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National Association of Insurance Commissioners

The National Association of Insurance Commissioners (NAIC) is the state-based standard-setting organization governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. The NAIC provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers.

Actived: Tuesday Jan 12, 2021

URL: https://content.naic.org/

National Association of Insurance Commissioners

Details: The National Association of Insurance Commissioners (NAIC) is the state-based standard-setting organization governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. The NAIC provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers.

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Health Insurance

Details: This insurance covers diagnosis and treatment of a specifically named disease or diseases, such as cancer. Long-term Care Insurance. Long-term care insurance usually pays for skilled, intermediate and custodial care in a nursing home, as well as care in other settings, such as the home, adult day care center, or assisted living facility.

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Auto Insuance - National Association of Insurance

Details: Auto insurance is one of the most used types of personal insurance. Most states require that you purchase some kind of insurance coverage to drive legally in the state. Auto insurance can be divided into two basic coverage areas: liability and property damage.

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Life Insurance

Details: Term life insurance – is a policy that is purchased for a period of time (a term). The policy pays money to the named beneficiaries if the insured dies during the term. Term life insurance is intended to provide lower-cost coverage for a specific period.

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Insurance Checklist for the New Year - NAIC

Details: Auto Insurance. Have you had any changes to your driving habits? If so, tell your agent to ensure your auto policy will cover you in case of an accident. Also take some time to check your auto insurance policy by following the guidelines below: Make sure your coverage is appropriate for your life situation. Liability is the part of the policy

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Health Insurance Claim Denied? How to Appeal the Denial

Details: Health Insurance Claim Denied? How to Appeal the Denial In times of illness or injury, the last thing you need to worry about is your health insurance coverage. If a health claim has been denied, here are some tips to help you understand what you can do.

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Insurance Fraud - NAIC

Details: Insurance fraud has been around as long as insurance. It costs business billions of dollars each year - an expense then passed to consumers in higher premiums. While the elderly are the most vulnerable to fraud, scammers can be charming and aggressive to get you to give them money. Learn to identify potential fraud to avoid getting conned.

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About the NAIC - National Association of Insurance

Details: State insurance regulators created the NAIC in 1871 to address the need to coordinate regulation of multistate insurers. The first major step in that process was the development of uniform financial reporting by insurance companies. Since then, new legislative concepts, new levels of expertise in data collection and delivery, and a commitment

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CIPR Key Topics - National Association of Insurance

Details: CIPR Key Issues provides information on a range of insurance regulatory issues. Each issue contains a brief abstract, support documents, testimony, presentations and NAIC actions.

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Resources - National Association of Insurance Commissioners

Details: This course is designed to acquaint attorneys new to state regulation with the various laws that govern the insurance industry. The course begins with a historical presentation of milestones and court cases that have shaped our current understanding of insurance and the business of insurance.

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Peer-to-Peer (P2P) Insurance

Details: The P2P insurance model usually consists of a small group of family members, friends, or individuals with common interests who combine their premiums to insure against risks. When a loss occurs, money from the pool is used to cover the individual. Because each insured is responsible for the entire group’s risk profile and refund, they are

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How to Choose an Insurance Agent - NAIC

Details: A captive agent sells insurance for only one company. Independent and captive agents represent insurance companies and receive a commission from the insurance company for the sale of its policies. For more complicated insurance transactions, such as coverage for a small business, you may choose a broker.

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NAIC Life Insurance Policy Locator Matches More Than $1

Details: WASHINGTON (Sept. 14, 2020) – The National Association of Insurance Commissioners’ (NAIC) Life Insurance Policy Locator continues to connect consumers with life insurance benefits. Each year, millions of dollars in life insurance benefits go unclaimed by beneficiaries who can't find their deceased loved ones' policies or, in some cases, may not even know the policies exist.

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Microinsurance

Details: Last Updated 2/12/2020. Issue: Microinsurance is an important tool for protecting the health and livelihoods of under-served low-income populations in emerging markets and developing countries.It provides a means by which the poor can insure their crops, livestock and other property from the risks associated with natural disasters, floods, droughts, fires, etc.

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NAIC Releases 2019 Insurance Department Resources Report

Details: WASHINGTON (Dec. 17, 2020) —The National Association of Insurance Commissioners (NAIC) today released the second volume of the 33rd edition of the Insurance Department Resources Report (IDRR). The report is designed to help state insurance departments assess their resources in comparison to other states. The first volume was published on Oct. 6 and included data on staffing, budgeting and

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NAIC Releases 2019 Insurance Department Resources Report

Details: The National Association of Insurance Commissioners (NAIC) today released the first volume of the 33rd edition of the Insurance Department Resources Report (IDRR) to help state insurance departments assess their resources in comparison to other states. The report details how state insurance departments manage available resources to effectively regulate an increasingly complex and competitive

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Resources - National Association of Insurance Commissioners

Details: The National Insurance Producer Registry ("NIPR") populates the State Matrix of Business Rules ("State Matrix") with information provided directly from participating state insurance departments. Participating states are encouraged to provide updated information when appropriate.

