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Global Reach. Local Touch. Single Source. | Higginbotham

COVID-19 Facts. Amid the uncertainty surrounding the COVID-19 outbreak, you likely have questions and concerns about public health and the ramifications to your business.

Actived: Saturday Jan 16, 2021

URL: https://www.higginbotham.net/

Health Insurance | Higginbotham

Details: Healthcare.gov and direct insurance providers offer choices for medical plans, but provide little guidance for selecting the one that’s right for you. Higginbotham has access to the same plans, but also provides consumer advocacy that websites can’t match. After learning about your health risk factors, health care utilization, preferred providers and budget, we narrow down the

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Global Reach. Local Touch. Single Source. | Higginbotham

Details: Thousands of companies and individuals across Texas and South Central U.S. trust Higginbotham’s Single Source solution for insurance and financial services. We have more than 40 offices in Texas, Oklahoma City, Atlanta and California to serve your regional and global insurance needs, whether they’re for your business, employees or family.

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Personal Insurance | Higginbotham

Details: Personal insurance should be just that—personalized. That’s the advantage of using a broker like Higginbotham over insuring directly with a carrier. We have access to multiple insurance carriers for your home, auto, liability, life and medical coverage so you’re not limited to one program that may or may not fit your lifestyle. With our guidance, you’ll be paired with the

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Commercial Coverage - Higginbotham Insurance & Financial

Details: Occupational accident insurance allows an employer to provide benefits similar to those afforded under workers’ compensation laws. Employers excess indemnity insurance reimburses the employer for liability settlements and judgments applying to pain and suffering, permanent disfigurement and lost future earnings.

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Business Insurance | Higginbotham

Details: We don’t assume that the insurance coverage you’ve had in place meets your needs today or that it will tomorrow. Instead, we design a custom coverage plan based on our assessment of your unique exposures. Then we market those exposures to appropriately place your coverage with our highly rated insurance carriers and get the best value for the price you pay.

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Our Company - Higginbotham Insurance & Financial Services

Details: Global Reach. Local Touch. Single Source. Thousands of companies and individuals across Texas and South Central U.S. trust Higginbotham’s Single Source solution for insurance and financial services. We have more than 25 offices in Texas and Oklahoma City to serve your regional and global insurance needs, whether they’re for your business, employees or family.

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Benefit Services - Higginbotham Insurance & Financial Services

Details: Higginbotham offers a comprehensive portfolio of benefit services to maximize the efficiency of your group health and welfare plans. We have a multidisciplinary team that enhances your human resource capabilities without exhausting your HR staff or depleting your budget. From enrollment to renewal, we deliver year-round support in health risk management, employee

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User account - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Houston - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Mount Pleasant - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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History - Higginbotham Insurance & Financial Services

Details: When Paul C. Higginbotham returned from military service in 1948 to open an insurance agency in Fort Worth’s Riverside neighborhood, he could never have foreseen that 53 years later it would make its debut as one of the nation’s 100 largest independent brokers, serving the insurance needs of thousands of individuals and businesses across Texas and beyond.

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Lubbock - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Austin - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Home & Auto - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Fort Worth - Higginbotham Insurance & Financial Services

Details: What started as a small neighborhood home and auto insurance agency has expanded to become the largest full-service brokerage firm based in Texas and one of the largest nationwide. Through experience and growth, we have developed expertise in every area of insurance, employee benefits and risk management—a Single Source solution.

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Lufkin - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Higginbotham Group | Higginbotham

Details: Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and personal service that further distinguish us. Together, we are one of the largest independent insurance brokers in

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FSA/HRA Services | Higginbotham

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Group Plans - Higginbotham Insurance & Financial Services

Details: Medical Employer-sponsored health insurance coverage for employees and often their dependents. Employers and employees can share costs, and there are tax incentives to businesses that provide group health coverage. Plans can be fully-funded by a health insurance carrier, which are state-regulated, or self-funded by the employer, which are federally regulated.

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Employee Access - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Transportation - Higginbotham Insurance & Financial Services

Details: Your vehicles carry precious cargo—the products they haul and the people driving them. We help protect both. Higginbotham has insurance and risk management professionals with expertise in the transportation and hauling business who maximize every dollar you spend on insurance, safety and loss prevention. Whether an owner-operator or motor carrier, small or large fleet, we help

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Life Insurance | Higginbotham

Details: Permanent life insurance remains in force until the policy pays-out and builds cash value that the policyholder can access. Key Person/Key Man. Purchased by a business to compensate for financial losses arising from the death or incapacity of an employee who is especially valuable to the business. The policy covers losses related to hiring

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Port Arthur - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Wichita Falls - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Individual Coverage - Higginbotham Insurance & Financial

Details: Standard homeowners insurance does not cover flood and earthquake damage. Separate policies must be purchased for both perils. The cost of coverage depends on how prone the area is to flood and earthquake. The National Flood Insurance Program (NFIP) is a federal disaster program that offers coverage to participating communities.

