Benefits.va.gov

Veterans Benefits Administration Home

Veterans Benefits Administration provides financial and other forms of assistance to veterans and their dependents. This page provides links to benefit information and services.

Actived: Tuesday Jan 12, 2021

URL: https://benefits.va.gov/benefits/

Life Insurance Home - Veterans Affairs

Details: Benefit Description. Servicemembers' Group Life Insurance (SGLI) is a low-cost group term life insurance program for Servicemembers. Coverage can be extended for up to two years if the Servicemember is totally disabled at separation.

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Online Policy Access - Life Insurance

Details: online policy access for VGLI and other VA life insurance policies Online Policy Access - Life Insurance Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

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› Url: https://www.benefits.va.gov/insurance/choose.asp Go Now

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Plans of Insurance - Life Insurance

Details: Plans of Insurance. Government Life Insurance is issued in a variety of insurance plans. Select a plan below to view a brief description of that plan. This information is for policy numbers beginning with K, V, RS, W, J. JR. JS and RH.

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› Url: https://www.benefits.va.gov/insurance/plans.asp Go Now

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How to Access Your VA Life Insurance Policy Online - Life

Details: Manage your VA Life insurance policy online How to Access Your VA Life Insurance Policy Online - Life Insurance Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

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› Url: https://www.benefits.va.gov/INSURANCE/OPA.asp Go Now

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Forms and Downloads - Life Insurance

Details: For other (non-Insurance) Veterans Benefits forms, please use the VA Forms Page. Note: Servicemembers' and Veterans' Group Life Insurance forms are created by the Office of Servicemembers' Group Life Insurance, which administers these programs for the Department of Veterans Affairs, and are made available on this web site as a courtesy to

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Life Insurance - VA.gov | Veterans Affairs

Details: Note: If you do not have your claim number, please call the Office of Servicemembers' Group Life Insurance at 800-419-1473. Phone or E-mail Access (BFCS only) SGLI, FSGLI, VGLI beneficiaries: 888-243-7351

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Veterans Group Life Insurance (VGLI) - Life Insurance

Details: Veterans’ Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service. VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers’ Group Life Insurance (SGLI) coverage you had

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› Url: http://www.benefits.va.gov/insurance/vgli.asp Go Now

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Servicemembers' Group Life Insurance (SGLI) - Life Insurance

Details: Servicemembers' Group Life Insurance (SGLI) SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, you are automatically issued the maximum SGLI coverage.If you qualify for SGLI, you are automatically enrolled and do not need to apply for coverage.. Servicemembers can make changes to your SGLI coverage.

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› Url: https://benefits.va.gov/insurance/sgli.asp Go Now

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How To File An Insurance Claim - Life Insurance

Details: Filing an Insurance Claim. To file a claim for VA Life Insurance, you will need to complete VA Form 29-4125, Claim for One Sum Payment and send it to the Insurance Center, along with a photocopy of the Veterans death certificate and any other documents listed under required documentation.. Required Documentation. Please note, original copies of death certificates are not required.

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› Url: https://benefits.va.gov/INSURANCE/file_death_claim.asp Go Now

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Life Insurance - Veterans Affairs

Details: Other types of policies, such as Term, Variable Life, or Universal Life Insurance are not allowed as conversion policies. In addition, supplementary policy benefits such as Accidental Death and Dismemberment or Waiver of Premium for Disability are not considered part of the conversion policy.

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› Url: https://benefits.va.gov/INSURANCE/converting.asp Go Now

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Update Your Insurance Beneficiary - Life Insurance

Details: Update Your Insurance Beneficiary. Your VA Life Insurance Beneficiary is the person you have designated to receive your insurance proceeds in the event of your death. It is very important to make sure your beneficiary information is always up to date. This will make it much easier on your family members to file a claim and receive the benefit

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› Url: https://www.benefits.va.gov/INSURANCE/updatebene.asp Go Now

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Veterans' Mortgage Life Insurance - Life Insurance

Details: VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e., a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines.

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› Url: https://benefits.va.gov/insurance/vmli.asp Go Now

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What you do today can help protect tomorrow - Life Insurance

Details: Welcome to the Veterans’ Group Life Insurance (VGLI) microsite. Here you’ll find interactive tools, videos, and more to help you learn about VGLI. Please take the time to explore all this site has to offer. Learn about how life insurance helps protect your loves ones.