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NAIC Announces Special Committee on Race and Insurance

Details: The NAIC Executive Committee announces the formation of a special committee focused on Race & Insurance. The special committee will be co-chaired by Ray Farmer, NAIC President and Director of the South Carolina Department of Insurance, and David Altmaier, NAIC President-Elect and Commissioner of the Florida Office of Insurance Regulation. Dean Cameron, NAIC Vice President and Director of the

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NEW FILING SYSTEM - National Association of Insurance

Details: history • prior to 2017 - annual filings submitted as hard-copy packages with fees paid by paper checks • 2017 - electronic submission of filing documents and fee payments via optins • 2020 - new filing system will allow easier input of financial

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Insurance Summit Agenda

Details: Researchers with the Center for Insurance Policy and Research have undertaken an analysis of the NAIC/ California Insurer Climate Risk Disclosure Survey, which since 2010 has collected information about how insurers across all lines of insurance assess and manage climate-related risks.

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The Vitals on Title Insurance: What you need to know

Details: Title insurance is an insurance policy that covers past title problems (defects) that aren't known until after you buy a home or property. A few examples of common defects include: Lost, forged, or incorrectly filed deeds (deeds are documents that show who owns the property).

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NAIC Releases First Update on State Insurance Regulatory

Details: The NAIC released its first update regarding the current pandemic and the insurance industry: A Report of the NAIC on the State Insurance Regulatory Response to COVID-19. Protecting policyholders and addressing the unfair treatment of consumers is central to the state insurance regulatory framework. This report chronicles state insurance regulators’ actions from January 1, 2020–May 31

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Short -Term Limited-Duration Health Plans

Details: Last Updated 4/17/2020. Issue: Short-term, limited-duration insurance (STLDI) is a type of health insurance that provides coverage to policyholders for a period of as little as a month to as long as three years. The plans offer limited coverage and benefits. Short-term plans may offer coverage for some of the same types of health care services as traditional comprehensive health insurance, but

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Artificial Intelligence - National Association of

Details: In addition, the NAIC Center for Insurance Policy and Research has hosted several AI-focused events and webinars most recently at the 2019 Summer National Meeting. In 2019, the Task Force established an Artificial Intelligence Working Group to study the development of artificial intelligence, its use in the insurance sector, and its impact on

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Understanding Earthquake Deductibles

Details: Homeowners and business insurance policies do not cover earthquake damage. You may want to buy an earthquake insurance policy to help decrease financial losses in the aftermath of an earthquake. When you shop for an earthquake policy, don't forget about the deductible. A deductible is the amount the homeowner is responsible for paying on each claim.

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Resources - National Association of Insurance Commissioners

Details: Over time, some life insurance companies change their names, merge with other insurance companies, or sell blocks of policies to other insurance companies. Because of changes like these, it can sometimes be difficult to know which insurance company to contact, for assistance with a life insurance policy that was purchased years ago.

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What You Need to Know About Long-Term Care Insurance

Details: If you need in-home care or to live in an assisted living or nursing facility for an extended period, long-term care insurance can provide peace of mind. However, long-term care insurance can be too expensive or the benefits too limited to justify the cost. The National Association of Insurance Commissioners (NAIC) has these tips to help you better understand this complicated insurance product.

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Resources - National Association of Insurance Commissioners

Details: Consumer Insurance Search (CIS) Life Insurance Policy Locator. Consumer Participation. Glossary of Insurance Terms. Hours: 8:00 AM - 4:00 PM CT (Mon-Fri, except holidays) Email: [email protected] Phone: (816) 783-8500 - option 1

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Going Green? Make Sure Your Insurance Covers Your

Details: Auto Insurance Going green with auto: There are several ways you can make your driving habits more sustainable which also may save you money on your insurance. Driving less. Many insurers use mileage as a factor when determining auto insurance premiums. If you are driving less, you might be eligible for a low-mileage discount.

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Simplifying the Complications of Disability Insurance

Details: Disability Insurance. Disability insurance is not the same as workers' compensation. Disability insurance is a type of insurance that provides income if a worker is unable to perform their job duties and earn money due to a disability.

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Insurance Summit - Continuing Education

Details: The Insurance Summit is, first and foremost, a learning event. Through it attendees will acquire new ideas, fresh perspectives, best practices and – if they meet attendance and in some cases interactivity requirements – continuing education credit.

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Notice of Meeting: NAIC Special Committee on Race and

Details: The NAIC’s Special Committee on Race and Insurance will hold an open meeting via WebEX on Thursday, September 17, 2020, from 2:00 p.m. to 4:00 p.m. EDT. Instructions for joining the meeting will be made available at a later date. The purpose of the meeting will be to review the Special Committee’s charges, workstreams and take comments from members of the Special Committee and interested

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NAIC Assesses, Provides Insight from Insurer Climate Risk

Details: WASHINGTON (November 23, 2020) – The National Association of Insurance Commissioners (NAIC) Center for Insurance Policy and Research (CIPR) releases its findings from an analysis of the Insurer Climate Risk Disclosure Data Survey today, in a report titled Assessments of and Insights from NAIC Climate Risk Disclosure Data.

