurance Benefits for Job Loss | HuffPost

Details: The only policies - so far - are offered by IncomeAssure.com, a policy created by one of the largest insurance brokerage firms in the country, and underwritten by Great American Insurance Company (rated A+ by A. M. Best).The policy has been approved for sale in all states except Hawaii and Alaska. It's based on an algorithm that prices the insurance based on your job classification, state of

› Verified 6 days ago

› Url: https://www.huffpost.com/entry/insurance-benefits-for-jo_b_9384980 Go Now

› Get more:  Insurance QuotesGo Now

Cyber Insurance: What Is It, Do You Need It? | HuffPost

Details: While cyber insurance is extremely helpful, it is not a substitute for security policies and making sure established security protocols are being followed. As is the case with any sort of insurance, cyber insurance companies will not pay out if companies do not make an effort to protect their data networks.

› Verified 4 days ago

› Url: https://www.huffpost.com/entry/cyber-insurance-what-is-it-do-you-need-it_b_5977a8e4e4b0940189700d50 Go Now

› Get more:  Insurance QuotesGo Now

3 Signs Of Unemployment Benefits Scams, And How To Avoid

Details: When you are filing for unemployment benefits, the state’s unemployment insurance agency will ask you to share personal information related to your unemployment and your recent earnings. “They will ask you for your social security number, your name, your address for the last 18 months, your employer’s name and address for the last 18

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/unemployment-benefits-scams-how-to-avoid_l_5ecfe9dac5b67cca0a5d3fbf Go Now

› Get more:  Insurance QuotesGo Now

Dean Winters, Allstate's 'Mayhem' Guy, Says He Died For 5

Details: Dean Winters ― who for years has played “Mayhem,” the walking whirlwind of chaos in Allstate insurance commercials ― knows plenty about the unexpected that can befall a person in real life. In an interview published Sunday, Winters told Us Weekly that an infection left him dead for nearly five minutes in 2009.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/allstate-mayhem-dean-winters-died_n_5cc70a61e4b08e4e34856916 Go Now

› Get more:  LifeGo Now

Shingles Vaccine Protects Seniors and Is Covered by

Details: Shingles Overview Shingles, also known as herpes zoster, is a burning, blistering, often excruciating skin rash that affects about 1 million Americans each year. The same virus that causes chickenpox causes it.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/shingles-vaccine-covered-by-medicare_b_3736697 Go Now

› Get more:  Insurance QuotesGo Now

How to Get Help With Medicare Decisions | HuffPost

Details: The Independent Insurance Agents and Brokers of America have a directory on their website that lets you search for agents in your area. But keep in mind that agents typically specialize in the Medicare plans they represent, rather than all the plans in your market.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/how-to-get-help-with-medicare-decision_b_5051868 Go Now

› Get more:  MedicareGo Now

Health Insurance Claim Denied? Don't Despair. Fight Back

Details: These clinical policies are one of the best kept secrets of insurance!! Most health plans nowadays post their "clinical policies" online, mostly for use by providers. But most of these sites are open to members as well. Simply search for "medical policies" or "clinical policies" on the site or just google your plan name and "clinical policies."

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/health-insurance-claim-de_b_881538 Go Now

› Get more:  Medical,  HealthGo Now

Trump Reverses Rule Protecting Transgender Patients From

Details: The now-revoked provision of the Affordable Care Act had broadened bans on sex discrimination in health care to include transgender patients, ensuring they could receive services at all hospitals and be covered under all insurance plans.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/trump-reverses-transgender-patient-protections_n_5ee3fb83c5b614be26ec7424 Go Now

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8 Facts About Life Insurance You 100% Need To Know

Details: Life insurance is meant to pay out if you die during the coverage period, but it’s important to note that’s not always the case. Before you settle on a particular policy, you should find out under what circumstances your policy won’t pay out a death benefit. “One of the most common reasons a life insurance policy will not pay out is the

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/life-insurance-facts-need-know_l_5d2c00c5e4b0060b11eebd78 Go Now

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Ultimate Guide to Marijuana Use and Insurance | HuffPost

Details: “The insurance industry has run into an interesting area where they know marijuana is legal in some states but that it’s also not legal according to federal law. And that’s led to a real quandary,” says Brenda Wells, director of the risk management and insurance program at East Carolina University in Greenville, North Carolina.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/ultimate-guide-to-marijuana-use-and-insurance_b_58f7b9ece4b0c892a4fb74d4 Go Now

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Health Care Law: What the US Constitution Meant to Say

Details: Here is a passage lifted ver batim from The New York Times coverage of the decision by a federal judge in Virginia that the Obama Administration's health care reform legislation was in parts unconstitutional: "Thus far, judges appointed by Republican presidents have ruled consistently against the Obama administration, while Democratic appointees have found for it."