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› Url: https://benefits.va.gov/INSURANCE/getvgli.asp Go Now

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Dividend Payment Options Available - Life Insurance

Details: The insurance purchased with your dividends is in addition to your basic coverage and can be purchased at any age. You can accumulate a substantial amount of paid-up additional insurance coverage over a period of years because you earn dividends on both your basic coverage and the paid-up additions themselves.

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› Url: https://www.benefits.va.gov/insurance/dividends_options.asp Go Now

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Additional VAL Life Insurance: National Service Life

Details: The National Service Life Insurance (NSLI) program was created on October 8, 1940, to manage the insurance needs of World War II service personnel. Over 22 million NSLI policies were issued from 1940 until the program was closed to new issues on April 25, 1951. Policies were issued under a variety of permanent plans and as renewable term insurance.

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› Url: https://www.benefits.va.gov/insurance/nsli.asp Go Now

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Medical Conditions That May Make You Uninsurable - Life

Details: However, remember that permanent plans of insurance typically have higher premiums at younger ages than term insurance. Follow this link to find out more about converting your SGLI coverage to a permanent plan of insurance with a private company. Apply for VGLI and to a private insurance company for additional insurance.

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› Url: https://www.benefits.va.gov/INSURANCE/uninsurable.asp Go Now

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Insurance for Service-Disabled Veterans - Life Insurance

Details: Insurance for Service-Disabled Veterans. Veterans with a service-connected disability may be eligible for several VA insurance benefits for disabled Veterans. Service-Disabled Veterans Insurance (S-DVI) S-DVI provides life insurance coverage to Veterans whom VA has granted service connection for a new disability within the last two years.

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› Url: https://www.benefits.va.gov/INSURANCE/disabledvet.asp Go Now

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Life Insurance - Veterans Benefits Administration Home

Details: 11.04 Cost of Insurance. a. The cost of TSGLI is shared by the member and the Government. The member pays the premium, which is intended to cover only the civilian incidence of such injuries, and the Government pays the cost of all traumatic injury claims in excess of the level of traumatic injury claims that would result from civilian

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› Url: https://benefits.va.gov/INSURANCE/resources_handbook_ins_chapter11.asp Go Now

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Servicemembers' and Veterans' Group Life Insurance

Details: Servicemembers' and Veterans' Group Life Insurance Handbook. Download the Adobe PDF Viewer to view a pdf version of the SGLI and VGLI Handbook. H-29-98-1 - Revised: August 2019 TABLE OF CONTENTS. CHAPTER 1. General Provisions CHAPTER 2. Termination of Insurance CHAPTER 3. Reduction or Cancellation of Insurance CHAPTER 4. Restoration and Request

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Additional VA Life Insurance Program Descriptions - Life

Details: Additional VA Life Insurance Program Descriptions . United States Government Life Insurance. VA provides the following life insurance options for Servicemembers and Veterans. The four programs listed are closed to new policies. Click on any program title for a brief background description.

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› Url: https://www.benefits.va.gov/insurance/select.asp Go Now

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VGLI Premium Rates - Life Insurance

Details: VGLI Monthly Premium Rates Effective July 1, 2014. Amount of Insurance Age 29 & Below Age 30-34 Age 35-39 Age 40-44 Age 45-49 Age 50-54 Age 55-59 Age 60-64

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United States Government Life Insurance - Life Insurance

Details: United States Government Life Insurance. In 1917, America entered the war against Germany. Shortly thereafter, Congress approved issuance of Government life insurance to servicemembers under what was known as the War Risk Insurance program.

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› Url: https://www.benefits.va.gov/INSURANCE/usgli.asp Go Now

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Service-Disabled Veterans Insurance (S-DVI) - Life Insurance

Details: The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain Veterans with service-connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000.