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Flood Insurance

Details: Flood insurance is a separate coverage that you can purchase through the National Flood Insurance Program (NFIP), which FEMA manages, or sometimes through a private insurer. Your agent may be able to assist you with an NFIP policy or a policy from a private insurer.

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Buying Your Dream Home? Protect Your Property with Title

Details: The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight.

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CIPR Homepage - National Association of Insurance

Details: Center for Insurance Policy & Research 1100 Walnut Street Suite 1500 Kansas City, MO 64106-2197 (816)842-3600 Topics & Key Initiatives. This A-Z listing provides information on a range of insurance regulatory issues. Click on an issue for a brief abstract, support documents, testimony, presentations and NAIC actions.

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CIPR Events - The Center for Insurance Policy and Research

Details: The NAIC Center for Insurance Policy and Research (CIPR) offers a forum to serve federal and state lawmakers, federal and state regulatory agencies, international regulatory agencies, and insurance consumers, by enhancing intergovernmental cooperation and awareness, improving consumer protection, and promoting legitimate marketplace competition.

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NAIC Announces 2020 Robert Dineen Award Recipients

Details: WASHINGTON (Dec. 7, 2020) — The National Association of Insurance Commissioners (NAIC) recognized three state regulators who have made significant contributions to state-based insurance regulation today during the Opening Session of its 2020 Fall National Meeting. The NAIC presented each of the state department regulators with the Robert Dineen Award, an award established in June of 1989 for

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MCAS 2021 - Market Conduct Annual Statement | NAIC

Details: Consumer Insurance Search (CIS) Life Insurance Policy Locator. Consumer Participation. Glossary of Insurance Terms. Hours: 8:00 AM - 4:00 PM CT (Mon-Fri, except holidays) Email: [email protected] Phone: (816) 783-8500 - option 1

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Understanding Health Insurance Referrals and Prior

Details: The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight.

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Insurance Summit Homepage

Details: The Insurance Summit is hosted by the National Association of Insurance Commissioners (NAIC) and the National Insurance Producer Registry (NIPR). This premier event brings together innovators and regulators to explore the future of insurance regulation.

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NAIC Adopts Group Capital Calculation

Details: WASHINGTON (Dec. 9, 2020) – Members of the National Association of Insurance Commissioners (NAIC) adopted the NAIC’s Group Capital Calculation (GCC), today, along with model legislative language designed to enable the GCC once adopted by the state legislatures. The GCC was developed by the NAIC’s Group Capital Calculation (E) Working Group, in a project that began in 2015, and provides U

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Pet Insurance

Details: Insurance policies are usually broken down by the type of pet being insured and some companies allow the owner to choose their veterinarian. The actual monthly cost of the policy will depend on many variables, including the species of animal, breed, gender, age, location, and the coverages and deductible chosen.

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Does Coronavirus Have You Worried about Pet Insurance

Details: A pet health insurance policy reimburses the pet owner for specified veterinary care. These policies typically itemize covered treatments, deductibles (the amount you're responsible to pay) and lifetime or per illness maximums. The cost of the policy may vary based on the amount and type of coverage, as well as the breed or species.

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Materials - Life Insurance and Annuities (A) Committee

Details: independently verify the stated results; 6) finishing life insurance policy overview work in the Life Insurance Illustration Issues (A) Working Group and creating similar policy overviews for annuities; and 7) providing a buyer’s guide and policy overview prior to purchase.

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Special Section: Patient Protection & Affordable Care Act

Details: SPECIAL SECTION: HEALTH CARE REFORM | INSURE U - GET SMART ABOUT INSURANCE. This page provides answers to frequently asked questions (FAQ) regarding the The Patient Protection and Affordable Care Act (PPACA; P.L. 111-148) and Health Care and Education Reconciliation Act of 2010 (P.L. 111-152) and the vital role of state insurance departments in protecting insurance consumers.

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Maryland: NIPR Paper Licensing

Details: Maryland uses the NAIC (National Association of Insurance Commissioners) Individual Uniform Application for both Residents and Non-Residents. Requirements. Attach a check or money order for $54.00, made payable to the Maryland Insurance Administration, for an Insurance Producer License.

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NAIC Public Calendar

Details: The purpose of the conference call is to review draft amendments to the Insurance Holding Company System Regulatory Act (#440) and the Insurance Holding Company System Model Regulation with Reporting Forms and Instructions (#450) specific to the issue of continuity of essential services through affiliated intercompany agreements during the receivership.

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Receivership and Insolvency (E) Task Force

Details: Monitor, review and provide input on federal rulemaking and studies related to insurance receiverships. Provide ongoing review of the Receiver’s Handbook for Insurance Company Insolvencies (Receiver’s Handbook), other related NAIC publications, and the Global Receivership Information Database (GRID), and make any necessary updates.

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