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/left-right-wrong-health-c_b_797516 Go Now

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Bully Breeds vs. Insurance Companies | HuffPost

Details: Insurance companies may argue that this would cost too much. In just the first six months of 2012, insurance companies made $6.458 billion. They can afford it. A checklist of sorts should be created based on the animal's temperament and vet history and even the family's history of owning pets previously. They should have incentives to lower

› Verified 5 days ago

› Url: https://www.huffpost.com/entry/bully-breeds-vs-insurance_b_6605288 Go Now

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Under 26? Should You Stay on Your Parent's Health Insurance?

Details: After that, the insurance company pays its share for covered services. Catastrophic plans also cover three primary care visits per year, regardless of whether you meet your deductible, and many preventive care benefits , including vaccines and screenings, are free.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/under-26-should-you-stay_b_5726234 Go Now

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5 Things Insurance Agents Say To Sell You Whole Life

Details: Whole life is a type of permanent life insurance. Unlike term life, which covers you for a certain number of years, whole life insurance provides coverage for your entire life. A whole life policy also includes a savings component known as "cash value." The cash value grows slowly tax-deferred.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/5-things-insurance-agents_b_11353256 Go Now

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The U.S. Health Care System Is Designed To Fail When It's

Details: Trump also expanded access to junk insurance policies the Affordable Care Act had curbed. These so-called short-term plans now can be purchased for up a year. Unlike real health insurance, people with preexisting conditions can be excluded and the policies offer very meager coverage that leaves patients exposed to extremely high medical costs.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/the-us-health-care-system-is-designed-to-fail-when-its-needed-most_n_5f24c6a5c5b656e9b09baf1a Go Now

› Get more:  Medical,  HealthGo Now

Financial Advisors v. Insurance Agents: Does One Want to

Details: A financial advisor and an insurance agent may sell similar products, but they can have very different motives. The worst agents will be beholden to their company's profit margin more than they are to your financial wellbeing. Although the distinction between the two professions is porous, there is a general rule thumb for understanding who

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/financial-advisors-v-insu_b_4125674 Go Now

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John Cornyn Encourages People To Sign Up For Obamacare

Details: WASHINGTON ― After voting more than a dozen times to repeal the Affordable Care Act and leading Senate Republican efforts to dismantle it, Sen. John Cornyn (R-Texas) said Monday that the “good news” is that people can sign up for President Barack Obama’s signature health care law if they’ve lost their jobs and need health insurance amid the coronavirus pandemic.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/john-cornyn-affordable-care-act-repeal_n_5eb99535c5b65e6c9a4d98d0 Go Now

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Terrorism And Insurance: What Homeowners And Auto Policies

Details: The Insurance Information Institute says that before the terrorist acts of 9/11, commercial insurance generally included coverage for acts of terrorism. After those costly attacks, though, this changed, and terrorism insurance is now offered with an additional price for business owners.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/terrorism-and-insurance_b_12775268 Go Now

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Does College Tuition Insurance Cover COVID-19? | HuffPost Life

Details: Tuition insurance, also known as tuition refund insurance, promises to refund tuition and fees if the student is forced to withdraw from the college because of illness, injury or death. It can be purchased directly through the school (if tuition insurance is offered) or through third-party sellers, such as A.W.G. Dewar and GradGuard.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/does-college-tuition-insurance-cover-covid-19_l_5f527dddc5b6578026cd9764 Go Now

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Insurance Claim Delays Deliver Massive Profits To Industry

Details: Because insurance taxes are a major source of revenue for the states, said Roberts, insurance oversight commissions are usually more concerned with keeping companies solvent than resolving the problems of policyholders. With the exception of the federal Affordable Care Act, insurance is regulated on a state-by-state basis. Although most states

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/insurance-claim-delays-industry-profits-allstate-mckinsey-company_n_1139102 Go Now

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The Truth About Health Insurance Company Profits: They're