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COBRA Administration | Higginbotham

Details: If you employ more than 20 individuals during 50 percent of business days, then you're required to offer them COBRA coverage after a qualifying event that causes a loss of health coverage or change in the level of coverage provided. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to continue

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Enhanced Plans - Higginbotham Insurance & Financial Services

Details: Personal and Business Coverage Coordination For business owners with commercial insurance accounts at Higginbotham, we align your personal and business insurance policies to avoid gaps in your protection and eliminate overlapping coverage. After we identify your personal exposures and perform a 360-degree review of your entire program, you are given a portfolio of your

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Report a Claim - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group. Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Dallas - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Insurance know-how for newlyweds - Higginbotham Blog

Details: Look at other insurance policies you have, such as life insurance and disability insurance, as well. If your spouse relies on your income to afford your mortgage or other assets, you may want to increase your coverage levels. if you don’t have life insurance, this is a good time to consider purchasing it.

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Claims Advocacy - Higginbotham Insurance & Financial Services

Details: While we work hard to prevent losses, they will still occur. And when they do, we manage the entire claims process so you can focus on resuming normal business operations. We even help you develop disaster recovery plans to avoid further property losses after a catastrophe. Higginbotham is your advocate from reporting losses to your insurance carriers through resolution to

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Tyler - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Information Center - Higginbotham Insurance & Financial

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Waco - Higginbotham Insurance & Financial Services

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Request Information - Higginbotham Insurance & Financial

Details: Higginbotham Insurance Group Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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How car accidents affect your Texas auto insurance rates

Details: Car insurance is required by Texas law, and it’s also a smart way to protect your assets. Unfortunately, car insurance premiums can be expensive – even if you have a clean driving record. Have you ever wondered what might happen to your car insurance rates if you get into an accident? Find out below. Fault Matters

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Specialty Programs - Higginbotham Insurance & Financial

Details: Higginbotham’s commercial clients vary in size and scope and therefore have vastly different exposures to risk. Our insurance professionals have diverse backgrounds and industry specialization so you are served by experts with concentrated practice in your field. You are assigned a support team consisting of multiple brokers, marketers and customer service representatives

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Do rock chip claims impact my auto insurance rates?

Details: Some insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a non-repairable crack. After all, the insurance company clearly sees that $40 is better than the $250 to have the windshield replaced.

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Understanding commercial property insurance deductibles

Details: Your commercial property insurance policy likely includes a deductible. If you file a claim, the deductible is the amount you will have to pay out of pocket before the insurance company pays. While deductibles are seen in many types of insurance, from health to auto, they can work a little differently in commercial property policies.

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Straight From The Source Blog by Higginbotham Insurance

Details: Higginbotham Insurance Group. Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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Health Care Reform - Higginbotham Insurance & Financial

Details: In 2010, former President Obama signed into law the health care reform bill, the Patient Protection and Affordable Care Act. This legislation, along with the Health Care and Education Reconciliation Act of 2010, made sweeping changes to the U.S. health care system. The current administration has taken steps to repeal and replace parts of the ACA, leaving employers in limbo

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Life/Executive Benefits | Higginbotham

Details: The company pays and deducts the premiums on an employee-owned life insurance policy, and the premium income is taxable to the executive, who can be reimbursed for the tax through withdrawals from the policy. A Restrictive Endorsement is available to limit the executive’s access to policy cash values until a specified date.

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Oilfield contract risk management: Louisiana anti

Details: Higginbotham Insurance Group. Higginbotham is comprised of offices located across Texas that work in unison to provide a Single Source solution no matter which is your local partner. Each one has the complete insurance and financial service capabilities that differentiate Higginbotham and the personal service that further distinguishes us.

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DATA & RANKINGS 100 LARGEST BROKERS OF U.S. BUSINESS

Details: 15 15 Edgewood Partners Insurance Center, dba EPIC Insurance Brokers & Consultants1,8 $579,241,525 54.7% 16 17 Risk Strategies Co. Inc. 1 $366,508,421 42.2% 17 24 Alera Group 1 $340,500,000 76.7%

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The purpose of "primary and noncontributory" contract language

Details: A common insurance requirement in commercial contracts of all types (construction, energy, real estate, etc.) requires at least one party’s liability insurance to be “primary and noncontributory” to the other party’s liability insurance coverage. Those not well-versed in insurance policies may interpret this language to mean that one party’s liability insurance coverage will pay any

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