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› Url: https://benefits.va.gov/insurance/s-dvi.asp Go Now

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Contact Us - Life Insurance - Veterans Affairs

Details: S-DVI and Other VA Life Insurance. Contact the VA Life Insurance Center if you have questions about Service Disabled Veterans Insurance or a policy number that begins with a V, RH, J, RS, K or W: Toll-free telephone: 1-800-669-8477 (8:30 AM to 6:00 PM ET) Online Inquiries: Follow this link to submit your question online. Secure Document Upload:

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SGLI Traumatic Injury Protection Program (TSGLI) - Life

Details: Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) provides automatic traumatic injury coverage to all Servicemembers covered under the SGLI program. It provides short-term financial assistance to severely injured Servicemembers and Veterans to assist them in their recovery from traumatic injuries.

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How Does VGLI Compare To Other Insurance Programs? - Life

Details: Most insurance plans use a health review to determine eligibility for insurance coverage. Certain medical conditions can make it difficult to pass this health review and obtain coverage. In the case of VGLI, eligible members can apply during the “240-day no-health” application period and be approved without any health review, regardless of

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› Url: http://www.benefits.va.gov/INSURANCE/vgli_rates_compare_vgli.asp Go Now

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SGLI Online Enrollment System (SOES) - Life Insurance

Details: SGLI provides automatic life insurance coverage of $400,000 to Servicemembers upon enlistment. Members with SGLI also get automatic traumatic injury protection (TSGLI) and life insurance coverage for their dependent children and spouse under the Family SGLI program, unless the child or spouse is already insured under SGLI as a Servicemember.

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› Url: https://www.benefits.va.gov/INSURANCE/SOES.asp Go Now

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SGLI Disability Extension - Life Insurance

Details: Life Insurance. SGLI Disability Extension. If you are totally disabled at the time of separation (unable to work), you can apply for the SGLI Disability Extension, which provides free coverage for up to two years from the date of separation. While you do not need to apply for SGLI coverage, an extension of SGLI due to total disability is not

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Assessing Your Life Insurance Needs - Life Insurance

Details: How Does the Life Insurance Needs Calculator Work? The calculator asks for information to determine your current assets, the income your survivors will need, and your financial obligations. By subtracting your total assets from your total financial obligations and income needed, the calculator arrives at the amount of life insurance you need.

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› Url: https://www.benefits.va.gov/INSURANCE/introCalc.asp Go Now

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Life Insurance - Veterans Affairs

Details: In 1984, the Insurance Actuarial Staff developed a partial solution to the problem by "capping" premium rates at the age 70 rate. This means that a term policyholder's premium will never increase over the age 70 premium rate. Effective September 11, 2000, "capped" NSLI term policies receive a termination dividend if a policy lapses, or if the

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CHAPTER 8. Death Claims - Life Insurance

Details: If the insurance is in force and there is no doubt regarding the beneficiary, form SGLV 8283 should be provided to the beneficiary for completion and submission to the OSGLI. c. When VA is asked to assist in filing a death claim and the survivor has no evidence of the group insurance, VA will assist the survivor in completing the form SGLV 8283.

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Accelerated Benefit Claims - Life Insurance

Details: Remaining Insurance Value. The remaining portion of the face value of insurance which is not paid in a lump sum as an accelerated benefit is payable to the member's designated beneficiary or beneficiaries upon his or her death. In the case of a terminally ill spouse, the remainder of the insurance is payable to the member upon the spouse's death.

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Online Insurance Training - Life Insurance

Details: Insurance is developing online training modules on several topics. Topics currently available are shown below. Check back often, as we will continue to add new topics. Casualty Assistance/Human Resources Training For Navy, Air Force, Army, Marines, Coast Guard and NOAA Servicemembers with full-time SGLI coverage:

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Assessing Your Life Insurance Needs and Options - Life

Details: Assessing Your Life Insurance Needs and Options. Assessing your life insurance needs and options can give anyone a headache! With the wide range of insurance products available and the complexity of your family's needs, determining the appropriate insurance protection is difficult.

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Life Insurance - VA.gov | Veterans Affairs

Details: Life Insurance. SGLI Premium Payment Contact Information for Reserve/Guard Members Drilling for Points. Ready Reserve or National Guard Members in Non-Pay Status pay the same SGLI premium rates as those drilling for pay. However, each branch of service handles payment of premiums during this non-pay period differently. If you are a drilling

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CHAPTER 12. Veterans' Group Life Insurance - Life Insurance

Details: The Veterans' Group Life Insurance (VGLI) program was created by Public Law 93-289, The Veterans Insurance Act of 1974. The law was enacted May 24, 1974, and was effective August 12, 1974. It allowed Veterans, upon separation, to convert their SGLI to a 5-year non-renewable term policy called VGLI.