Details: The ACA expands coverage, ends the worst insurance company abuses, reduces health care costs, and reduces the federal deficit while building on the private insurance system. The Republicans' relentless opposition to the law is a naked appeal to their extreme right-wing base and an attack on people already benefiting from it -- millions of

› Verified 7 days ago

› Url: https://www.huffpost.com/entry/the-truth-about-health-in_b_863632 Go Now

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Abortion Coverage and the Affordable Care Act | HuffPost

Details: Under the new law, while individuals can obtain financial assistance to purchase private insurance through the marketplace, those payments cannot be used to purchase abortion coverage except in the narrow circumstances defined by the federal Hyde Amendment -- cases of rape, incest or when a woman's life is at risk.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/abortion-coverage-and-the_b_5678755 Go Now

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Balanced Billing Is the Ugly Beast of Medical Insurance

Details: Balanced billing laws vary from state to state. If, for example, you live in California, and are injured in an accident requiring emergency care somewhere other than in your own medical network, your insurance company and the medical providers must still abide by the network care agreements.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/balanced-billing-is-the-obamacare_b_5419026 Go Now

› Get more:  MedicalGo Now

Why Is Therapy So Expensive? | HuffPost Life

Details: Of all practicing medical professionals, therapists are the least likely to take insurance. Only 55 percent of psychiatrists accept insurance plans, compared to 89 percent of other health care providers, like cardiologists, dermatologists and podiatrists, according to a 2014 study published in JAMA Psychiatry.

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/therapy-expensive-insurance_n_5900048ee4b0af6d718992e7 Go Now

› Get more:  Medical,  HealthGo Now

How Low Can Dems Go On Unemployment Benefits? | HuffPost

Details: Senate Majority Leader Mitch McConnell (R-Ky.) said that when Republicans finally unveil their coronavirus bill, it will “continue some temporary federal supplement to unemployment insurance while fixing the obvious craziness of paying people more to remain out of the workforce.”

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/coronavirus-unemployment-congress_n_5f1acf16c5b6128e682463ae Go Now

› Get more:  Insurance QuotesGo Now

Michigan 'Rape Insurance' Bill Passes Into Law | HuffPost

Details: Michigan lawmakers passed a controversial measure on Wednesday that will ban all insurance plans in the state from covering abortion unless the woman's life is in danger. The law, which takes effect in March, will force women and employers to purchase a separate abortion rider if they would like the procedure covered, even in cases of rape and incest.

› Verified 1 months ago

› Url: https://www.huffpost.com/entry/michigan-rape-insurance_n_4428432 Go Now

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Dealing with State Farm Insurance Sucks | HuffPost

Details: Step one was the insurance-issued adjuster coming to do an audit and provide an estimate for damage lost. We got Linda, who arrived nervously and began to stutter when I asked why they wouldn't pay for the other half of the kitchen. She gave us an unsatisfactory estimate, and I immediately requested an appeal but our Claim Representative

› Verified 5 days ago

› Url: https://www.huffpost.com/entry/dealing-with-state-farm-i_b_12295220 Go Now

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Sen. Thom Tillis Staffer Sums Up The GOP Stance On Health

Details: I’m not going to allow anybody to claim that the health insurance that we desperately need as a safety-net is comparative to a frivolous cost. Bev Veals' husband, Scott. Veals, 56, and her husband, Scott, 55, told HuffPost in an interview Wednesday that they had not heard from Tillis or anyone on his staff since the conversation earlier this

› Verified 3 days ago

› Url: https://www.huffpost.com/entry/tillis-dress-shirt-health-insurance-veals_n_5f591b10c5b62874bc178a03 Go Now

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Health Insurance in Africa? There Should Be an App for

Details: Right now health insurance in Africa constitutes a tale of two continents. The very affluent can take advantage of private insurance with top-tier doctors and hospitals. However, many families rely on crowded state-run facilities, with long wait times and not always the best of care or they have to pay out of pocket for medical services.

› Verified 2 days ago

› Url: https://www.huffpost.com/entry/health-insurance-in-afric_b_9307102 Go Now

› Get more:  Medical,  HealthGo Now

Stop Junk Mail For Good With These 4 Steps | HuffPost Life

Details: It is the bane of modern existence. Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit optoutprescreen.com and you can choose not to receive unsolicited offers for new credit cards and insurance. This free opt-out service is operated by the four major consumer reporting companies and generally gets high reviews for effectiveness ― unlike, say, the national Do Not Call Registry, which

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