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Life Insurance - VA.gov | Veterans Affairs

Details: The spouse can get information about conversion by contacting the Office of Servicemembers' Group Life Insurance (OSGLI) Accelerated Benefits Option (ABO) The Accelerated Benefit Option (ABO) gives the Servicemember access to the death benefits of the FSGLI policy before the death of a terminally-ill spouse. The member may receive up to 50% of

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Myths and Rumors About SGLI/VGLI Insurance - Life Insurance

Details: Myths and Rumors About SGLI/VGLI Insurance. There are several myths, rumors and misconceptions about SGLI and VGLI insurance floating around. Below, we have listed some of the most commonly held misconceptions. True or False: Payment of TSGLI reduces the amount of SGLI payable at the time of the Servicemember's death.

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Frequently Asked Questions and Answers - Life Insurance

Details: Insurance companies hold reserve funds to ensure they can pay future claims. Those funds come from the premiums they charge. It is common group insurance industry practice to adjust premium rates as reserve funds increase and decrease, which typically happens when there are changes in the economy and/or changes in the number of death claims.

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Special Dividend Rumor - Life Insurance

Details: Special Dividend Rumor The "Special Dividend" is a False Rumor . Rumors that Congress approved a "Special Dividend" for veterans who do or do not have Government life insurance have been spread for over 30 years.

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TSGLI Loss Standards - Life Insurance

Details: TSGLI Schedule of Losses, Servicemembers' and Veterans' Group Life Insurance (U.S. Department of Veterans Affairs) TSGLI Loss Standards - Life Insurance Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

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CHAPTER 1. General Provisions - Life Insurance

Details: The insurance issued under the group policy is term insurance. SGLI does not pay dividends. In addition, there are no loan, cash, paid-up or extended insurance values, or any provision for waiver of premiums or benefit because of total disability, accidents, etc., except as described in paragraph 1.06 .

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Filing a Claim for Disability Insurance Benefits - Life

Details: There are two types of disability insurance benefits awarded under VA life insurance policies. These are: Waiver of premiums due to total disability, and; Total Disability Income Provision (TDIP) payments. Waiver of Premiums. Most VA Insurance policies contain a waiver a premiums provision in the event that the insured becomes totally disabled.

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Family Servicemembers' Group Life Insurance (FSGLI) - Life

Details: Family Servicemembers' Group Life Insurance (FSGLI) FSGLI is a program that provides group term life insurance coverage to the spouses and dependent children of Servicemembers insured under SGLI.The Servicemember pays the premium for spousal coverage.

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VGLI Auto Pay - Life Insurance

Details: VGLI Auto Pay is an option for paying your Veterans’ Group Life Insurance premiums. With VGLI Auto Pay, premium payments are automatically deducted from your bank account on the day they are due. (If the payment due date falls on a weekend or holiday, funds will be withdrawn on the following business day.)

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Insurance Infographics - Life Insurance

Details: Insurance Infographics Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more. skip to page content

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Life Insurance - VA.gov | Veterans Affairs

Details: Upon the death or traumatic injury of the insured, the Office of Servicemembers' Group Life Insurance will provide information to the beneficiary/insured on how to contact the firm to take advantage of this benefit. 5. You may find more information at www.insurance.va.gov.

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Apply for VGLI/Convert SGLI to VGLI - Life Insurance

Details: To apply for VGLI by mail, download and complete SGLV 8714, Application for Veterans' Group Life Insurance and mail it to the Office of Servicemembers' Group Life Insurance with the required premium and a copy of your DD 214 or other equivalent proof of service and your final Leave and Earning Statement (LES).

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Part V: Increasing FSGLI Coverage Level - Life Insurance

Details: Part V: Increasing FSGLI Coverage Level. General Information; Increasing FSGLI Spouse Coverage; General Information. SGLV Form 8286A must be completed in order to increase FSGLI coverage. The "good health" of the spouse is an issue in being eligible to increase FSGLI coverage.

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